Jump to content

Pls Help to find an Obstetrician who charges less than $2000


  • Please log in to reply
14 replies to this topic

#1 Baby Cookie

Posted 20 February 2013 - 02:46 PM

Hi all the lovely people,

I’m seeking help in finding an Obstetrician who charges less than $2000 for our first baby.
I honestly thought that after paying for private health insurance to cover pregnancy would cover all our pregnancy costs!   sad.gif  unsure.gif


We live in Noble Park north and would love to hear some helpful hints on finding an Obstetrician who charges less than $2000 out of pocket expenses.
Please PM me the names of the OB’s

Thanks you all in advance!  original.gif


#2 c.sanders

Posted 21 February 2013 - 06:09 AM

hi, i dont really know any but i just wanted to say that i did everything through the hospital incl.seeing the obstetrician. . i had the option of being under the care of my  gp or midwives at the hospital. the hospital/midwives helped me organise everything including tests. they said an obstetrician is really only for complicated pregnancies and the hospital n medicare would cover that too if it was the case. overall i was only out of pocket for hospital parking fees.goodluck on your exciting journey original.gif

#3 podg

Posted 21 February 2013 - 06:13 AM

The public hospital is fine. My first baby was born at Monash, and the rest at other public hospitals.

Don't spend everything you can afford on an obstetrician - your child and you will find lots more uses for that money.

#4 Madnesscraves

Posted 21 February 2013 - 06:15 AM

No recommendations sorry, but wanted to say I was in the same boat as you. I though my pregnancy cover in PHI was covered! Nooo it's for other stuff. Annoyed me greatly. Made me wonder why I paid so much in the first place! rant.gif

Good luck with your journey biggrin.gif

#5 kristylee21

Posted 21 February 2013 - 06:16 AM

I went through a public midwife program.... $300 out of pocket for some ultrasounds. Sorry I don't know of any obsetritions that are less than $2000

#6 jemsoli

Posted 21 February 2013 - 06:22 AM

i am not in VIC (in sydney) but i dont like your chances of finding an OB under $2k out of pocket. current rebates from medicare are capped around $5-600. we got super lucky with this bubba and our OB did us a deal cos this is the third bub we have had through the same OB and his fees were $1800 out of pocket.

that said, even if the OB fees are under $2k there are heaps of other things you will need to pay for. your hospital excess, scans (usually more expensive as you will be referred to a private place, i was OOP $210 for my morph scan at 19 weeks) most likely your PHI wont cover antenatal classes either (we lost out $330 from that) when you have bubba if you have an epidural you can be out of pocket $500-1000 and out of pocket 1000s if you have a caesarean. you will also have a paed come and check your bubba in hospital, i think ours was a few hundred.

#7 Awesome101

Posted 21 February 2013 - 06:29 AM

The $2000 will just be the management fee. If you see him/ her throughout the pregnancy you are also up for over $100 per appointment. ( mine varied from 180-240)

I crossed the threshold during my pregnancy so got a fair chunk back from Medicare.

#8 mandala

Posted 21 February 2013 - 09:19 AM

I would suggest you choose your hospital and then ring all the OBs that deliver there - they should have a list. Then, ask the reception staff for how their fees work.

As PP say, some OBs have a bigger pregnancy management fee and then bulk-bill appointments, and others have a lower fee and have a per-appointmtent charge, only some of which you'll get back from Medicare.

We paid a higher management fee, but all appointments and scans in the room were bulk-billed. As we had lots of extra appointments and scans because of some complications, I feel it worked very well.

The PHI is only for the in-hospital stuff. For us, it was well worth it, since the only thing we paid for was our excess and our parking.

#9 kpingitquiet

Posted 21 February 2013 - 09:24 AM

I would go public in your shoes as, yes, you might find an OB for your budget, but that won't include any anesthesia fees or other additional costs should birth not go 100% natural/drug-free. You don't want to start your new family with so much financial stress. Much better to save that 2k (and any additional costs) for things like childcare, family trips, unexpected expenses (busted water heater, dead fridge, etc), etc. Your PHI will still be "worth it" over the course of things, I'm sure, whether for dental care, specialist visits, or anything else that can come with the package of a family.

#10 MrsLexiK

Posted 21 February 2013 - 09:35 AM

OP I know of a few people who delievered in that area when South Eastern was open that charged under $2K.  What hospital are you birthing at?  I got a list off my hospitals website that stated the OB's that practised there and rang the rooms to see what my out of cover costs would be with x insurance fund.  My OB is $635 (or something like that. Then there is the medicare rebate of around $200 and something), appts $65 (then I get a medicare rebate of $30 or $35), if I have to give birth at a different hospital my mangement fee goes up by another $200. I was provided by the hopsital with the max costs of the epis/c-section for antheists (which are usually only a couple hundred dollars at our hospital though I will be planning for the $1800 max just in case)

ETA: if I go to the other hospital I won't have the anthesists fees as it is public, but I will have my OB there.

Edited by MrsLexiK, 21 February 2013 - 09:36 AM.


