Jump to content

Laser eye surgery and PHI???
Laser eye surgery and PHI???


  • Please log in to reply
5 replies to this topic

#1 Jo

Posted 22 January 2005 - 03:15 PM

I am considering laser eye surgery. I was wondering if anyone here has had it done?  I remember someone posting about it some time ago.

Does anyone know if any Health Insurance companies cover it at all (is it worth me changing my policy and waiting 6 months or whatever ... but then, it si a pre existing condition, so will they cover it anyway?).  I know that they class it as cosmetic, which I really do not get!  It sure would save them a heap of claims for glasses/contacts.  But then maybe if our condition was repaired we might drop oour health insurance?  Who knows the logic.

Jo2+2<BR>Angel Baby - Rachel - born still 21/11/00 (23 weeks)<BR>Matthew & Erin 7/11/01<P><BR>

#2 Stacey*

Posted 22 January 2005 - 05:48 PM

I have been looking into this too.

My PHI will pay $1000/eye after 2 years of membership.

Which compared to my sisters is really good.

I was told to get it done young because once you hit 40 to 45 you will most likly have to wear reading glasses anyway, so to get as many years glasses free as possible get it done young.

Stacey
DH Nicholas
Jaiden (30/3/02)
<img border="0" src="http://www.TickerFactory.com/ezt/d/4;2;42/st/20050330/e/Jaiden%27s+3rd+Birthday/dt/16/k/b03a/event.png"></a>

#3 white2sugars

Posted 22 January 2005 - 07:34 PM

delete

This message was edited by white2sugars on Wednesday, 26 January 2005 @ 4:40 PM

#4 Lizz

Posted 22 January 2005 - 08:57 PM

My dh had it done about 2yrs ago.

He says he wished he had done it much earlier.  Our PHI (Medibank Private) didn't cover any of it either.  At the time we were told there was no PHI Companies that would  cover the cost.

I think it might be because of the unknown.  They don't know the long term effects and that could be that it actually creates more of a problem which in turn creates more claims ... or along those lines iykwim.

His costs were $2300 per eye.  I too am hoping to have it done soon, am sooo sick of contact lenses.

#5 Guest_kazpi_*

Posted 22 January 2005 - 10:33 PM

Jo,

DH has looked into this a few times and hasn't found and PHI companies that will cover it.

You can get a small rebate back on your tax at the end of the year though - 20% of medical expenses over $1500 (note figures are off the top of my head, may be slightly different).



Karen
Nicholas 7
Courtney 4
Chloe 2
Charlotte 5 months (2 months premmie)

#6 Guest_Pitterpatter_*

Posted 23 January 2005 - 02:51 AM

Jo was just thinking of asking this!! original.gif

Am a habitual contact lens wearer, and sick to death of them.

Jods




0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users

 

Why we tend to hold our babies on our left side

On which side of your body do you carry or cradle your baby? If you answered "left" then you're not alone.

Taking fish oil in pregnancy may prevent childhood asthma

Women who took omega-3 fatty acid supplements (fish oil supplements) in pregnancy reduced the risk of their children developing asthma by almost one third.

Mum, dad and son all share a birthday

Luke and Hillary Gardner never have a problem remembering each other's birthday.

Mum shares the bittersweet truth about pregnancy after miscarriage

A mother's candid and heartfelt reflections about pregnancy after miscarriage are providing comfort to other women.

16 simple ways to make your baby smarter

What's the best way to mentally stimulate your baby? It doesn't take a genius - just a loving, involved parent.

Your blood pressure could predict baby's sex even before conception

The average blood pressure of mother could suggest a baby's sex before it even exists, a study has found.

The breastfeeding photo that says it all

Ashley Rockill was lucky enough to have her birth photographer on hand to capture a precious moment.

13 pregnancy superstitions from across the globe

In honour of Black Friday, let's explore 13 of the strangest pregnancy superstitions from across the globe.

I'm a stay-at-home mum, and I'm sending my son to daycare

When you become a mum you give birth to a beautiful baby, but you also give birth to guilt.

Mum gives birth to 'Incredible Hulk' 6.4kg baby

An American mother was shocked when she gave to a 6.4kg (14lb 1oz) baby last month.

Mum demands $530 for daughter's shoes after playdate

A mum has made a pretty bold move by demanding $532 for a pair of her daughter's shoes that were damaged at another family's house. 

A toddler's guide to helping around the house

If a toddler was to write a guide to 'help' you with the household chores, it would go something like this.

The breast pump you can use on the go

The game-changing breast pump promises to make life easier all round.

'Mum, don't be mad but I've just had a baby'

A teen mum has shared her birth story – and her shock at not knowing she was pregnant until her baby's head emerged.

No, Senator, childcare workers don't just wipe noses and stop fights

The only thing childcare workers spend their time doing is "wiping noses and stopping the kids from killing each other"? Not quite.

'I wanted to be the birth mum so much'

When people say "aren't you lucky that there are two of you, that you can switch?" I give them a tight smile.

6 myths about breastfeeding toddlers

Although breastfeeding a toddler isn't for everybody, if you choose to nurse beyond babyhood you can expect some strong reactions.

 
Advertisement
 

Top 5 Articles

Advertisement
 
 
 

From our network

Your child's fine motor skills: what you should know

There is less of a focus on fine motor skills, but they're just as important as others. (SPONSORED)

5 ways music helps your toddler's development

There are at least five other compelling reasons to get musical around your toddler. (SPONSORED)

 

Baby Names

Unusual Celeb Baby Names

Click through the gallery to read the details and see some of the most memorable monikers in show biz families.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.