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Baby Gracee.born overseas,


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#1 muminbusiness

Posted 08 April 2012 - 08:40 PM

Did you see this wee baby on the news tonight. I've been following her on Facebook. I feel sorry for the family. It sounds hard all round.sad.gif

Edited by muminbusiness, 09 April 2012 - 10:30 AM.


#2 Raisinette

Posted 08 April 2012 - 08:44 PM

Is there a link?


#3 muminbusiness

Posted 08 April 2012 - 08:45 PM

I don't know how to link sorry. But it should be on the 9 news page

#4 LynnyP

Posted 08 April 2012 - 08:45 PM

From my understanding the insurance company is refusing to pay out because they weren't actually insured for birth?  So not actually refusing to pay out in the strict definition of the sense.

#5 agnodice

Posted 08 April 2012 - 08:48 PM

The risks of travelling between 24-37 weeks of pregnancy without adequate cover, and to the US no less!

I am empathetic but not sympathetic.

#6 M1B2G

Posted 08 April 2012 - 08:54 PM

I travelled at 25 weeks overseas...  The companies we tried would not insure me against pregnancy related costs...  In all I have seen it is unclear whether the policy did cover pregnancy and they are refusing to pay out..
Unlucky to birth at 24 weeks...  Hope the family can reunite soon.  It could be another million dollar baby like the one in canada.

Edited by rebecca59, 08 April 2012 - 08:55 PM.


#7 tibs

Posted 08 April 2012 - 08:54 PM

So this isn't the family who got the huge bill from Canada for the birth of their baby, this is another one?  I haven't seen the news today.

#8 .Jerry.

Posted 08 April 2012 - 08:55 PM

QUOTE (MsN @ 08/04/2012, 08:48 PM) <{POST_SNAPBACK}>
The risks of travelling between 24-37 weeks of pregnancy without adequate cover, and to the US no less!

I am empathetic but not sympathetic.


I agree.
To travel  overseas for a holiday at second trimester is a risk really.  Anything can happen.  And quickly.  
Some travel insurance will cover the mother for birth, but not the baby for care.

Even in Australia care for a prem baby can be hundreds of thousands of dollars.  Mine was.  Luckily picked up by PHI.

After what I went through I think travelling at that stage is hugely risky.

I think the only help they should/could expect is someone to help mediate between hospital and family to make payment arrangements.  I don't think the insurance company should be obliged to help.  I'm sure their fine print made clear what their obligation was.  

Hopefully the baby will continue to do well though.  It would be hard to be so far from home.

Edited by .Jerry., 08 April 2012 - 09:01 PM.


#9 Zathero

Posted 08 April 2012 - 08:59 PM

QUOTE (MsN @ 08/04/2012, 08:48 PM) <{POST_SNAPBACK}>
The risks of travelling between 24-37 weeks of pregnancy without adequate cover, and to the US no less!

I am empathetic but not sympathetic.


+1

Especially as they were travelling to have "the honeymoon they never had". If it had been for another reason, a family emergency etc, I might be a little more sympathetic.

I hope the family can be reunited soon.


#10 Laborious Nicety

Posted 08 April 2012 - 08:59 PM

http://www.couriermail.com.au/news/sunday-...f-1226321159161

They took a risk and it didn't pay off, poor people.

#11 LynnyP

Posted 08 April 2012 - 09:01 PM

I travelled extensively up to two weeks before my daughter was born so it isn't travel as such that is the risk.  Everywhere I went I either had insurance for or was on a reciprocal health agreement with.

#12 Fillyjonk

Posted 08 April 2012 - 09:02 PM

QUOTE
Because she was born in the US, she is not an Australian citizen. The ordeal has torn the family apart.


Hrm... I find this very hard to believe. I thought the criteria was that one of your parents just had to be a PR of Australia to be automatically granted citizenship. Sure she doesn't have a passport and that will all take time, but I don't see why she would not be entitled to citizenship if her parents were just on a holiday.

While it is all very unfortunate and stressful for the family, it sounds to me that they failed to do their homework before they left on their trip and are paying the price now (and pointing the finger every which way).

The article isn't clear about what kind of insurance they have (to me it sounds like travel insurance if they are talking about pre-existing conditions) but surely if you know you are pregnant when you travel (espeically to a place with such an infamous healthcare system), you check and double check you are covered.

