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Savings before TTC?, Unreasonable?
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13/11/2012, 12:08 PM
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Posts: 295
Joined: 24-August 10
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My DH gave me an ultimatum of sorts last night. I had already said that I was going to have a break until new year of TTC again (after already having 2 mc this year). But now he has extended that by saying, I don't want to try again until we have $xxxxx in the bank. We have savings, I own my car, we have a mortgage that is manageable, we both work and earn good wages, but I don't have the amount that he wants in savings, and won't have that until probably June next year - based on our budget.
After having a couple of mc already, I just don't particularly care that much - life really is precious and too short to be caring *that* much about money, especially when we can afford it regardless. I just want to get back on my bike (so to speak) and try again, come new year. I know that I might have another mc, and I might not even conceive until June, but I still think that's a lot of missed opportunities!
Am I being unreasonable, is my DH right? I'm sure my emotions cloud my judgement at times, but seriously...
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13/11/2012, 12:24 PM
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Posts: 502
Joined: 18-September 10
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whilst i dont think you are being unreasonable there has to be a happy medium. I was similar we decided to start TTC was pg in 2 weeks ... i was expecting it to take months, unfortunately m/c and i think then i realised how unprepared financially we were ... so we knuckled down saving for 5 months while on a TTC break...then TTC fell straight away again luckily and now the savings is really happening as it has to... FWIW - when we got married we said we wouldnt have children until we had $50K in bank  ...things change and our priority was to have a family, like yourself after a m/c and so much uncertainty we felt like there we could wait forever or just make it happen. good luck
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13/11/2012, 12:32 PM
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Posts: 1,598
Joined: 28-June 10
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For us it was/ is again this time - how much time do I want to take off work. What is the total owed on the mortgage in that time. Ok - we need to be AHEAD on the mortgage (rather than have in savings) that amount by the time bubs is due. Factor in from time of conception you have 9-10 months to save. First time around we also sold one car to add to the cash. This time it's a bit easier as I have about 5 weeks long service leave up my sleeve too  I agree he maybe really saying he wants a break from the trying and the money is on his mind and wasn't stopping him previously... but combined with his grief... now it is? Have a sensitive talk to him. Explain your side. Work out a savings plan - compromise on the amount maybe? Point out you have 9 months to save whilst pregnant.
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13/11/2012, 12:44 PM
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Posts: 6,038
Joined: 16-August 04
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Mirror, mirror, shiny glass, tell me that is NOT my ass!!
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QUOTE Maybe he is struggling with the MC more then you thought? Sounds like he is delaying, and might have emotional issues to deal with. This is what I was coming in to say - maybe it's his way of saying 'I need time out!' - it affects the men as well, and women tend to forget that. It also could be him wanting you to have time out - to physically/mentally get back on track. Maybe he can see the toll it is taking on you. ETA: Do you think he may have been hinting at you and you weren't listening to him in regards to going on a break, so he has resorted to this? Not having a go, I know how consuming it can all become and you lose focus!
This post has been edited by Bwok~Bwok: 13/11/2012, 12:46 PM
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13/11/2012, 05:46 PM
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Posts: 5,139
Joined: 11-October 06
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QUOTE (Penguin78 @ 13/11/2012, 10:23 AM)  Maybe he is struggling with the MC more then you thought? Sounds like he is delaying, and might have emotional issues to deal with. This was my thought too - it sounds like an excuse to delay the emotional roller coaster of TTC, especially after miscarriages. Maybe you can reach a compromise, but definitely some honest communication is required. R
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