Jump to content
6 replies to this topic
Posted 15 February 2013 - 08:35 PM
Applied for a loan 2 odd months ago,got turned down due to bad credit. Checked it out found it was from an account 5 years ago from Telstra! Spent 3 hours on the phone to them today,getting transferred to 12 people before we got it sorted and it was complete telstras stuff up and has been rectified. Would you leave it at this or seek some sort of compensation.
And please don't start on why does everyone want to seek compensation etc!
Posted 15 February 2013 - 08:49 PM
i'd go for the loan again, hopefully your credit history is cleared. not sure what compensation you would get, unless not getting the loan meant you were significantly financially disadvantaged?
TBH i'd just move on and never go with telstra again.
Posted 15 February 2013 - 09:50 PM
No don't be going for the loan again, you need to obtain a copy of your credit report, and make sure it is removed from your file. If it has not been removed, your loan will be turned down again. In addition, some credit providers check how many times an inquiry has been made on your file, regardless of whether it was finalised or approved, and if you go over a predetermined amount in a time period, they decline your finance application. Google Veda advantage, you should be able to get a copy of your credit file there.
Posted 15 February 2013 - 09:59 PM
Absolutely check your credit history is cleared before you go for another loan. Even just getting too many pre-approvals on a home loan can damage your rating, so don't apply unless you know you will get it.
Posted 15 February 2013 - 10:04 PM
I am beyond angry over this and they were so blaize about it:(
Posted 15 February 2013 - 10:08 PM
In 14 working days I'd check your credit report, the website is mycreditfile it's $33.00 I think from memory. It wont be wiped instantly it does take a few working days. Once it's updated then maybe try again or talk to who you went to credit for to enq if they would re-consider if you produced a copy of your credit report, better then having multiple checks on your credit file.
0 user(s) are reading this topic
0 members, 0 guests, 0 anonymous users
Chrissy Teigen and John Legend have celebrated their 11-month-old baby Luna's first word with an adorable Instagram post.
A new mum shared a hilarious photo of her partner during labour that lots of dads will relate to.
From the world of super obvious science comes the news that you can never hold your baby too much.
Two mums gave birth in adjoining hospital rooms a few hours apart. They had never met, and had each chosen their baby's name earlier in the pregnancy.
It's hard to believe than in 2017 mums are still receiving flak for breastfeeding in public, but that's what one US mum claims happened in IKEA.
Author Jancee Dunn hopes her new book will help mums deal with the stresses that parenthood can place on an otherwise happy relationship.
They imagined that while I was away, I would be glued to the couch, beer in hand. In no way would I actually be helping my wife.
How hard can it be, you think?
The prettiest and most unexpected maternity shoot for a much-wanted rainbow baby.
If you've ever been in possession of a toddler, you'll know that it's next to impossible to get anything done.
My three-year-old daughter is one of the strongest little women that I know. As I watch her grow into this amazing person, I can't help but feel accomplished and proud.
Singer John Legend has opened up about supporting wife Chrissy Teigen through postnatal depression.
The question, "Did you sleep well last night?" should be easy to answer. Either a yes (if you're lucky), or a no.
Tammin Sursok has written an essay sharing her personal experience with postnatal anxiety.
Whether breastfeeding is going well or you are finding it harder than you expected, taking care of you needs to be a priority.
Being pregnant at the same time as your best friend means double the excitement.
Actor and comedian, Dax Shepard has given a hilarious recap of the lengths he'll go to get, and keep, his kids asleep.
A new life is brought gently into the world with tender and expert hands.
Every parent knows toddlers can move fast, now one mum is warning about the dangers of allowing small children anywhere near vacuum cleaners.
Top 5 Articles
Who loves Peppa? We have 10 packs to give away - including family passes to see the brand new movie, in cinemas March 16!
Free ticket offer