Jump to content

Is there any way to get baby bonus paid in a lump sum?


  • Please log in to reply
163 replies to this topic

#1 JKC81

Posted 31 January 2013 - 07:21 AM

Just wondering if anyone knows if you can apply to centrelink to get the baby bonus paid in a lump sum instead of the fortnighly installments? We need a people mover but cant get it until we have the baby bonus to put towards it as we cant get a loan as neither my partner and I are working and we have no one to borrow money off, but we also cant really wait until the baby bonus comes through

#2 FiveAus

Posted 31 January 2013 - 07:24 AM

No, the only way the baby bonus is paid in a lump sum is if the baby is stillborn.

#3 Leslie Knope

Posted 31 January 2013 - 07:29 AM

QUOTE (FiveAus @ 31/01/2013, 08:24 AM) <{POST_SNAPBACK}>
No, the only way the baby bonus is paid in a lump sum is if the baby is stillborn.


This.

#4 lep_78

Posted 31 January 2013 - 07:31 AM

as the pp stated above, is there any reason your partner cant get a job? that would make it easier to get a loan.

#5 niggles

Posted 31 January 2013 - 07:37 AM

Do you have a car you can sell to put towards the people mover?

#6 Bluenomi

Posted 31 January 2013 - 07:53 AM

Nope, it is only in instalments. They did it for just this reason, to stop people spending it on big purchases instead of baby essentials which it is designed for.

#7 Domestic Goddess

Posted 31 January 2013 - 07:56 AM

QUOTE (Bluenomi @ 31/01/2013, 08:53 AM) <{POST_SNAPBACK}>
Nope, it is only in instalments. They did it for just this reason, to stop people spending it on big purchases instead of baby essentials which it is designed for.



^^^ THIS

#8 Feral-Lausii

Posted 31 January 2013 - 08:02 AM

QUOTE
Nope, it is only in instalments. They did it for just this reason, to stop people spending it on big purchases instead of baby essentials which it is designed for.


I thought it was more to stop irresponsible parents blowing it on pokies, alcohol or drugs?

I can understand why the OP would prefer it in a lump sum as getting a car that safely fits all the family is important.

Op- you might just have to put it all in a savings account, by the time its finished being paid you would have a little extra, plus it would probably be close to tax time so you would have a decent amount for a car.

Best of luck.

Edited by Lausii, 31 January 2013 - 08:03 AM.


#9 erindiv

Posted 31 January 2013 - 08:07 AM

QUOTE (lep_78 @ 31/01/2013, 08:31 AM) <{POST_SNAPBACK}>
is there any reason your partner cant get a job?



Second this.


#10 JKC81

Posted 31 January 2013 - 08:10 AM

ok thanks for the replies. My partners uni course is a bit to full on at the moment for him to work plus I thought you had to be in steady employment for at least 3 months to get a loan, I do work but I am only getting 2hrs one day a week which I hope will increase soon. I will probably only get $1000 for my car to put towards it and we have bout $5000 cash to put towards it but we where hoping to spend $10, 000 on a car guess we will have to just lower our budget.

bluenomi I thought a car is essential to get the baby to Dr appointments etc or am I just meant to leave it at home when we go out cause it won't fit into the car with the rest of us?

Our financial situation changed dramatically just after I fell pregnant and we never expected money to be this tight

#11 erindiv

Posted 31 January 2013 - 08:16 AM

How old are your other 3? Could you consider a wagon with an extra seat in the back? My Forester has all the attachments for an extra seat and that was only $7,000.

#12 HRH Countrymel

Posted 31 January 2013 - 08:19 AM

OP is your husband on Austudy?

I believe you can extend your HELP debt (very low interest compared to a personal loan) if extra money is required to help fund your continuing education?

#13 Bluenomi

Posted 31 January 2013 - 08:25 AM

QUOTE (JKC81 @ 31/01/2013, 09:10 AM) <{POST_SNAPBACK}>
bluenomi I thought a car is essential to get the baby to Dr appointments etc or am I just meant to leave it at home when we go out cause it won't fit into the car with the rest of us?


I think a car is essential as well but I don't make up the rules for the baby bonus. I was just telling you the reasons for it, not having a go at you.

#14 erindiv

Posted 31 January 2013 - 08:29 AM

FWIW my BB payments didn't go to baby stuff. I bought that all before each baby was born, and the BB payments ended up going on bills. I could never spend $5,000 on stuff for a baby. I spend $2,000 on DD's stuff and went way overboard.

