Jump to content
4 replies to this topic
Posted 21 February 2013 - 01:48 PM
We are at a crossroads, financially. We need to buy a bigger house as we are bursting out of our current one. I would like to seek financial advice but don't know what to look for. I know some Financial advisers are really out to sell financial products so advice can be skewed. How do I find a financial adviser who will look at our income/investments and give us our best options in terms of buying a new house and what we can actually afford as compared to what the banks say we can afford?
Posted 21 February 2013 - 10:19 PM
Do you think the banks are over or underestimating what you can afford?
A good mortgage broker would be able to give you more options than any one bank can. Our financial planner didn't charge us for our first consultation, only if we took up any of the options that he provided, which had nothing to do with property.
Posted 21 February 2013 - 10:22 PM
A financial planner won't be wanting to talk about houses as that's not how they make money. As PP, mortgage broker or maybe your accountant can help though basically it seems like you need to establish a budget,
Posted 21 February 2013 - 10:28 PM
I just read your post out to my husband who is a senior financial planner with a non-bank firm. He says you're looking for a mortgage broker. A FP can help you strategise to be able to afford a bigger house in 5-10 years, but if your move is imminent you need a good mortgage broker, ideally one with an accountancy background
Hope that's helped, and best of luck
Posted 06 March 2013 - 09:13 AM
Thanks for your help everyone. I will talk to my mortgage broker.
1 user(s) are reading this topic
0 members, 1 guests, 0 anonymous users
Most people who are trying to get pregnant know that the best time to conceive is in the few days after ovulation.
A cruise with your family is among the most absurd settings for a miscarriage, but it is certainly not the worst.
A 22-year-old woman who is pregnant with her third child has had her requests for a tubal ligation denied because doctors believe she is too young.
When a pregnant woman is infected, the likelihood that her foetus will be infected is about 50 per cent.
If you're hoping to conceive, one of the most important things you need to know about is ovulation.
I remember the first time I felt mum guilt, within days of having my first child. The feeling was so intense I rang my own mum to debrief, hoping she'd tell me I wouldn't feel this way very often.
When it comes to motherhood, actress Kristen Bell is her own superhero and she thinks other mums should be too.
In a world of ever-shrinking gadgets, it's no surprise prams are getting smaller. We put the record-holding GB Pockit through its paces.
The gorgeous Bombol Bouncer is back - and boasts two chic new colours to boot.
Looking for a gift for the wine lover in your life - or just something for yourself?
Pinky Mckay joins us again at the Essential Baby & Toddler Show presented by Blackmores with her expert baby settling advice. Register now for your free ticket.
The best part about our outdoor adventures? It makes my husband and I better parents, since we're happier while adventuring.
A good samaritan saved a mother and baby from being seriously injured by crashing her own car into theirs.
Returning to work after having a baby can be daunting, and when you're experiencing postnatal depression or anxiety it can seem even more overwhelming.
Background noise from the radio or TV might be making it harder for your toddler to learn learn new words.
Teresa Palmer is basking in pregnancy glow as she awaits the arrival of her new baby.
Top 5 Articles
Pre-book & Save 50%. Get your tickets now for Kidtopia Festival. 7-9 October 2016 Parramatta Park, Sydney.
H2O is one of the necessities of life, but for babies a seemingly harmless amount of water can be fatal.
So much parenting advice is geared towards having your first baby, but what's it like having a baby when you already have children?
Fans of The NeverEnding Story – of which there are certainly plenty – went crazy for these plush Falkors when they first went on sale last year.
I thought I had prepared myself for motherhood. Then my baby girl arrived and knocked everything flat.
People love to warn you about what to expect when having a baby, but they can be way off when it comes to the reality.
Motherhood is wonderful ... except when it sucks.
There is no doubt seeing their child smile for the first time is an unforgettable moment for parents everywhere.
Breast is best, except when it's not. And in our case, it most definitely wasn't.
The photos are heartbreaking and almost too difficult to look at, but Kayley Burke is begging other parents to take notice.
In news that will make expectant mums jump for joy - and reach for a block of Cadbury - scientists have revealed chocolate could provide health benefits during pregnancy.
If you're in any way challenged in the follicle department, prepare to feel a jolt of envy - at a two-month-old baby.
While meeting with a lactation consultant can make an enormous difference to a new mother, it's not a service that is available through the public health system.
One mum has learnt a harrowing lesson about the best way to cut grapes to make it safe for toddlers and little kids to eat.
Lately I've been thinking about the caesarean stories and the brave women who birth their children with strength and beauty.
It's stressful to be the one who is holding your baby most of the day, but it's even more stressful to wonder, 'am I doing something wrong? Or am I creating bad habits?'
Free ticket offer
The Essential Baby & Toddler Show, presented by Blackmores, will be held in Sydney on 23-25 September. Register for your free ticket now to save $20!