Jump to content

Aussie Brokers


  • Please log in to reply
9 replies to this topic

#1 B.feral3

Posted 04 February 2013 - 01:30 PM

We are looking to upgrade our 2 bedroom home to something bigger.

Quick back story... we don't want a mortgage with our current lender, they are hopeless and after 10 years we are happy to give them the flick.

We went and saw another bank, told him we want to move everything over to him inc 2 mortgages, 2 credit cards, our every day banking etc because we are sick of our other bank. We had valuations done on our 2 properties and now have pre-approval through them. Well, they have turned out to be useless too. The branch manager/owner wouldn't return my calls when I needed something done urgently. It took him 9 days to phone me back and me ringing 6 times and leaving urgent messages. We lost a house because of it and when he did call back, I laughed him out of his own bank.

So, we dodged a bullet there and have decided now to go through a broker to find us the best deal. We have an appointment with Aussie but I was wondering if there are any scams, hidden fees or other things that we need to be cautious of by going through Aussie? People seem to love them or hate them is the general feel I get. I'd like any tips or advice you can offer.

Thanks in advance.

Edited by Bek+3, 04 February 2013 - 01:36 PM.


#2 *cough*

Posted 04 February 2013 - 01:35 PM

I got my mortgage in December through Aussie.

It was painless; since then so many people have told me horror stories and I've handed my brokers details out everywhere.

One appointment, all paperwork done, a few calls and that was that.

No fees, they get paid by the bank and they disclose that to you.

I even got flowers and a house warming card, follow up call to check all my accounts were alright and a voucher for referring a friend.

#3 B.feral3

Posted 04 February 2013 - 02:23 PM

Gee, it seems they went above and beyond. Like you even said, I just keep hearing horror stories though. Based on your post, it certainly can't hurt to give them a try.

#4 justthegirls

Posted 04 February 2013 - 03:14 PM

It was a few years ago now, but I found Aussie kept trying to push their own products onto us.  Ended up using Mortgage Choice as I liked our local broker through them better and they don't have their own products, and get the same commission regardless of who you end up going through.

#5 twinboys

Posted 04 February 2013 - 03:23 PM

In Melbourne we used Affinity Mortgage brokers twice
here

It is a husband and wife team and the husband who is called Yong is a crack up - he is a Chinese bloke and he is lovely to deal with.

Our first mortgage - piece of cake and we used ING and loved the way it was set up for us.

Our second mortgage was a bit of a headache as we were originally going to need bridging finance to cover us between the 2 house settlements which ING cannot do so we ended up with Suncorp even though in the end we did scramble and find 20% deposit without having to do the bridging loan

I would recommend Yong again.



#6 B.feral3

Posted 04 February 2013 - 04:16 PM

Thank you for the replies. Twinboys I'm not in Melbourne, what a shame!! They sound great.
On another note, that's a very good point about Aussie trying to sell their own products. I will walk in aware of that.

Thank you again.

#7 Madnesscraves

Posted 04 February 2013 - 04:29 PM

I used Aussie for my first home. They did try push some products on us but we shut them down quickly and they didn't try again. We just gave them a flat dead state 'no' and refused to talk about it other than mortgage.

Otherwise, they were quick and efficient and got our loan sorted for us quickly.

Used them a second time round and they said errrr you can't afford it,

Went to our lender our loan was with and they said well der, of course you can afford it and fixed it up promptly for us and we were all sorted original.gif

#8 Redgumhoney

Posted 04 February 2013 - 04:30 PM

I would try Aussie brokers, but if they don't give you the right answers try mortgage choice. My experience was that The Aussie broker said we couldn't purchase and needed to save for another six months, but mortgage choice found the right loan straight away by using existing equity in another property straight away, just a smarter broker I guess...good luck.

#9 Mistress_Mel

Posted 04 February 2013 - 04:39 PM

Adding Smartline Mortgage brokers to the list....my Dad is a frachisee. They don't have any products to sell either.

#10 Escapin

Posted 04 February 2013 - 04:42 PM

It really depends on the individual broker more than the company I think. Some are great, some are crap. If you can say whereabouts you're located, I'm sure someone can recommend one for you.




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 

Share the little things that make you smile

We're giving away a Mountain Buggy nano, the ultimate travel stroller - and here are some of the great entries so far.

Toddler pleads for return of "stolen" nose

A two-year-old's reaction to a game of "got your nose" shows it doesn't take much to make a toddler cry.

The 15 photos new parents share (and five they don't)

From the first scan photo to the baby covered in cake at their first birthday party, there are 15 photos most parents seem to share - and some they don't.

Doctor sings first Happy Birthday to newborns

His job is to deliver babies, but this US obstetrician also has a unique way of celebrating the miracle of life.