Technically it can get spent on whatever you want. They give it to you as cash, not as vouchers. There are no 'rules' about what you must spend it on.

#15 MrsLexiK

Posted 31 January 2013 - 08:30 AM

QUOTE (JKC81 @ 31/01/2013, 08:10 AM) <{POST_SNAPBACK}>
ok thanks for the replies. My partners uni course is a bit to full on at the moment for him to work plus I thought you had to be in steady employment for at least 3 months to get a loan, I do work but I am only getting 2hrs one day a week which I hope will increase soon. I will probably only get $1000 for my car to put towards it and we have bout $5000 cash to put towards it but we where hoping to spend $10, 000 on a car guess we will have to just lower our budget.

bluenomi I thought a car is essential to get the baby to Dr appointments etc or am I just meant to leave it at home when we go out cause it won't fit into the car with the rest of us?

Our financial situation changed dramatically just after I fell pregnant and we never expected money to be this tight


I apologise if this comes accorss as judgy it isn't meant to be.  I am sorry you are in this position, but with your DP at uni and you giving birth in about 8 days (as per your ticker) what are you going to do for money inbetween that, it might be at least 8 weeks or so before you can get any extra hours.  I know it is really not ideal for your DP but him deferring for 6 or even a 12 months and getting a job and then picking uni back up in 6 or 12 months might be an option.  What about part time study for him surely he could work and study then.  As I said it is not ideal at all as it pushes his qual back a bit but you need to do what is best for you right now.  



#16 Funky Cold Ribena

Posted 31 January 2013 - 08:30 AM

QUOTE (countrymel @ 31/01/2013, 09:19 AM) <{POST_SNAPBACK}>
OP is your husband on Austudy?

I believe you can extend your HELP debt (very low interest compared to a personal loan) if extra money is required to help fund your continuing education?


Yes, I've heard something along the lines of this. He may qualify.

No financial advice for you but would it be possible you to schedule your appointments on days when your DH is at home, child/ren in daycare/ school, able to grab a babysitter so you don't have to take all of them with you.
In a month or two you can look again at getting a people mover when you have more money.

Good luck.


#17 Bel Rowley

Posted 31 January 2013 - 08:43 AM

QUOTE (starboard @ 31/01/2013, 09:30 AM) <{POST_SNAPBACK}>
No financial advice for you but would it be possible you to schedule your appointments on days when your DH is at home, child/ren in daycare/ school, able to grab a babysitter so you don't have to take all of them with you.
In a month or two you can look again at getting a people mover when you have more money.

That was going to be my advice too. Presumably if your partner is studying he's not gone all day every day, and you will be able to take turns being home with some children while the other is out with the baby. I would also defer study if my family's financial situation was that tight, or I would switch to part time study and work part time. Plenty of families do this. I can't fathom how a family of 6 can survive with essentially no income.

#18 chickenpants

Posted 31 January 2013 - 08:58 AM

You'll also have to factor in that the baby bonus payments won't begin until a good few weeks AFTER the baby is born - provided you've already registered online - because it takes about a month for them to process your paperwork. If anything has changed between your initial registration and filling in & handing in your form it will extend that out a little more.

So in the beginning anyway surely your husband (being the non-worker) would be able to watch the other children for an hour or so while you take bub to the various appointments they have when small.

#19 Tobias'smum

Posted 31 January 2013 - 09:10 AM

check what other payments may be avaliable just after i went on maternity leavea my DH lost his job and so they set up for parenting payments .

#20 jessie123

Posted 31 January 2013 - 09:18 AM

QUOTE (Bluenomi @ 31/01/2013, 07:53 AM) <{POST_SNAPBACK}>
Nope, it is only in instalments. They did it for just this reason, to stop people spending it on big purchases instead of baby essentials which it is designed for.


Really ? I have never heard of this. Do you have a link etc ?

OP you might want to look into the HELP loan also some financial instutitions such as NAB can provide student loans.

#21 MrsShine

Posted 31 January 2013 - 09:27 AM

Jessie123 - no link but if you Google there were a lot of people buying big screen TV's and other completely baby unrelated items with the bonus yet still on welfare and abusing the system hence why they changed it to instalments.

Not saying this is what PP is doing

#22 erindiv

Posted 31 January 2013 - 09:34 AM

QUOTE (MrsShine @ 31/01/2013, 10:27 AM) <{POST_SNAPBACK}>
Jessie123 - no link but if you Google there were a lot of people buying big screen TV's and other completely baby unrelated items with the bonus yet still on welfare and abusing the system hence why they changed it to instalments.