#11 Soontobegran

Posted 21 February 2013 - 09:37 AM

I know an Obstetrician with a less than $2k management fee and I will PM you his name however he is not in your area.

I would consider going through the public system though. There are some wonderful public hospitals and Monash is one of them.
PHI only pays for your hospital and associated hospital costs, you may get some gap payment on some doctors bills but you will still be out of pocket for anaesthetists, paediatricians etc if they are needed.

#12 Georgie01

Posted 21 February 2013 - 09:37 AM

QUOTE
that said, even if the OB fees are under $2k there are heaps of other things you will need to pay for. your hospital excess, scans (usually more expensive as you will be referred to a private place, i was OOP $210 for my morph scan at 19 weeks) most likely your PHI wont cover antenatal classes either (we lost out $330 from that) when you have bubba if you have an epidural you can be out of pocket $500-1000 and out of pocket 1000s if you have a caesarean. you will also have a paed come and check your bubba in hospital, i think ours was a few hundred


These can really add up - my last pregnancy was complicated, babies ended up in SCN and I was out of pocket more for ultrasounds/monitoring/paed etc. than I was for the OB (the ultrasound place ended up bulkbilling me because I was there so often). Luckily the anesthetist bulk billed me as well. Obviously this is an extreme example and it's very unlikely that you'd end up with the same costs but there will be costs in addition to the OB that you'll need to factor in. Even my straightforward, uncomplicated pregnancies involved out of pockets for scans, blood tests, paed.

#13 Mumsyto2

Posted 21 February 2013 - 09:47 AM

QUOTE (jemso @ 21/02/2013, 07:22 AM) <{POST_SNAPBACK}>
that said, even if the OB fees are under $2k there are heaps of other things you will need to pay for. your hospital excess, scans (usually more expensive as you will be referred to a private place, i was OOP $210 for my morph scan at 19 weeks) most likely your PHI wont cover antenatal classes either (we lost out $330 from that) when you have bubba if you have an epidural you can be out of pocket $500-1000 and out of pocket 1000s if you have a caesarean. you will also have a paed come and check your bubba in hospital, i think ours was a few hundred.

This. Have you factored in all the other out of pocket costs going private will entail on top of the the OB's out of pocket expenses? The next largest cost would most likely be the anaesth cost should you have to use one (either for epidural of C section) and even if you are aiming for a drug free natural birth up front you never know how things are going to turn out so you should factor in the cost for this also (I would not budget less than $800 just in case - there is generally a huge gap between their bill and what Medicare and PHI reimburses you for the bill). On top of that there are scans and so forth and it all adds up.

My personal preference is private as I like to choose my ob/anaesth, surroundings etc as long as there is quick and easy access to tertiary NICU services should they be required (does not have to be in the same hosp but they need to have facilities and paeds on board who are able to manage complex cases for transfer and relationships & agreements with the closest suitable institutions). The reality though if your preference is private is that you pretty much have to have a certain amount of money put aside you can pay for it with without causing yourself and partner undue stress all the way through the pregnancy and afterwards.



#14 Onemorefor2016

Posted 21 February 2013 - 11:14 AM

My OB in SE Melbourne had a management fee of approx $3.5k (some of which - not much!) is claimable at medicare. Any scans, some pathology were additional - I needed 3 scans at $190 each (again some claimable at medicare). No ongoing antenatal fees at the OB's office.

I thought this fee was quite reasonable. A lot of the OB management fees closer to Melbourne were around $5-6k. Not sure how much luck you will have finding an OB with fees of less than $2k.

Congrats on your pregnancy original.gif

#15 Baby Cookie

Posted 21 February 2013 - 03:08 PM

Thanks Guys for the info.
Found an OB who charge $1800 at 20 weeks.
Have an appointment next week and see how we go.

Let me know if anyone wants the name I'll PM.. original.gif

If this OB doesn't suit us I think we might go public as it is ridiculous to pay higher fees for an OB while having private health insurance where you can get every thing free from the public system.




0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users

 

Help! My baby will only sleep in my arms

It's stressful to be the one who is holding your baby most of the day, but it's even more stressful to wonder, 'am I doing something wrong? Or am I creating bad habits?'

Five-year-old's photo captures beauty of motherhood

There is no make-up or special outfits and hairdos, but the five-year-old boy who took this picture captured the essence of motherhood as well as any professional photographer.

POLL: Which expert do you want to talk to?

Take our super quick poll to let us know what kind of expert you'd like to talk to.

Babies know whether you are naughty or nice

Studies have shown that infants in the first months of life try to avoid dealing with social wrongdoers - for example, sharing less with them and helping them less - and they expect others to, too.

What's your family's illness curse?

I'm a firm believer that every family has their 'curse' : the illness that plagues them but seems to bypass other families.

Bride shaves her head at wedding to pay tribute to ill husband

The idea of shaving your head at your wedding would sound terrifying to many brides - however this woman did it, and for the most heartbreaking reason.

When do you stop swearing around a baby?

You don't really want your baby's first word to be the f-word. So when do you stop talking freely around them?

Exclusive Black Friday Sale!

Get over 40% off selected products, including prams, baby carriers, cloth nappies, sleeping bags and much more! 24 hours only, on May 6 - register now for your special code.