Breastfeeding friendly café goes viral

A photo of a breastfeeding-friendly sign in a cafe has been posted to Facebook and shared by hundreds of mums around the world.

First look at the Bugaboo Bee3

The newest Bugaboo Bee ? the Bee3 ? offers a variety of improved features, including a much asked-for bassinet and a rainbow of colour combinations.

Childcare costs, not paid leave, the real issue for parents

Given the choice between maintaining their wage for six months to have a child, or having a reduced rate of pay for a time but a better deal on childcare when returning to work, there are no odds on what most working parents would choose.

Win a Mountain Buggy nano

We?re giving away the new Mountain Buggy Nano - the lightweight travel buggy! So show us the little things that make you smile for your chance to win.

We lost three babies in two years

Our first pregnancy ended the way we all expected it to - with a healthy, happy baby in our arms. What a true blessing he was, for we were not to know the heartache we were about endure.

Family turned back from doomed flight MH17

'There must have been someone watching over us and saying, 'You must not get on that flight,' says mother who narrowly avoided boarding the Malaysian Airlines flight which exploded in mid-air over the Ukraine last night.

The myths and facts about "normal" breastfeeding

When it comes to successful breastfeeding, there is a wide variety to what is "normal", according to new research.

Adorable Skeanie loafers for kids

Your little toddler or preschooler can now get their nautical on with a new range of classic loafers by Australian show brand Skeanie.

My baby is hypermobile

For months, I have been telling myself not to worry that Jasmin isn't crawling or walking. This week I heard the term hypermobile for the first time.

When you don?t bond with your baby

They say that there is no bond greater than the bond between a mother and her child. But for some women, the mother-baby bond takes more time and effort to develop.

Why couples with daughters are more likely to divorce

Couples with daughters have higher divorce rates than those with boys. A new study reveals why that is the case.

Yumi Stynes: Having a baby after a 10-year break

After a long break, Yumi Stynes gets a reminder of the pain - and the pleasure - of giving birth.

Grieving father asks for help to Photoshop his daughter's image

When Nathan Steffel's daughter Sophia died from a liver condition at just 6 weeks old, he reached out for someone to create a beautiful image of his little girl.

Raising kids in a 'low media' home

Can you imagine a life without TV or computers? Some parents are opting for a low-tech, screen-free life for their kids.

Download now: Essential Kids Activity Finder app

Got bored kids? Quickly find the best activities for kids wherever you are in Australia with the Essential Kids app.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Win a Mountain Buggy nano

We?re giving away the new Mountain Buggy Nano - the lightweight travel buggy! So show us the little things that make you smile for your chance to win.

The beautiful moment a baby was born at the side of a road

It's not where she expected to give birth, but mum Corrine Cinatl is delighted that her daughter's roadside arrival was captured in a series of beautiful photos.

Doctor sings first Happy Birthday to newborns

His job is to deliver babies, but this US obstetrician also has a unique way of celebrating the miracle of life.

The Nappy Collective starts new drive

It's that time of year when the dedicated volunteers at The Nappy Collective do their bit to help out mums and children in need - and they need your help.

Baby shower cake wrecks

From misshapen cake babies to questionable text, from odd colour choices to internal organ recreation, these are the baby shower cakes that taste forgot.

Photographer captures the beauty of adoption

The love of a family is usually tough to capture on camera. This is an exception.

Pregnancy progression photo ideas

Want to record your pregnancy as your belly grows? Here are some creative, fun ideas for photo shoots along the way.

The myths and facts about "normal" breastfeeding

When it comes to successful breastfeeding, there is a wide variety to what is "normal", according to new research.

Tin can craft and DIY ideas

Got a few old formula, Milo or coffee cans around the house? Use these fantastic upcycling ideas to create items for around the house and yard.

Dads meet their newborn for the first time

Emotional photos of two fathers meeting their newborn son have resonated with viewers worldwide, attracting thousands of Facebook likes and shares.

Skin safety isn't just a summer worry

Lax about the slip slop slap with your kids as weather turns cooler? Here's a reminder as to why we have to remain vigilant for our children?s future health.

Personalised baby gifts

We've scoured the internet to find gorgeous personalised keepsakes and nursery decor to record baby name and dates. They make great gifts for christenings, name days and birthdays! (All prices in AU.)

Creative sleeping baby photoshoots

See how some parents and photographers have captured sleeping babies in unusual positions and using different props.

DIY kitchen and food hacks

DIY your way to a better kitchen and make cooking easier with our clever hacks. (Some content reproduced with permission from mashable.com.)

Winter warmers for babies and toddlers

Your baby or toddler will be nice and snug in these beautiful and fun winter pieces. Most are hand-made or knitted, and they're all designed to keep your little one toastie - and adorable!

 

Mind, body, beauty, life

Making time for me

We look at your wellbeing, covering health, relationships, beauty and fashion, mind and body.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.