Jump to content

Pls Help to find an Obstetrician who charges less than $2000


  • Please log in to reply
14 replies to this topic

#1 Baby Cookie

Posted 20 February 2013 - 02:46 PM

Hi all the lovely people,

I’m seeking help in finding an Obstetrician who charges less than $2000 for our first baby.
I honestly thought that after paying for private health insurance to cover pregnancy would cover all our pregnancy costs!   sad.gif  unsure.gif


We live in Noble Park north and would love to hear some helpful hints on finding an Obstetrician who charges less than $2000 out of pocket expenses.
Please PM me the names of the OB’s

Thanks you all in advance!  original.gif


#2 c.sanders

Posted 21 February 2013 - 06:09 AM

hi, i dont really know any but i just wanted to say that i did everything through the hospital incl.seeing the obstetrician. . i had the option of being under the care of my  gp or midwives at the hospital. the hospital/midwives helped me organise everything including tests. they said an obstetrician is really only for complicated pregnancies and the hospital n medicare would cover that too if it was the case. overall i was only out of pocket for hospital parking fees.goodluck on your exciting journey original.gif

#3 podg

Posted 21 February 2013 - 06:13 AM

The public hospital is fine. My first baby was born at Monash, and the rest at other public hospitals.

Don't spend everything you can afford on an obstetrician - your child and you will find lots more uses for that money.

#4 Madnesscraves

Posted 21 February 2013 - 06:15 AM

No recommendations sorry, but wanted to say I was in the same boat as you. I though my pregnancy cover in PHI was covered! Nooo it's for other stuff. Annoyed me greatly. Made me wonder why I paid so much in the first place! rant.gif

Good luck with your journey biggrin.gif

#5 kristylee21

Posted 21 February 2013 - 06:16 AM

I went through a public midwife program.... $300 out of pocket for some ultrasounds. Sorry I don't know of any obsetritions that are less than $2000

#6 jemsoli

Posted 21 February 2013 - 06:22 AM

i am not in VIC (in sydney) but i dont like your chances of finding an OB under $2k out of pocket. current rebates from medicare are capped around $5-600. we got super lucky with this bubba and our OB did us a deal cos this is the third bub we have had through the same OB and his fees were $1800 out of pocket.

that said, even if the OB fees are under $2k there are heaps of other things you will need to pay for. your hospital excess, scans (usually more expensive as you will be referred to a private place, i was OOP $210 for my morph scan at 19 weeks) most likely your PHI wont cover antenatal classes either (we lost out $330 from that) when you have bubba if you have an epidural you can be out of pocket $500-1000 and out of pocket 1000s if you have a caesarean. you will also have a paed come and check your bubba in hospital, i think ours was a few hundred.

#7 Awesome101

Posted 21 February 2013 - 06:29 AM

The $2000 will just be the management fee. If you see him/ her throughout the pregnancy you are also up for over $100 per appointment. ( mine varied from 180-240)

I crossed the threshold during my pregnancy so got a fair chunk back from Medicare.

#8 mandala

Posted 21 February 2013 - 09:19 AM

I would suggest you choose your hospital and then ring all the OBs that deliver there - they should have a list. Then, ask the reception staff for how their fees work.

As PP say, some OBs have a bigger pregnancy management fee and then bulk-bill appointments, and others have a lower fee and have a per-appointmtent charge, only some of which you'll get back from Medicare.

We paid a higher management fee, but all appointments and scans in the room were bulk-billed. As we had lots of extra appointments and scans because of some complications, I feel it worked very well.

The PHI is only for the in-hospital stuff. For us, it was well worth it, since the only thing we paid for was our excess and our parking.

#9 kpingitquiet

Posted 21 February 2013 - 09:24 AM

I would go public in your shoes as, yes, you might find an OB for your budget, but that won't include any anesthesia fees or other additional costs should birth not go 100% natural/drug-free. You don't want to start your new family with so much financial stress. Much better to save that 2k (and any additional costs) for things like childcare, family trips, unexpected expenses (busted water heater, dead fridge, etc), etc. Your PHI will still be "worth it" over the course of things, I'm sure, whether for dental care, specialist visits, or anything else that can come with the package of a family.

