Jump to content

Pls Help to find an Obstetrician who charges less than $2000


  • Please log in to reply
15 replies to this topic

#1 Baby Cookie

Posted 20 February 2013 - 02:46 PM

Hi all the lovely people,

I’m seeking help in finding an Obstetrician who charges less than $2000 for our first baby.
I honestly thought that after paying for private health insurance to cover pregnancy would cover all our pregnancy costs!   sad.gif  unsure.gif


We live in Noble Park north and would love to hear some helpful hints on finding an Obstetrician who charges less than $2000 out of pocket expenses.
Please PM me the names of the OB’s

Thanks you all in advance!  original.gif


#2 c.sanders

Posted 21 February 2013 - 06:09 AM

hi, i dont really know any but i just wanted to say that i did everything through the hospital incl.seeing the obstetrician. . i had the option of being under the care of my  gp or midwives at the hospital. the hospital/midwives helped me organise everything including tests. they said an obstetrician is really only for complicated pregnancies and the hospital n medicare would cover that too if it was the case. overall i was only out of pocket for hospital parking fees.goodluck on your exciting journey original.gif

#3 podg

Posted 21 February 2013 - 06:13 AM

The public hospital is fine. My first baby was born at Monash, and the rest at other public hospitals.

Don't spend everything you can afford on an obstetrician - your child and you will find lots more uses for that money.

#4 Madnesscraves

Posted 21 February 2013 - 06:15 AM

No recommendations sorry, but wanted to say I was in the same boat as you. I though my pregnancy cover in PHI was covered! Nooo it's for other stuff. Annoyed me greatly. Made me wonder why I paid so much in the first place! rant.gif

Good luck with your journey biggrin.gif

#5 kristylee21

Posted 21 February 2013 - 06:16 AM

I went through a public midwife program.... $300 out of pocket for some ultrasounds. Sorry I don't know of any obsetritions that are less than $2000

#6 copham

Posted 21 February 2013 - 06:21 AM

I don't know any in your area but also remember you will get money back from your pregnancy management fee so if your limit is $2000 you will get some back. I paid $1600 for my fee and got almost $500 back as it boosted me over the threshold.

Just something to consider if you do choose a OB more expensive. Also some are more expensive as you pay at 20 weeks and nothing each antenatal visit whilst I payed the fee and I pay $100 every visit.

#7 jemsoli

Posted 21 February 2013 - 06:22 AM

i am not in VIC (in sydney) but i dont like your chances of finding an OB under $2k out of pocket. current rebates from medicare are capped around $5-600. we got super lucky with this bubba and our OB did us a deal cos this is the third bub we have had through the same OB and his fees were $1800 out of pocket.

that said, even if the OB fees are under $2k there are heaps of other things you will need to pay for. your hospital excess, scans (usually more expensive as you will be referred to a private place, i was OOP $210 for my morph scan at 19 weeks) most likely your PHI wont cover antenatal classes either (we lost out $330 from that) when you have bubba if you have an epidural you can be out of pocket $500-1000 and out of pocket 1000s if you have a caesarean. you will also have a paed come and check your bubba in hospital, i think ours was a few hundred.

#8 Awesome101

Posted 21 February 2013 - 06:29 AM

The $2000 will just be the management fee. If you see him/ her throughout the pregnancy you are also up for over $100 per appointment. ( mine varied from 180-240)

I crossed the threshold during my pregnancy so got a fair chunk back from Medicare.

#9 mandala

Posted 21 February 2013 - 09:19 AM

I would suggest you choose your hospital and then ring all the OBs that deliver there - they should have a list. Then, ask the reception staff for how their fees work.

As PP say, some OBs have a bigger pregnancy management fee and then bulk-bill appointments, and others have a lower fee and have a per-appointmtent charge, only some of which you'll get back from Medicare.

We paid a higher management fee, but all appointments and scans in the room were bulk-billed. As we had lots of extra appointments and scans because of some complications, I feel it worked very well.

The PHI is only for the in-hospital stuff. For us, it was well worth it, since the only thing we paid for was our excess and our parking.

#10 kpingitquiet

Posted 21 February 2013 - 09:24 AM

I would go public in your shoes as, yes, you might find an OB for your budget, but that won't include any anesthesia fees or other additional costs should birth not go 100% natural/drug-free. You don't want to start your new family with so much financial stress. Much better to save that 2k (and any additional costs) for things like childcare, family trips, unexpected expenses (busted water heater, dead fridge, etc), etc. Your PHI will still be "worth it" over the course of things, I'm sure, whether for dental care, specialist visits, or anything else that can come with the package of a family.

