[gemmaw]

Try to buy secondhand as much as possible eg clothes, furniture, kids toys, vehicles. Big items or small it really saves you money if you never buy new

[kirsty129]

I always compare the safeway, coles and aldi weekly catalogues before deciding where to shop.

[robyn42]

Always pay full credit card by direct debit every month keep a forcast of expected expenses and a record of expenditure. And whereever possible use the credit card but only for items you would expect to pay cash for.

[sondajay]

overpay gas bill fortnightly,when it adds up, get them to send a check for credit amount, i've been $700 in credit, comes in handy

[Natasha_Anderson]

Direct Debit each fortnight so never get any bills, or minimal bill. Offset morgage interest into your bank accounts. Save with special buys discounts :-P

[lifehacker]

Using cloth nappies and wipes, hmoemade cleaning products, pre-paying all bills so they arrive in credit and shopping at the local markets fro fruit and vegies.

[Chris20]

I buy items in bulk when they are on special. I always look through the catelogues and write down specials. It is worth going to different stores to save.

[Annex]

The five cents collection, everyone in the family collects five cents for the jar which can quickly add up

[pea1nuts]

With time out of the workforce raising children and generally lower rates of pay, women need to pay special attention to protecting their financial future. Self-made millionaire, mother, financial expert and best-selling author Jodie Nolan highlights an important need for women to start putting in place strategies to build their wealth in her new book 'Surviving the Storm'.

Jodie Nolan is a financial expert who has decades of experience in Australia's money sector including senior roles in the country's biggest financial institutions. A self-made millionaire by 29, Jodie has experienced extreme wealth, loss and re-building after her financial collapse. Jodie is passionate about educating people about money, its core fundamentals and how they can build their own financial independences. The Founder and Director of EQUIS Group, and published author, Jodie now dedicates her time to passing on her knowledge and expertise to adults to help make a difference in their lives today, and generations to come. Jodie is married with two young daughters and lives on Queensland's Sunshine Coast.

Purchase a 'Surviving the Storm' from www.jodienolan.com and receive a free money e-book and budget planner.

Prize:
5 Surviving the Storm book valued at $27 each.
Total prize being: $135

How to enter
For your chance to win, just reply below with the answer to the following question in 25 words or less:
“What saving and budgeting tips do you and your family have that you wouldn’t survive without? “

T &Cs pinned in competition forum.

Competition commences Monday 20 February until Monday March 5, 2012.

[pea1nuts]

With time out of the workforce raising children and generally lower rates of pay, women need to pay special attention to protecting their financial future. Self-made millionaire, mother, financial expert and best-selling author Jodie Nolan highlights an important need for women to start putting in place strategies to build their wealth in her new book 'Surviving the Storm'.

Jodie Nolan is a financial expert who has decades of experience in Australia's money sector including senior roles in the country's biggest financial institutions. A self-made millionaire by 29, Jodie has experienced extreme wealth, loss and re-building after her financial collapse. Jodie is passionate about educating people about money, its core fundamentals and how they can build their own financial independences. The Founder and Director of EQUIS Group, and published author, Jodie now dedicates her time to passing on her knowledge and expertise to adults to help make a difference in their lives today, and generations to come. Jodie is married with two young daughters and lives on Queensland's Sunshine Coast.

Purchase a 'Surviving the Storm' from www.jodienolan.com and receive a free money e-book and budget planner.

Prize:
5 Surviving the Storm book valued at $27 each.
Total prize being: $135

How to enter
For your chance to win, just reply below with the answer to the following question in 25 words or less:
“What saving and budgeting tips do you and your family have that you wouldn’t survive without? “

T &Cs pinned in competition forum.

Competition commences Monday 20 February until Monday March 5, 2012.

This post has been edited by pea1nuts: 24/02/2012, 02:57 PM