#10 MrsLexiK

Posted 21 February 2013 - 09:35 AM

OP I know of a few people who delievered in that area when South Eastern was open that charged under $2K.  What hospital are you birthing at?  I got a list off my hospitals website that stated the OB's that practised there and rang the rooms to see what my out of cover costs would be with x insurance fund.  My OB is $635 (or something like that. Then there is the medicare rebate of around $200 and something), appts $65 (then I get a medicare rebate of $30 or $35), if I have to give birth at a different hospital my mangement fee goes up by another $200. I was provided by the hopsital with the max costs of the epis/c-section for antheists (which are usually only a couple hundred dollars at our hospital though I will be planning for the $1800 max just in case)

ETA: if I go to the other hospital I won't have the anthesists fees as it is public, but I will have my OB there.

Edited by MrsLexiK, 21 February 2013 - 09:36 AM.


#11 Soontobegran

Posted 21 February 2013 - 09:37 AM

I know an Obstetrician with a less than $2k management fee and I will PM you his name however he is not in your area.

I would consider going through the public system though. There are some wonderful public hospitals and Monash is one of them.
PHI only pays for your hospital and associated hospital costs, you may get some gap payment on some doctors bills but you will still be out of pocket for anaesthetists, paediatricians etc if they are needed.

#12 Georgie01

Posted 21 February 2013 - 09:37 AM

QUOTE
that said, even if the OB fees are under $2k there are heaps of other things you will need to pay for. your hospital excess, scans (usually more expensive as you will be referred to a private place, i was OOP $210 for my morph scan at 19 weeks) most likely your PHI wont cover antenatal classes either (we lost out $330 from that) when you have bubba if you have an epidural you can be out of pocket $500-1000 and out of pocket 1000s if you have a caesarean. you will also have a paed come and check your bubba in hospital, i think ours was a few hundred


These can really add up - my last pregnancy was complicated, babies ended up in SCN and I was out of pocket more for ultrasounds/monitoring/paed etc. than I was for the OB (the ultrasound place ended up bulkbilling me because I was there so often). Luckily the anesthetist bulk billed me as well. Obviously this is an extreme example and it's very unlikely that you'd end up with the same costs but there will be costs in addition to the OB that you'll need to factor in. Even my straightforward, uncomplicated pregnancies involved out of pockets for scans, blood tests, paed.

#13 Mumsyto2

Posted 21 February 2013 - 09:47 AM

QUOTE (jemso @ 21/02/2013, 07:22 AM) <{POST_SNAPBACK}>
that said, even if the OB fees are under $2k there are heaps of other things you will need to pay for. your hospital excess, scans (usually more expensive as you will be referred to a private place, i was OOP $210 for my morph scan at 19 weeks) most likely your PHI wont cover antenatal classes either (we lost out $330 from that) when you have bubba if you have an epidural you can be out of pocket $500-1000 and out of pocket 1000s if you have a caesarean. you will also have a paed come and check your bubba in hospital, i think ours was a few hundred.

This. Have you factored in all the other out of pocket costs going private will entail on top of the the OB's out of pocket expenses? The next largest cost would most likely be the anaesth cost should you have to use one (either for epidural of C section) and even if you are aiming for a drug free natural birth up front you never know how things are going to turn out so you should factor in the cost for this also (I would not budget less than $800 just in case - there is generally a huge gap between their bill and what Medicare and PHI reimburses you for the bill). On top of that there are scans and so forth and it all adds up.

My personal preference is private as I like to choose my ob/anaesth, surroundings etc as long as there is quick and easy access to tertiary NICU services should they be required (does not have to be in the same hosp but they need to have facilities and paeds on board who are able to manage complex cases for transfer and relationships & agreements with the closest suitable institutions). The reality though if your preference is private is that you pretty much have to have a certain amount of money put aside you can pay for it with without causing yourself and partner undue stress all the way through the pregnancy and afterwards.