#11 MrsLexiK

Posted 21 February 2013 - 09:35 AM

OP I know of a few people who delievered in that area when South Eastern was open that charged under $2K.  What hospital are you birthing at?  I got a list off my hospitals website that stated the OB's that practised there and rang the rooms to see what my out of cover costs would be with x insurance fund.  My OB is $635 (or something like that. Then there is the medicare rebate of around $200 and something), appts $65 (then I get a medicare rebate of $30 or $35), if I have to give birth at a different hospital my mangement fee goes up by another $200. I was provided by the hopsital with the max costs of the epis/c-section for antheists (which are usually only a couple hundred dollars at our hospital though I will be planning for the $1800 max just in case)

ETA: if I go to the other hospital I won't have the anthesists fees as it is public, but I will have my OB there.

Edited by MrsLexiK, 21 February 2013 - 09:36 AM.


#12 Soontobegran

Posted 21 February 2013 - 09:37 AM

I know an Obstetrician with a less than $2k management fee and I will PM you his name however he is not in your area.

I would consider going through the public system though. There are some wonderful public hospitals and Monash is one of them.
PHI only pays for your hospital and associated hospital costs, you may get some gap payment on some doctors bills but you will still be out of pocket for anaesthetists, paediatricians etc if they are needed.

#13 Georgie01

Posted 21 February 2013 - 09:37 AM

QUOTE
that said, even if the OB fees are under $2k there are heaps of other things you will need to pay for. your hospital excess, scans (usually more expensive as you will be referred to a private place, i was OOP $210 for my morph scan at 19 weeks) most likely your PHI wont cover antenatal classes either (we lost out $330 from that) when you have bubba if you have an epidural you can be out of pocket $500-1000 and out of pocket 1000s if you have a caesarean. you will also have a paed come and check your bubba in hospital, i think ours was a few hundred


These can really add up - my last pregnancy was complicated, babies ended up in SCN and I was out of pocket more for ultrasounds/monitoring/paed etc. than I was for the OB (the ultrasound place ended up bulkbilling me because I was there so often). Luckily the anesthetist bulk billed me as well. Obviously this is an extreme example and it's very unlikely that you'd end up with the same costs but there will be costs in addition to the OB that you'll need to factor in. Even my straightforward, uncomplicated pregnancies involved out of pockets for scans, blood tests, paed.

#14 Mumsyto2

Posted 21 February 2013 - 09:47 AM

QUOTE (jemso @ 21/02/2013, 07:22 AM) <{POST_SNAPBACK}>
that said, even if the OB fees are under $2k there are heaps of other things you will need to pay for. your hospital excess, scans (usually more expensive as you will be referred to a private place, i was OOP $210 for my morph scan at 19 weeks) most likely your PHI wont cover antenatal classes either (we lost out $330 from that) when you have bubba if you have an epidural you can be out of pocket $500-1000 and out of pocket 1000s if you have a caesarean. you will also have a paed come and check your bubba in hospital, i think ours was a few hundred.

This. Have you factored in all the other out of pocket costs going private will entail on top of the the OB's out of pocket expenses? The next largest cost would most likely be the anaesth cost should you have to use one (either for epidural of C section) and even if you are aiming for a drug free natural birth up front you never know how things are going to turn out so you should factor in the cost for this also (I would not budget less than $800 just in case - there is generally a huge gap between their bill and what Medicare and PHI reimburses you for the bill). On top of that there are scans and so forth and it all adds up.

My personal preference is private as I like to choose my ob/anaesth, surroundings etc as long as there is quick and easy access to tertiary NICU services should they be required (does not have to be in the same hosp but they need to have facilities and paeds on board who are able to manage complex cases for transfer and relationships & agreements with the closest suitable institutions). The reality though if your preference is private is that you pretty much have to have a certain amount of money put aside you can pay for it with without causing yourself and partner undue stress all the way through the pregnancy and afterwards.



#15 babyruby

Posted 21 February 2013 - 11:14 AM

My OB in SE Melbourne had a management fee of approx $3.5k (some of which - not much!) is claimable at medicare. Any scans, some pathology were additional - I needed 3 scans at $190 each (again some claimable at medicare). No ongoing antenatal fees at the OB's office.

I thought this fee was quite reasonable. A lot of the OB management fees closer to Melbourne were around $5-6k. Not sure how much luck you will have finding an OB with fees of less than $2k.

Congrats on your pregnancy original.gif

#16 Baby Cookie

Posted 21 February 2013 - 03:08 PM

Thanks Guys for the info.
Found an OB who charge $1800 at 20 weeks.
Have an appointment next week and see how we go.

Let me know if anyone wants the name I'll PM.. original.gif

If this OB doesn't suit us I think we might go public as it is ridiculous to pay higher fees for an OB while having private health insurance where you can get every thing free from the public system.




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 

Christina Aguilera announces daughter's name

Christina Aguilera and her fiance, Matt Rutler, have welcomed their daughter into the world.

Couple caught in surrogacy crackdown

An Australian couple caught up in Thailand's surrogacy crackdown have said many parents are distraught and facing dire financial difficulties as are they are unable to bring their surrogate-born babies home.