Not saying this is what PP is doing



Google what, exactly? How can you say there were lots of people doing this, yet you still can't provide a link?

I think the whole 'plasma tv' thing was a bit of a myth TBH.

Also: "baby unrelated items with the bonus yet still on welfare and abusing the system"... spending the BB on non-baby items is not 'abusing the system'. As I said previously, it's given in cash and they don't tell you what you must spend it on. How are you supposed to wait until 4-6 weeks after your baby's birth before you buy all their things?

edit to add: I don't see how paying it in instalments stops people from wasting it anyway. $380 a fortnight could still get spent on drugs/alcohol/gambling. Personally I think the whole thing should be done away with completely, but that's another thread...

Edited by erindiv, 31 January 2013 - 09:37 AM.


#23 Soontobegran

Posted 31 January 2013 - 09:38 AM

QUOTE (jessie123 @ 31/01/2013, 10:18 AM) <{POST_SNAPBACK}>
Really ? I have never heard of this. Do you have a link etc ?



The Baby Bonus was initially changed to instalments for teenage mothers many years ago because it was found that the money was not being used appropriately by some..not all but too many.

Anecdotally I can confirm that there were some home visits I did as a domicillary midwife which revealed huge TV's, mobile phones and gaming equipment but a parent requesting food packages for themselves and tins of formula for the baby.
I am not saying this was widespread however it was obviously enough of an issue that it forced this change to instalments for everyone eventually.

#24 jessie123

Posted 31 January 2013 - 09:38 AM

QUOTE (MrsShine @ 31/01/2013, 09:27 AM) <{POST_SNAPBACK}>
Jessie123 - no link but if you Google there were a lot of people buying big screen TV's and other completely baby unrelated items with the bonus yet still on welfare and abusing the system hence why they changed it to instalments.

Not saying this is what PP is doing


If this is the reason they changed it there must be some official statement? Unless of course your just sayin stuff wink.gif

#25 Eirinn

Posted 31 January 2013 - 09:38 AM

OP, you've had your answer, I would advise not coming back to this thread. FWIW,if you are in a tough financial situation I wouldn't consider a people mover an essential. If your husband is studying, it should be easy to schedule appointments for when he is home.




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 

Special Ticket Offer, Save $8!

The Essential Baby & Toddler Show is back this April! Save $8 off the door price for a limited time only!

Finding baby name inspiration in unusual places

Sometimes the greatest baby name ideas come from the most unexpected places, as these EB members show.

The case for inducing at 37 weeks

While we often think of pregnancy as a 40 week affair, experts agree that 37 weeks is actually “full term". So is there an argument for inducing all births at 37 weeks?

Does controlled crying really work?

Controlled-crying techniques may help some babies sleep through the night, but for many exhausted new parents, it's just a recipe for more tears all round.

How I taught my infant to use a toilet

As people become more aware of these benefits, I hope more parents will practice this method, so we can cut down on nappies and improve baby bonding.

'I thought it was impossible': Emily Symons pregnant at 45

Aussie actress Emily Symons has announced she is pregnant with her first baby.

Shallow water blackout kills fit, healthy dad

A little girl will grow up without her father after the fit and healthy 34-year-old passed away while doing something he had practised his whole life.

Afternoon naps may be bad for toddlers' sleep

You could be doing yourself a disservice by encouraging your toddler to have an afternoon nap, according to new research.

Best gifts for newborns, new mums and christenings

We've compiled a guide to some of the most popular presents for newborns and new mums, and for christenings and naming days.

Jaime King to be a mum again

Actress Jaime King is pregnant with her second child, giving 16-month-old James a sibling.

Nannies should receive government funding

The Abbott government should extend funding to nannies, and direct childcare payments to low and middle income families, a landmark study on childcare has found. 

Common skin irritations in newborns (and how to treat them)

As many as one in two newborn babies suffer from skin irritations in their first few weeks. So what are the most common rashes and irritations to look out for?

10 wall decals for the nursery or playroom

Wall decals are the answer to creating a beautiful nursery or children's space without lifting a paint brush, a spirit level or even a hammer.

Preschooler walks 2.4km home alone

Three-year-old Cain Trainor headed off home after his first day at a new preschool without telling anyone.

Video: Why mums get nothing done

In spite of being in an almost constant state of motion while looking after the kids and trying to keep things together at home, it can seem as though parents have managed to get nothing on the to-do list done by the end of the day.

The middle name game

The middle name is no longer an afterthought, and parents' inspiration comes from many places.