#14 babyruby

Posted 21 February 2013 - 11:14 AM

My OB in SE Melbourne had a management fee of approx $3.5k (some of which - not much!) is claimable at medicare. Any scans, some pathology were additional - I needed 3 scans at $190 each (again some claimable at medicare). No ongoing antenatal fees at the OB's office.

I thought this fee was quite reasonable. A lot of the OB management fees closer to Melbourne were around $5-6k. Not sure how much luck you will have finding an OB with fees of less than $2k.

Congrats on your pregnancy original.gif

#15 Baby Cookie

Posted 21 February 2013 - 03:08 PM

Thanks Guys for the info.
Found an OB who charge $1800 at 20 weeks.
Have an appointment next week and see how we go.

Let me know if anyone wants the name I'll PM.. original.gif

If this OB doesn't suit us I think we might go public as it is ridiculous to pay higher fees for an OB while having private health insurance where you can get every thing free from the public system.




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 

The day my daughter almost drowned

We had six adults standing there, so I felt like I could relax a bit. After all, what could go wrong with so much supervision?

Sydney siege survivor names baby after victim Katrina Dawson

A Sydney barrister who survived the Lindt cafe siege has named her newborn daughter after her best friend who died in the tragedy.

Banishing bloat

How to avoid a bloated tummy

Here are some foods to eat in order to escape feeling ghastly and gassy.

The great new picture book for anxious kids

My son is a worrier by nature. I learnt long ago that it was completely pointless to say to him "Don't worry about it!".

Budget stripped more than $15b from families

The combined impact of the two budgets for low and middle income people was "devastating", new analysis by the Australian Council of Social Service shows.

Pregnant women urged to get flu shots

As the winter chill starts to arrive, NSW Health is urging pregnant women to get their flu shots.

65-year-old gives birth to quadruplets

A 65-year-old German woman, who already has 13 children, has given birth to quadruplets.

What you need to know about pregnancy and health insurance

It's not just waiting periods that couples need to consider - there are other factors to consider when thinking about health insurance.

Yummy mummy

Nicole Trunfio breastfeeds baby on Elle magazine cover

Australian model Nicole Trunfio has taken the concept of multitasking to a fashionable new level for Elle Australia.

Warnings after baby girl died while sleeping in bouncer

Parents have been warned about the dangers of letting babies sleep in bouncers and swings following the death of a three-month-old girl.

Coping with fatigue as a parent

Sleep deprivation is a real hazard of caring for a baby. But there are ways to manage the challenges of fatigue better.

A very 21st century issue: parents, parks and smart phones

It's not all the parents, and it's not all the time, but there is often at least one doing it. And sometimes, that 'one' is me.

Appliances

Faulty washing machines linked to house fires

More than 80,000 faulty Samsung washing machines pose a fire threat in homes throughout Australia despite a nationwide recall of the machines.

'I had a lotus birth and I loved it'

Lotus birthing is not all that common, but for a number of women it feels like the most natural thing to do.

7 things you might not know about postnatal depression

Despite its widespread nature, there is still a great amount of mystery surrounding PND - and it's important to try unravelling as much of that as we can.

Is your family's car part of the world's biggest safety recall?

More than 50 million vehicles recalled for potentially lethal airbag fault - is your car affected?

Why drinking water can be deadly for babies

H2O is one of the necessities of life, but for babies a seemingly harmless amount of water can be fatal.

Mother-in-law faceplants during proposal

He had it all planned: a romantic proposal on a windswept beach. The whole family would be there so they'd all be able to celebrate the joyous moment together.

A preschooler suddenly goes mute - and it's not just shyness

When our son stopped talking, our sense of loss was painful and acute.

The mums who ask for a 'wife bonus'

They run their homes like domestic CEOs and work tirelessly to improve their family's social standing. And now, according to a new book, they want an annual perk from their husbands.

Woman shares photo of dimple on breast to warn others of cancer risk

A widely-shared Facebook photograph of a British woman's breast has raised awareness of a more subtle breast cancer symptom.

