Jump to content

ANZ platinum credit cards travel insurance


  • Please log in to reply
18 replies to this topic

#1 Lees75

Posted 23 July 2013 - 10:40 PM

Is the travel insurance that comes with the platinum ANZ Amex sufficient?

#2 planejane

Posted 23 July 2013 - 10:49 PM

Read the PBS, and then re-read the PBS.

We had travel insurance through ANZ Visa Platinum.  Because we didn't pay our airfares with the card we were not considered covered.

Cost us +$6000.

Be wary.

#3 Mrs Darcy

Posted 23 July 2013 - 11:01 PM

We used it last year and it was very similar to other companies that I had compared it to. I was a little sus initially as it was free, but iI spoke to ANZ over the phone and then they sent me the info out in the mail a couple of days later. It seemed more than sufficient for us. You could download the PBS and just be aware of pre existing conditions.


#4 eachschoolholidays

Posted 23 July 2013 - 11:37 PM

I have claimed twice on our CBA insurance- once for a trip cancelled due to illness and another time for a stolen handbag. No issues. Covered part from a standard $200 excess.  

Make sure you check how much of your holiday you need to have booked on your credit card.

#5 kh79

Posted 23 July 2013 - 11:43 PM

We are away at the moment using this ANZ insurance.  I looked at it thoroughly before I went.

You have to have booked at least $250 worth of travel on your credit card.  It has to be travel that is dated and can only be specific type of travel costs (airfares, hotel, train tickets with dates etc)

The length of your trip must be less than 6 months.

Otherwise it is a very good insurance.

#6 SeaPrincess

Posted 24 July 2013 - 10:29 AM

We made a claim on ours last year when DH was too sick to fly home.  As PP said, you have to book at least $250 of your travel on the card to activate the insurance. In order to be covered, you also still have to have the account active/open at the time of travel.  When I sent off the claim, I sent copies of the statement showing the booking and the most recent statement, which also showed tha expenses I was claiming - medical, accommodation and flight amendment fees.

When we were booking I called them to make sure we'd be covered for all parts of the trip even if we booked connections separately because otherwise I would have booked through a travel agent, but they were fine.

#7 Feraldadathome

Posted 24 July 2013 - 10:32 AM

It worked fine for us last year when it covered a range of cancellations and business class upgrade for medical reasons.

But, as others have said, check the provisions as they relate to your possible needs, and check that you meet the pre-conditions.

#8 PixieVee

Posted 24 July 2013 - 10:35 AM

Where are you going? Do they accept local hospitals as acceptable or will they transport you to proper care?

#9 GeminiSix

Posted 24 July 2013 - 10:42 AM

We "used" this as our travel insurance for our trip to Thailand last year - but we didn't need to make a claim.

As PP's have said, just read the PDS to make sure you meet all eligibility criteria to activate the cover.  

Another point to remember is that you don't get a policy number to give the Emergency Assistance Line if you need to call up to make a claim to prove that you meet the eligibility criteria.  In order to receive Emergency Assistance, you need to provide a copy of your statement showing that you have booked the minimum amount of travel on your credit card.  That means, that if you are overseas and require immediate assistance (for example, if you have an accident and require hospitalisation, medical evacuation etc), you need to be able to provide this proof to the underwriter (QBE) before they will assist you. When I rang to query this before the trip, they advised me to leave a copy of my statement showing my qualifying purchases with somebody at home so that they can immediately fax/email it to QBE in the event I needed to claim while overseas.

Edited by GeminiSix, 24 July 2013 - 10:45 AM.


#10 secret~sammy

Posted 24 July 2013 - 10:43 AM

QUOTE
Read the PBS, and then re-read the PBS.


I second this. I've used the travel insurance on a different banks credit card before and was quite happy but they did have some rules and conditions that we could have been tripped up by if we hadn't known about them (such as if we'd flown home separate, which we were considering, we wouldn't all have been covered)

#11 Feraldadathome

Posted 24 July 2013 - 10:43 AM

My eye surgery could have been done in Malaysia, but I was transported business class back to Sydney.

Mind you, the alternative would have been a 30 day stay in Malaysia, so they saved money by bringing me back.

#12 2bundles

Posted 24 July 2013 - 04:22 PM

I have read the PDS thoroughly and we have relied on the ANZ platinum insurance several times.  As pp said, you don't need to put airfares on it, but you do need a minimum spend on accom/tours etc to be covered.

#13 Lees75

Posted 24 July 2013 - 08:30 PM

Thanks everyone:)

It's looking pretty good, I think. We are going the the USA and I was planning on putting the whole trip on my card so I can get the FF points- lol!

#14 SeaPrincess

Posted 28 July 2013 - 06:57 PM

For the US, I'd take out separate travel insurance.

#15 Lees75

Posted 28 July 2013 - 08:00 PM

View PostSeaPrincess, on 28 July 2013 - 06:57 PM, said:

For the US, I'd take out separate travel insurance.
Why is that?