Have a baby or your money back - but there's a catch

A new IVF scheme offers couples the chance to fall pregnant and give birth - or get their money back. But there's more to it than you might think.

A rare glimpse inside the womb

A baby born still inside the amniotic sac gave US doctors a rare glimpse at life inside the womb.

Battered mum forced to write to her attacker ex in jail

Three years ago Jason Hughes viciously attacked his ex-partner. Now she has to write to him three times a year.

Woman pleads not guilty to ultrasound scam

A West Australian woman will fight allegations that she scammed expectant mums by selling them fake ultrasound pictures of babies.

Download now: Essential Kids Activity Finder app

Got bored kids? Quickly find the best activities for kids wherever you are in Australia with the Essential Kids app.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Brain damaged mum receives compensation

A Sydney mother who suffered brain damage when she was hit by a car while pushing her newborn baby in a pram has reached a confidential out-of-court settlement with the driver's insurance company.

Indigenous midwives break down the barriers

A culturally sensitive midwifery service has gained the trust and respect of Aboriginal women.

The Katering Show's next big delivery

Most mums-to-be plan to take things easy and perhaps have a little break from work as the birth of their baby draws near. Not Kate McCartney.

53 creative pregnancy announcements

Announcing that you're expecting can be a time to express your creativity, sense of humour and imagination. Check out how other parents and parents-to-be have broken the news to friends and family.

Why I have mixed feelings about Cindy Crawford's leaked photo

Last week an un-retouched photo of model Cindy Crawford surfaced, showing the 48-year-old mother-of -two posing in underwear.

How to create a Peppa Pig pancake

Thought your toddler could not love pancakes any more than they already do? How about if the breakfast treat came in the shape of every two-year-old's favourite cartoon character?

'It's a little life, not a little loss': pregnancy after miscarriage

I thought I was never going to be able to have a successful pregnancy. I decided that I wasn't going to form an emotional attachment with this baby.

Bonds Baby Search 2015: what you need to know

February 18 marks the start of one of the most prolific annual baby competitions in Australia: the Bonds Baby Search. And this year is going to be more special than ever.

Who will manage your Facebook account when you're gone?

This is not something that people like to talk about, but Facebook has announced that it will grant users more control over what happens to their pages after they die.

Struggling mum of four wins $188 million

Mother of four Marie Holmes was financially struggling after quitting her jobs at Walmart and McDonald's in order to care for her children.

Pregnant obese women a 'relatively new problem', coroner hears

A first-time mother whose daughter died hours after her frightening birth insists she was never told of the risks of being obese and pregnant.

'I'm angry as hell': the story behind mum's passionate vaccination plea

She has labelled parents who do not vaccinate their children "misinformed imbeciles" - and for that, she makes no apologies.

IKEA hacks for the nursery and kids' rooms

Are you one of those that know the whole IKEA catalogue by heart? Love their stuff but want to personalise it? Here's some inspiration to help you realise the potential of IKEA furniture and fittings.

8 different kinds of tantrums

I never thought I’d say this, but for a brief moment last week, Kim Kardashian and I had something in common: both our kids had public tantrums.

Polycystic ovary syndrome: symptoms, treatment and your fertility

Polycystic ovary syndrome (PCOS) is the most common female hormonal condition, affecting roughly one in 12 Australian women.

What's the best position for giving birth?

If doing it on your back is out, what's the best position for labour and birth?

Wife forgives snake catcher husband for car surprise

With Valentine's Day coming up, Nat Gilbert could be forgiven for thinking her husband might be planning a surprise for her.

Kids who meet milestones at their own pace

We usually only hear the success stories: tales of the two-year-old who’s talking, running and completely toilet trained. But other stories need to be told too.

Ruby shines as Bonds Baby

Sarah Kiss has a word of advice for proud mums and dads who are keen to enter their babies in this year's Bonds Baby Search Competition - just have fun.

Why dads should go to sleep school

If your family needs to go to sleep school, go with them. You are part of that family and you are part of the solution.

36 baby names inspired by food and drinks

A French court may have ruled out Nutella as a baby name, but that doesn't have to stop you from taking inspiration from the supermarket (or bottle shop). See what parents in the US have chosen for their delicious little ones.

Clever breastfeeding products

Check out this range of products designed to help make your breastfeeding journey more enjoyable, manageable and convenient.

 

Win a KitchenAid Mixer

Let's celebrate 300,000 fans on Facebook

To celebrate, and to thank our amazing fans, we?re giving away a KitchenAid Artisan Tilt-Head Stand Mixer.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.