Starting a family despite a low sperm count

"I'd never really failed a test - how could I fail this particularly manly test?"

It's official: we must better protect our kids from toxic lead exposure

New guidelines have been released, aimed at reducing children's harmful exposure to lead. But they still don't go far enough.

Trouble-shooting toddler social skills

Chances are your toddler's behaviour is all completely normal - but here's how to tackle some common social problems.

Helping your first-born welcome a sibling

We did sigh with joy at the arrival of a royal princess - but, mostly, we sighed with pity at the sight of Prince George being taken to meet her.

Farewell, daytime nap

I've been in denial and I'm not too proud to beg, but it appears I must accept the fact that you have gone. I need to let you go.

The identical triplets who are one in 50 million

The father of identical triplets born in a Texas hospital says his three daughters, including conjoined twins, are "a miracle" sent by God.

Seven questions you should be asking about your health cover

If the last time you assessed your health cover was five years ago, there?s a chance it may no longer suit your needs. To ensure it?s still right for your family, click here for seven questions to ask.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

How to use gas effectively in labour

Many women in labour don't use gas effectively and suffer more side effects than benefits. Here's how to get the most out of this pain relief option.

'He has gastro but that's okay, right?': sick kid etiquette

We cannot place all children who are sick in a bubble till they recover, but we can give other parents a choice about exposing their kids to them.

Ada Nicodemou: 'I can never be completely happy again'

Home and Away actress Ada Nicodemou has opened up about the loss of her stillborn baby.

10 things to consider when you're thinking about trying for a baby

Before you start tracking your menstrual cycle and reading up on the best positions to get pregnant, there are a few other things you may want to consider.

How special surgery and IVF can create a post-vasectomy baby

Cricket legend Glenn McGrath and his second wife Sara are expecting their first child together, thanks to IVF and a delicate surgical sperm retrieval process that helped the couple to conceive.

Belle Gibson's mother 'disgusted and embarrassed'

The mother of disgraced wellness blogger Belle Gibson has accused her daughter of lying about her childhood in an attempt to garner public sympathy.

Doctor's mobile phone 'left inside c-section mum'

A new mum claims a doctor left his mobile phone inside her after delivering her baby via caesarean section.

I'm a mum and I'm following my dreams

I want my kids to know that no matter what happens in life, you can still be who it is that you've always wanted to be.

Those first daycare days

I had this innate 'mum' moment the other day.

'If one person had listened, my life would have been so different'

Katherine's father will die in prison for the horrifying sexual abuse of his daughter. Yet she is the one with the true life sentence.

This new plan undermines breastfeeding and baby health at everyone's expense

Mothers, babies, the health system and the wider society are going to pay the price of this new budget.

Couple to celebrate terminally ill baby's birthday in unique way

Baby Jai Bishop has lived at Starship Hospital for the past seven months, with his parents flying back and forth from Hokitika, 1100km away, to be by his side.

Life On Mars

It's men who need 'retraining', not women

We are all responsible for our own behaviour. Telling victims to harden up is wrong.

Baby Gammy's dad tries to claim charity money

The biological father of baby Gammy has reportedly tried to access charity money raised for the little boy's medical costs.

Where are the childcare places?

It?s all very well to encourage women to work if they choose to, but how can the measures lead to increased workforce participation when women are once again left holding the baby?

The pain of not having babies and not knowing why

After seven years of wishing, hoping, crying, punching pillows and shouting "why me?!", the end result is more than I ever thought possible.

Getting your family finances in order

Whether you're after a new car for a growing family, a bigger house, or are just fixing up your finances, here are the basics on borrowing.

Mum shares graphic selfie to warn against tanning

A mum has shared a graphic photo of her skin cancer treatment as a warning to others.

Does parenthood make us happier?

We can certainly gain higher levels of happiness when we become parents, but the trick is to not get overwhelmed by the pressures of raising our kids.

No, having a dog is not like having a human child

It's obvious these people dote on their pets, but they're barking up the wrong tree.

 

Top baby names

Baby Names

The numbers are in and we can now bring you the 2014 top baby name list for Australia.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.