Jump to content
Superannuation / income protection
3 replies to this topic
Posted 06 February 2013 - 09:52 PM
Wondering if anyone can help me out.
DH recieved his statement from his Superannuation company today, and looking through the life insurance / income protection details, it lists his "Smoker status" as smoker. DH is not / has not ever been a smoker! Would this be affecting his premiums?
He is going to call them tomorrow, but would he have any right to claim any extras he may have been paying back due to this error?
Posted 07 February 2013 - 01:28 PM
It probably would affect his premiums, and I'd be asking them to find where it was noted that he is a smoker. They should be able to access the original paperwork used to apply for the insurance. If it is their error and he's been paying higher premiums, I would be asking for an adjustment to be done. They should be able to do it, and they would want to avoid a complaint.
Oh, make sure he speaks to someone in the insurance department - often the general call centre only has basic insurance training which may not cover his enquiry
EFS - stupid iPad
Edited by HollyOllyOxenfree, 07 February 2013 - 01:29 PM.
Posted 07 February 2013 - 01:31 PM
We had the same problem with DH.... Default for new people was smoker... It was up to you to note the error and contact them. We did get pack pay of premiums overpaid.
Edited by lsolaBella, 07 February 2013 - 01:32 PM.
Posted 07 February 2013 - 09:28 PM
Thank you Holly and Isolabella. He forgot to take the paperwork with him today, so he'll make the call tomorrow. How infuriating that smoker is the default!
1 user(s) are reading this topic
0 members, 1 guests, 0 anonymous users
Left untreated, children who start school with speech and language difficulties face an increased risk of reading and writing difficulties, more bullying, poorer peer relationships and less enjoyment of school. So, what should parents expect of children at different ages?
How was my renegade mother's group different from my first? They were my kind of people. My tribe.
Psychologist Angharad Candlin will guide parents through their child's emotional development during her seminar at the Essential Baby and Toddler Show in Sydney this weekend.
Out of all the questions asked of mums-to-be, “Do you know what you're having?” would be right up there in popularity. Sometimes,
“You’re nowhere near menopausal,” my doctor cheerily informed me, and my heart sank. I don’t want to live with worry about pregnancy anymore.
“All the horrible stuff was totally worth it to have my son. But there is absolutely no way I could go through it all again.”
It was the wedding of one of my oldest and dearest friends, and she had invited me to be her bridesmaid. It was quite an honour. But there was one problem.
For up to five days he lay alone after his mother died of a suspected drug overdose, but eight-month-old Dylan Micallef has made an incredible recovery.
Fill out this quick survey and tell us in 25 words or less your best pregnancy or parenting tip - you'll go in the draw to win a $200 Pumpkin Patch voucher.
The question remains: How does a little boy simply vanish without a trace?
A thief in the US got more than he bargained for when he try to rob a woman who was nine months pregnant because he figured she would be an easy target.
This little girl is not happy that her mum started laughing during her performance - so she tells her exactly how she feels about it.
Got bored kids? Quickly find the best activities for kids wherever you are in Australia with the Essential Kids app.
Top 5 Articles
While watching your baby grow into a unique little person is exciting and wondrous, the intensity of meeting everyone else?s needs can ever so sneakily overtake your own needs for self-care.
Almost all women will experience bruising, grazing or tearing after a vaginal birth. Depending on the degree of tearing, there are various treatments available.
Outings can be lots of fun with the kids, but there are inevitable challenges. Here's some information about days out to help you be a little more prepared.
I sent invitations on burgundy scrapbooking paper stamped with a field of poppies, and told each person why I wanted him or her there. I warned that there would be nudity.
When your baby?s due date comes and goes without so much as a pop - let alone a bang - it can be disheartening. Mums and a doula share their stories of natural inductions.
As I sat across the table from my friend ? me, a seasoned mother of three; her, a brand new mum ? I thought of all the mistakes an old-hand parent can make when visiting a newborn baby.
Unbearable anxiety, unspeakable joy, constant exhaustion and bouts of frustration ... The many shocks of first-time fatherhood resound in a dad's diary of his son's early months.
Finances may not be as cute as a newborn, but with many women?s working arrangements changing post-baby, monetary matters need attention too.
She's only 10 weeks old, but this baby is already dividing people around the world.
We've scoured the internet to find gorgeous personalised keepsakes and nursery decor to record baby name and dates. They make great gifts for christenings, name days and birthdays! (All prices in AU.)
We look at your wellbeing, covering health, relationships, beauty and fashion, mind and body.