Jump to content
6 replies to this topic
Posted 15 February 2013 - 08:35 PM
Applied for a loan 2 odd months ago,got turned down due to bad credit. Checked it out found it was from an account 5 years ago from Telstra! Spent 3 hours on the phone to them today,getting transferred to 12 people before we got it sorted and it was complete telstras stuff up and has been rectified. Would you leave it at this or seek some sort of compensation.
And please don't start on why does everyone want to seek compensation etc!
Posted 15 February 2013 - 08:49 PM
i'd go for the loan again, hopefully your credit history is cleared. not sure what compensation you would get, unless not getting the loan meant you were significantly financially disadvantaged?
TBH i'd just move on and never go with telstra again.
Posted 15 February 2013 - 09:50 PM
No don't be going for the loan again, you need to obtain a copy of your credit report, and make sure it is removed from your file. If it has not been removed, your loan will be turned down again. In addition, some credit providers check how many times an inquiry has been made on your file, regardless of whether it was finalised or approved, and if you go over a predetermined amount in a time period, they decline your finance application. Google Veda advantage, you should be able to get a copy of your credit file there.
Posted 15 February 2013 - 09:59 PM
Absolutely check your credit history is cleared before you go for another loan. Even just getting too many pre-approvals on a home loan can damage your rating, so don't apply unless you know you will get it.
Posted 15 February 2013 - 10:04 PM
I am beyond angry over this and they were so blaize about it:(
Posted 15 February 2013 - 10:08 PM
In 14 working days I'd check your credit report, the website is mycreditfile it's $33.00 I think from memory. It wont be wiped instantly it does take a few working days. Once it's updated then maybe try again or talk to who you went to credit for to enq if they would re-consider if you produced a copy of your credit report, better then having multiple checks on your credit file.
0 user(s) are reading this topic
0 members, 0 guests, 0 anonymous users
"As a bald man, I'm very proud of my 2-month-old's hair," wrote new dad Brian Gorham, 32, along with a photo he shared to reddit.
A US woman has been applauded worldwide for sharing a photo of her modest, US$130 engagement ring after a shop assistant labelled it "pathetic".
Mila Kunis and Ashton Kutcher welcomed their second child, USA TODAY has confirmed.
Chan Jae, a 75-year-old man from Korea, missed his grandsons terribly when they moved overseas.
It seems every year that Christmas-themed goodies for kids get less tacky and more stylish.
A dad has shared his genius hack for tackling Christmas shopping with toddlers.
I certainly wasn't shy about medication. In fact, my policy on this was, in the immortal words of Britney Spears, "Gimme gimme more".
Due during the festive season, or just have a love of Christmas?
When an adorable three-year-old spotted a white haired gentleman in a restaurant she naturally assumed he was Santa Claus.
"If, after careful assessment by their maternity care provider, there seems to be no reason why a woman shouldn't be offered a chance at VBAC, then the opportunity should be provided."
It's probably fair to say that broccoli is an acquired taste.
As specialists treat more adults for acne, Lucy Sheref reveals the emotional cost of years spent struggling with the condition.
Of course she does.
A random act of kindness from a stranger in the supermarket brought a mum to tears, exactly when she needed it most.
Hard to Find red nosed reindeer costume with hat, $79.95 "/>
December 25 is just around the corner, and it's the perfect opportunity to dress your bub in a sweet festive outfit.
Top 5 Articles
We asked real women what surprised them during their pregnancy. They've shared their experiences in the hope of preparing the rest of us better for the ride
Research suggests that big headed babies become more intelligent than their smaller peers. One mum shares the positives and negatives of having a big headed baby.
There are some everyday things that parents can do to improve gross motor skills and coordination.
A mum whose daughter was born with an extra thumb says that the extra digit saved her life.
Heather Krueger and Chris Dempsey's origin story began in a darker place than most: with stage 4 liver cancer.
This method, called elimination communication (EC or assisted infant toilet training), is becoming increasingly popular in the West.
Some of the strangest questions about pregnancy - and some of the most bizarre spelling - have made for a hilarious video.
The use of heat packs, along with other aspects of clinical care, can reduce your risk of tearing in birth.
Click through the gallery to read the details and see some of the most memorable monikers in show biz families.