[mez70]

one thing I would also like to make sure people know that is regardless of EDD if you have preg complications that require bed rest etc, bad morning sickness etc They WILL NOT BE covered, whilst you are still serving the waiting period. I know a lot of funds won't budge on bubs arriving before due date and if you get told they will cover delivery based on EDD get it in writing...

I was admitted on bed rest with both my pregnancies, first time I was admitted for 10 days at 28 weeks, discharged and then delivered at 31 weeks, (was very nearly in hosp for the duration though and only allowed home as I had no kids and could rest)

Second pregnancy I was admitted for 3 nights at 33 weeks and went on to have bubs at 37 weeks

[epl0822]

one thing I would also like to make sure people know that is regardless of EDD if you have preg complications that require bed rest etc, bad morning sickness etc They WILL NOT BE covered, whilst you are still serving the waiting period. I know a lot of funds won't budge on bubs arriving before due date and if you get told they will cover delivery based on EDD get it in writing...

I was admitted on bed rest with both my pregnancies, first time I was admitted for 10 days at 28 weeks, discharged and then delivered at 31 weeks, (was very nearly in hosp for the duration though and only allowed home as I had no kids and could rest)

Second pregnancy I was admitted for 3 nights at 33 weeks and went on to have bubs at 37 weeks

If this happens, can you go to a public hospital? Or would you have to switch from private to public entirely?

Just in case anybody is interested, I mentioned this question to my GP when I saw her for something else this week. She said birth at 36 weeks is not of any concern because it's pretty much nearly full term. When asked about my likelihood of going into early labour again she said anything could happen with subsequent pregnancies but it's highly unlikely I'll be late (ie beyond 40 weeks).

[mez70]

Yes if you had any antenatal complications and required admitting during the waiting period the choice would be either A: self fund private stay (huge dollars payable by yourself) or B; you would be admiited to a Public Hosp as a Public Patient and therefore you would also be seeing dr's etc other than your chosen OB etc.. Would depend on why and how long you are staying as to if your would need to change from private to Public as well.. Eg 3 nights for rehydration and Morning sickness etc is not going to have any major impact on what is happening say 30 odd weeks later...You would neede to chat with your health fund and provider......

[fairymagic]

I would check with your OB with regards to being admitted to hospital whilst serving your waiting period. If in a public hospital your OB may still be able to care for you privately - that care may come under the Pregnancy costs you pay your OB?? Just check at your next appt.

[FiFiLicious]

My #1 was born 36 weeks IUGR due to placenta problems. I had a very big bleed at 12 weeks which was assumed that it was part of the placenta tearing away.

I didn't worry about # 2 as a result. So when I started bleeding again at 30 weeks, I figured my body may not be able to grow placentas well. ( he was born finally at 32 weeks). I would not even consider a third as I am too high risk now ( 38, hypertensive, previous prems and 1 cranial deformity - cleft)

The good news is, unless the baby is a micro prem, most babies born post 30 weeks are ok ( need much assistance to begin with) not to say thaperfect 30 weeks is dire, but the risk of longer term issues is higher of course.

Your care by your OB is covered by your OB fees in hospital if you need to go in pre birth. What you may not be covered for is hospital room and surgery/delivery which would mean you would go public and lose your OB for the delivery, especially If they aren't affiliated with the public hospital closest to your home.

So for eg, I live in syd and close to RPA, but my OB works in POW and womens. If I wasn't covered, I would have to go to RPA as a public patient but my OB could still advise me, consult etc. they would not be able to examine or perform the delivery At RPA.

Good luck!