I also fail to see how it is tearing the family apart. So the husband had to travel back to Australia sooner to look after the other kids... that is hardly going to do any lasting damage.

I do hope someone bails them out, but that in the process they realised that it was nobody's fault but their own .

---
Just did some googling. If neither of the parents were citizens she may not be entitled to citizenship, I think.

Edited by with the goo goose, 08 April 2012 - 09:08 PM.


#13 Done

Posted 08 April 2012 - 09:06 PM

http://m.news.com.au/TopStories/pg/0/fi997911.htm

#14 Zathero

Posted 08 April 2012 - 09:07 PM

I've just had a look on the "Gracee's appeal" Facebook page.

Is there something that's been missed in the news? There seems to be a vast number of people slamming AAMI insurance. Or is this just more finger pointing?

#15 trishalishous

Posted 08 April 2012 - 09:07 PM

im sorry that they are in this position, but i dont think the travel was worth the risk.
my travel insurance has never  covered birth, hence never travelling when pregnant to somewhere where i couldnt afford the hospital costs out of pocket.

#16 Expelliarmus

Posted 08 April 2012 - 09:08 PM

LOL all they have to do is go to the embassy and register her birth. She's an Australia citizen because her parents are!

#17 LynnyP

Posted 08 April 2012 - 09:11 PM

Come now howdo, it is every Australian's right to be hysterically inaccurate.  My daughter was born overseas, she is an Australian (and a British) citizen by descent.

#18 ubermum

Posted 08 April 2012 - 09:11 PM

QUOTE (MsN @ 08/04/2012, 08:48 PM) <{POST_SNAPBACK}>
The risks of travelling between 24-37 weeks of pregnancy without adequate cover, and to the US no less!
I am empathetic but not sympathetic.


This.

I went overseas at the start of last year and when I booked the tickets and was buying insurance, I knew there was a chance I could possibly be in the first trimester by the time I travelled. Half of the trip was going to be in a country where I hold dual citizenship. I still made sure that whatever could possibly happen eg. miscarriage in the first trimester, I was going to be covered for. It's a shame that this has happened to this family, but unfortunately for them fate wasn't in their favour. They were lucky that they have been looked after at all, the hospital could have just refused to treat them without their insurance company's go ahead or proof of their ability to pay.



#19 heidles82

Posted 08 April 2012 - 09:13 PM

I will be overseas (Fiji) when 26 weeks pregnant and have found a travel insurer that will cover for this - I have it in writing from the company. They don't consider pregnancy to be a pre existing condition.

Out of curiosity I just looked up the AAMI travel insurance and it clearly states it does not cover pregnancy, childbirth or complications arising from these. Pays to read the fine print!

#20 .Jerry.

Posted 08 April 2012 - 09:14 PM

The insurance company isn't "refusing to pay out".  The baby wasn't covered.  Simple.

#21 *Lib*

Posted 08 April 2012 - 09:14 PM

Unfortunate for these familes, but priceless to others. A lesson in making sure you have the correct insurance when travelling.

#22 Expelliarmus

Posted 08 April 2012 - 09:16 PM

Okay. I'm heartless I know but the baby's name is annoying me now.

Agree with .Jerry. The insurance company isn't "refusing to pay out". The baby wasn't covered.



#23 LynnyP

Posted 08 April 2012 - 09:18 PM

I believe (and I have my flame resistant suit on), that you can make a connection between the spelling of the name, the belief of entitlement to something they haven't paid for, and a Facebook appeal.

#24 sueb31

Posted 08 April 2012 - 09:18 PM

Heidles, I'd be very careful about whether your unborn child is covered if they are born prematurely. I haven't come across a company that will. Plenty will cover the mother if pregnant but none the child if they are born.

Sue

#25 muminbusiness

Posted 08 April 2012 - 09:18 PM

QUOTE (howdo @ 08/04/2012, 10:16 PM) <{POST_SNAPBACK}>
Okay. I'm heartless I know but the baby's name is annoying me now.

Agree with .Jerry. The insurance company isn't "refusing to pay out". The baby wasn't covered.

Why is her name annoying you?




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