Mum left fuming after being forced to dump 15 litres of breast milk at airport

Aviation officials at London's Heathrow Airport forced a nursing mother to dump nearly four gallons (nearly 15 litres) of breast milk.

Health authorities lost track of complaints about controversial midwife

New Zealand hospital bosses were warned about a childbirth educator's controversial and dangerous teachings 10 years ago, but it appears nothing was done.

Would you pay someone to name your baby?

"If you are getting somebody who really knows the evidence, then I'll say it's worth every penny, whether its $500 or $5000."

How much exercise is okay when you’re breastfeeding?

After having each of my babies, I was keen to get back into exercising. Following lots of back pain during pregnancy that restricted my movement, once those babies were out I couldn't wait to move properly again.

Pre-conception health tips for men

As it turns out, conceiving a baby isn't just about fertility and women's health.

Can you spot the 11 dangers to your baby?

Some are difficult to see at first glance, but they can be dangerous to our little loved ones.

Toddler survives near drowning, wakes up with ability to speak

It was moving day for the Holiday family from West Seattle. The family of four were moving just a few houses down the street, and both homes were a hive of activity.

Amniotic fluid embolism and blood clots in pregnancy

Two types of embolism that can occur include amniotic fluid embolism (AFE) and venous thromboembolism (VTE, or clots in the blood).

Little girl's dream comes true when she meets garbage man

She always wanted to meet her bin man, who drives by her house and honks at her each time.

What to expect when you go from two to four

Elyce and her husband had a four-year-old and a two-year-old - both boys - when they received the news they were expecting twin sons.

The latest news on treating and trying to prevent eczema

Eczema is a disease which affects up to one in four children under the age of two in Australia. (SPONSORED)

What's new so far: prams & strollers of 2016

It's time to round up the new prams of 2016; here's your guide to what's new and improved in the pram world.

Baby's death leads to warnings over portacot mattresses

The death of a baby whose head got stuck between a foam mattress and a cot side has prompted a public safety caution.

The grandmother offering a safe haven for babies in need

Like most people, Catherine Lucre is left heartbroken when she hears news that a baby has been abandoned or killed.

 
Advertisement
 

Top 5 Articles

Advertisement
 
 
 

What's hot on EB

The babies who are one in 70 million

Bethani Webb was excited to find out she was pregnant, but the first time mum did not realise she was carrying four babies not one.

Exclusive Black Friday Sale!

Get over 40% off selected products, including prams, baby carriers, cloth nappies, sleeping bags and much more! 24 hours only, on May 6 - register now for your special code.

Cafe offers breastfeeding mums a free cup of tea

A Sydney cafe is offering breastfeeding mums free cups of tea in a bid to show support for the right of women to nurse their babies wherever they choose.

To snip or not to snip? When the decision is not clear cut

Jamie Oliver, who considered a vasectomy, is to be a father again. A fellow dad reflects on his own decision 11 years ago

Doctors stunned by rare twins born almost six weeks apart

To everyone's surprise, Kristen Miller "kept doing better each day", keeping her second baby safe.

Baby book ideas for modern parents

Before my son was born I was given a lovely baby book full of blank pages waiting to be filled with weights and heights and first words.

The adorable smile of a baby seeing his mum clearly for the first time

There is no doubt seeing their child smile for the first time is an unforgettable moment for parents everywhere.

Mum tells how toddler 'nearly hung himself' in cot mishap

When Alison Johnson put her 18-month-old Caleb down for a nap, she had no reason to believe her son was in any danger.

Babies are still switched at birth? Yes, it can happen

All my panic and tears aside, my biggest question looking back is about the kind of security measures used in the maternity ward.

Doctors slammed for taking selfie with newborn

Everyone who visits a mum in hospital in the days following childbirth wants to get a photo with the new baby.

ergoPouch Twosie Sleepsuit for winter breastfeeding

Finally, there's a way to keep warm while breastfeeding through winter.

Health check: How long does sex 'normally' last?

What to do with this information? My advice would be to try not to think about it during the throes of passion.

When breastfeeding sucks: fixing common problems

From niplash to tight boobs, biting to milk supply issues, Pinky McKay looks at common breastfeeding issues and how to solve them.

10 things I've learnt in my first six months with twins

Six months on we're all still alive, and the more we get to know each other the easier the days become.

Mum's loving kiss leaves baby fighting for life

Kirsty Carrington thought nothing of giving her newborn son a kiss, little did she know it would leave the baby fighting for life.

When doing chores is your new 'me time'

After children, 'me time' looks a little different.

Get going: 14 travel strollers for families on the move

A stroller can make or break travelling with a baby or toddler. Here are 15 great single travel stroller options.

10 ways toddlers are terrific

It always pays to remind yourself of how terrific toddlers can be - they're little like this for such a short time

 

ENTER NOW

Do your kids love bananas?

This is the comp for you! We have $800 worth of Myer gift cards and boxes of Australian Bananas to be won. Entry is simple: just post a pic of your little one enjoying a banana in the comments of the FB post to enter.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.