#16 SeaPrincess

Posted 28 July 2013 - 08:09 PM

When I claimed on the ANZ insurance, I had to pay for everything then claim back, which wasn't a major issue for a one day delay in travelling home from Thailand, but financially, I don't know if I could do it that way for something major in the US, especially with the time taken for the payment as well.  When I broke my leg in Africa, my travel insurance company told me not to pay for anything (despite the doctor trying very hard to make me pay!) and when I got home to the UK, I only paid my £50 excess.

Also, from memory, I don't think the limits are as high with the ANZ insurance as with some of the comprehensive policies.

Edited by SeaPrincess, 28 July 2013 - 08:09 PM.


#17 neyrie

Posted 02 August 2013 - 04:48 PM

SeaPrincess I'm guessing something to do with the medical side of things in the US, the costs are phenomenal!! That mockumentary "sicko" is truer than people realise (and only a tiny sliver of what can happen).

#18 pinkpineapple

Posted 03 August 2013 - 02:17 PM

Good question Lees. I have booked my whole cruise on my and was wondering if it would be sufficient. Last yr I was going to have to for Hong Kong but t the last minute I booked additional cover just in case. By last minute we were t the airport about to go through departures.

Didnt have to claim.

#19 SaintJoe

Posted 03 August 2013 - 02:34 PM

I went to US with it.

Medical cover matched competitors anyway so don't see the problem.




0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users

 

WIN a $500 Visa debit card

Are you a parent? Simply take our survey for your chance to win a $500 pre-paid VISA debit card.

Dads' smoking before conception increases asthma risk

Fathers who smoke are more likely to have children with asthma even if they quit the habit before their baby is conceived, according to new research.

#birthjusthappened: the photos changing the way we see labour

There's no doubt that post-birth photos can have a powerful effect on women. But are they enough to change the way pregnant women feel about their own impending labours?

Tips for roadtripping with a baby

Techniques that served me well as a baby-free traveller have been rendered useles - but here’s how you can make this season’s road trips smoother than your newborn’s skin.

Gluten and nut-free lunchboxes made easy

Traditionally, packed lunches are packed with gluten (think breads, wraps and biscuits). One mum has created a gluten and nut-free solution.

Is this the new royal baby's name?

This traditional girl's name is the favourite among punters in Britain.

6 creative ways to save childhood memories

For some parents, recording facts like their child’s first word, first tooth and first steps isn’t enough. They’re taking memory collections to the next level.

Breastfeeding mum escorted off plane

Virgin Australia has come under fire after a breastfeeding mum and her 10-month-old son were escorted off a flight.

If toddlers gave performance reviews

Hello there, Mummy. I've been looking forward to this meeting for a while now. Overall, I'd like to say that you've been a great addition to the team so far. You've really been working your tail off. So, kudos to you.

A sweet proposal video worth watching

'The Special Proposal' tells the story of Salvatore asking his girlfriend Caterina a big question.

Why is it taboo for women to breastfeed each other's babies?

Why is the idea of nursing someone else's baby so socially unacceptable?

Win a Ben & Holly's Little Kingdom prize pack

To celebrate the April 1 release of Holly's Magic Wand on DVD and Digital, we are giving away five DVD packs featuring the newest installment of Ben & Holly's Little Kingdom Holly's Magic Wand and many more hours of family entertainment! Enter Now!

Genetic 'miracle baby' born after trailblazing IVF

A new method that screens embryos for more than 200 disorders is already making dreams come true.

Mum-of-three's bikini body inspiration

Rachel Hollis wanted to share a photo of herself in a bikini to encourage other mums to be proud of their bodies.

Sign up to our 30 days of #PlayIQ challenge

Sign up to receive 30 amazing tips and ideas for play with baby during the month of April and submit a picture or tip on our social wall for a chance to win an amazing Fisher-Price prize pack.

Adopting a child in or out of Australia is far from simple

Australians have wildly different experiences on their journeys to adopting children.

Breastfeeding doesn't make you a better mum - feeding your baby does

Given my immense dislike of Hopkins and her opinions, I was genuinely shocked to discover that last week she actually said something that I agreed with.

'Toni, another baby has died': the anguish of watching governments fail our babies

It has been six years since whooping cough claimed the life of four-week-old Dana McCaffery. Her parents are angry that lessons learnt weren't enough to save other babies.

Longer breastfeeding linked to higher IQ

A study of 3500 infants has found that babies who are breastfed grow up to be more intelligent and wealthy.

The 2015 flu vaccine: what's new, who should get it

For certain members of the community, catching flu can lead to severe illness or death. A vaccination can be lifesaving.

Dealing with a nappy escape artist

I hear about the tots that have a penchant for ripping their nappies off and the odd one that even smears the brown stuff on the walls and fine home furnishings, and I shudder.