'Tired' mum dies of undiagnosed diabetes

New mum Nicky Rigby thought her exhaustion was due to the demands of looking after her baby. But the 26-year-old was seriously ill with diabetes, and died due to her condition not being diagnosed.

5 co-sleeping myths busted

In case you are co-sleeping with your baby, and all the ?helpful? advice from others is sending you down the slippery slope of self-doubt, let?s bust a few myths on the topic.

When pregnancy takes you down memory lane

One mum-to-be discovers pregnancy hormones can give rise to some surprising emotions.

What?s your love language?

The secret to making your partner feel special is to know which language of love they favour ? and it?s the same for your kids, too.

Returning to exercise after a caesarean

I had my daughter four months ago via caesarean, and I want to get back into exercise. What are some good first steps I can take?

20 signs of a great relationship

The secret to a perfect relationship is admitting you are wrong after an argument, five kisses a day and sex twice a week, a new survey suggests.

Video: emotional 60-second Robin Williams tribute

Take a minute to remember some of the greatest films of your childhood ... and have a few tissues close at hand.

The realities of escaping domestic violence

?Why doesn?t she just leave?? is the common question people ask when trying to understand domestic violence. For many, leaving the relationship is far from straightforward.

Home truths: the DIY dos and don'ts

A professional renovator gives advice on which jobs you should do yourself, and which you should outsource.

Parenting lessons I?ve yet to learn

Instead of writing about the stuff I do know since becoming a mum, I thought I'd share some of the things I don't. These are the lessons that motherhood hasn't taught me.

Will I be wrecked 'down there' after birth?

Did you worry about how you would look "down there" after giving birth? This mum-to-be found plenty of women willing to share their knowledge.

The new weekend playgroup for working mums

Playgroups are great for kids and parents alike - but the downside is that they often meet during the week, leaving working mums out of the loop.

Letting your toddler be the boss at bedtime

Sick of spending hours trying to get your toddler to sleep? These experts say giving your child more of a say at bedtime might be the answer.

7 mistakes old hands make with new babies

As I sat across the table from my friend ? me, a seasoned mother of three; her, a brand new mum ? I thought of all the mistakes an old-hand parent can make when visiting a newborn baby.

Ezra's tragic death not in vain, mum says

Little Ezra was a "Harry Houdini" who loved trying to escape the family home. Now, after his tragic death, his parents are doing what they can to help others.

Consulting 'Dr Google' when you're pregnant

We're all guilty of turning to the internet for a quick answer when we need medical advice, but Dr Google should be approached with caution - especially when you're pregnant.

Win back some precious time and get FREE coupons

Membership to eBay's Bubs? Corner is free and includes a $10 coupon to spend on nappies each month - a win for multitasking mums!

Download now: Essential Kids Activity Finder app

Got bored kids? Quickly find the best activities for kids wherever you are in Australia with the Essential Kids app.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Win back some precious time and get FREE coupons

Membership to eBay's Bubs? Corner is free and includes a $10 coupon to spend on nappies each month - a win for multitasking mums!

Do you suffer from Precious Firstborn Syndrome?

Testing ?no more tears? shampoo in your own eyes, warming cucumber sticks so they're not cold straight from the fridge, waking a sleeping baby to check they?re still breathing: these are all symptoms of Precious Firstborn Syndrome.

Ezra's tragic death not in vain, mum says

Little Ezra was a "Harry Houdini" who loved trying to escape the family home. Now, after his tragic death, his parents are doing what they can to help others.

7 mistakes old hands make with new babies

As I sat across the table from my friend ? me, a seasoned mother of three; her, a brand new mum ? I thought of all the mistakes an old-hand parent can make when visiting a newborn baby.

Video: When adults act like children

Ever wondered what would happen if adults were allowed to act like children? This dad's hilarious video clip will give you an idea of what life would be like.

Mums hit hardest as flu cases skyrocket

The number of confirmed cases of influenza in Australia has doubled the number for the same time last year - and women are 25 per cent more likely to get it.

The mum who had four babies in nine months

Feeling exhausted due to the demands of caring for a baby? Imagine the life of this mum, who gave birth to three boys and one girl in just nine months.

Everything baby at Big W

Lowest prices on everything baby, only at Big W. Sale starts August 4 and ends August 20 2014.

Smiggle is painting the town red!

We have 3 Red Smiggle prize packs to give away! Enter by posting a photo of something red to your Instagram.

Mum gives birth at school

Chinese manufacturers tap into the cute factor with tree-grown babies.

Personalised baby gifts

We've scoured the internet to find gorgeous personalised keepsakes and nursery decor to record baby name and dates. They make great gifts for christenings, name days and birthdays! (All prices in AU.)

 

Mind, body, beauty, life

Making time for me

We look at your wellbeing, covering health, relationships, beauty and fashion, mind and body.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.