Hospital apologises for 'traumatising' baby mix-up

St Vincent's Hospital has apologised "unreservedly" for a baby mix-up that left one new mum traumatised.

Special Ticket Offer, Save $8!

The Essential Baby & Toddler Show is back this April! Save $8 off the door price for a limited time only!

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Sign up to our 30 days of #PlayIQ challenge

Sign up to receive 30 amazing tips and ideas for play with baby during the month of April and submit a picture or tip on our social wall for a chance to win an amazing Fisher-Price prize pack.

Tips for flying with a baby

Travelling with kids requires a whole other set of skills - ones that I have learned through (sometimes unfortunate) trial and error.

How to stay calm in an emergency

I’m not expecting you to be as calm as you might be right now. What I mean is that if your panic levels are through the roof during a stressful situation, let’s bring them down to just under the ceiling.

Toddler gets 'drunk' after cranberry juice mix-up

A toddler was taken to hospital after a waitress served her sangria instead of cranberry juice at a US restaurant.

We need to stop using this word when we talk about childbirth

Is it shaming to point out that women are often being let down in birth?

The certificate helping parents deal with pregnancy loss

For some people, this certificate will offer a sense of validation that their child was acknowledged as being here and now gone, and will help them with life post-loss.

The phenomenon of phantom pregnancy kicks

'Phantom pregnancy kicks’ are encountered by many mums months - or even years - after their pregnancy is over.

The health insurance advice you can't afford to ignore

There's one simple switch that could save you hundreds of dollars a year in private health insurance.

4D scans show how smoking affects babies still in the womb

The harmful effects of smoking during pregnancy on unborn babies may be seen in tiny movements in their faces using 4D ultrasound scans, research has found.

The most dangerous toddler food trends

Pete Evans' paleo cookbook for kids caused a storm, but there are plenty of other unsafe food trends for babies and toddlers.

Infection killed new mum of twins

Modern medicine could not save 19-year-old Sophie Burgess who died 48 hours after giving birth to twins in the UK.

How to babyproof your job interview

Once upon a time, I was a fan of job interviews. That all changed after I'd switched careers, had a baby and decided to spend the first year at home with her.

Grieving families give warnings after toddler deaths

Two Queensland families are grieving the loss of their toddler sons after the boys drowned in separate incidents last week.

Man faces jail after giving woman abortion pill smoothie

A Norwegian man is facing jail after putting abortion pills in his ex-girlfriend's smoothie, causing her to have a miscarriage.

'He's a blessing': family of baby born without eyes

Jordy Jackson was born without eyes. He has anophthalmia, which affects one in every 100,000 babies born.

Win one of 5 Cadbury Easter Hampers

With Easter fast approaching, Cadbury are giving away 5 Cadbury Easter Hampers. Enter Now!

Super fit model Sarah Stage defends her pregnancy body

Model Sarah Stage has defended her pregnancy body after critics claimed her slim figure at eight-and-a-half months pregnant wasn't "normal".

Win a Ben & Holly's Little Kingdom and Peppa Pig prize pack

To celebrate the April 1 release of Holly's Magic Wand on DVD and Digital, Essential Baby and Entertainment One are giving away five bumper DVD packs featuring the newest installment of Ben & Holly's Little Kingdom Holly's Magic Wand and many more hours of family entertainment! Enter Now!

Why I post breastfeeding photos online

I love to take pictures of my children. In some of the pictures, my younger son is nursing.

The day I broke my baby

There are things I wish I didn't know. I wish I didn't know that companies make tiny braces, small enough to hold necks no bigger than a wrist.

Geeky baby gear

If your family is more into Star Wars, gaming and the periodic table than most, you might want to check out these geek-chic baby items.

Grandbabies: the babies born looking old

Not a day under 65 and a lifetime of struggle! That's the look of these newborns, who look adorably older than their real age. Social networking site Reddit recently featured user submissions of adorable grandbabies, here are our favourites.

53 creative pregnancy announcements

Announcing that you're expecting can be a time to express your creativity, sense of humour and imagination. Check out how other parents and parents-to-be have broken the news to friends and family.

IKEA hacks for the nursery and kids' rooms

Are you one of those that know the whole IKEA catalogue by heart? Love their stuff but want to personalise it? Here's some inspiration to help you realise the potential of IKEA furniture and fittings.

36 baby names inspired by food and drinks

A French court may have ruled out Nutella as a baby name, but that doesn't have to stop you from taking inspiration from the supermarket (or bottle shop). See what parents in the US have chosen for their delicious little ones.

Clever breastfeeding products

Check out this range of products designed to help make your breastfeeding journey more enjoyable, manageable and convenient.

 

Sign up now!

30 days of #PlayIQ challenge

Receive a daily email from Essential Baby during April with great play tips and ideas, then submit your baby at play photos to our Playwall, Instagram or Twitter for your chance to win.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.