Jump to content

Is there any way to get baby bonus paid in a lump sum?


  • Please log in to reply
163 replies to this topic

#1 JKC81

Posted 31 January 2013 - 07:21 AM

Just wondering if anyone knows if you can apply to centrelink to get the baby bonus paid in a lump sum instead of the fortnighly installments? We need a people mover but cant get it until we have the baby bonus to put towards it as we cant get a loan as neither my partner and I are working and we have no one to borrow money off, but we also cant really wait until the baby bonus comes through

#2 FiveAus

Posted 31 January 2013 - 07:24 AM

No, the only way the baby bonus is paid in a lump sum is if the baby is stillborn.

#3 Leslie Knope

Posted 31 January 2013 - 07:29 AM

QUOTE (FiveAus @ 31/01/2013, 08:24 AM) <{POST_SNAPBACK}>
No, the only way the baby bonus is paid in a lump sum is if the baby is stillborn.


This.

#4 lep_78

Posted 31 January 2013 - 07:31 AM

as the pp stated above, is there any reason your partner cant get a job? that would make it easier to get a loan.

#5 niggles

Posted 31 January 2013 - 07:37 AM

Do you have a car you can sell to put towards the people mover?

#6 Bluenomi

Posted 31 January 2013 - 07:53 AM

Nope, it is only in instalments. They did it for just this reason, to stop people spending it on big purchases instead of baby essentials which it is designed for.

#7 Domestic Goddess

Posted 31 January 2013 - 07:56 AM

QUOTE (Bluenomi @ 31/01/2013, 08:53 AM) <{POST_SNAPBACK}>
Nope, it is only in instalments. They did it for just this reason, to stop people spending it on big purchases instead of baby essentials which it is designed for.



^^^ THIS

#8 Feral-Lausii

Posted 31 January 2013 - 08:02 AM

QUOTE
Nope, it is only in instalments. They did it for just this reason, to stop people spending it on big purchases instead of baby essentials which it is designed for.


I thought it was more to stop irresponsible parents blowing it on pokies, alcohol or drugs?

I can understand why the OP would prefer it in a lump sum as getting a car that safely fits all the family is important.

Op- you might just have to put it all in a savings account, by the time its finished being paid you would have a little extra, plus it would probably be close to tax time so you would have a decent amount for a car.

Best of luck.

Edited by Lausii, 31 January 2013 - 08:03 AM.


#9 erindiv

Posted 31 January 2013 - 08:07 AM

QUOTE (lep_78 @ 31/01/2013, 08:31 AM) <{POST_SNAPBACK}>
is there any reason your partner cant get a job?



Second this.


#10 JKC81

Posted 31 January 2013 - 08:10 AM

ok thanks for the replies. My partners uni course is a bit to full on at the moment for him to work plus I thought you had to be in steady employment for at least 3 months to get a loan, I do work but I am only getting 2hrs one day a week which I hope will increase soon. I will probably only get $1000 for my car to put towards it and we have bout $5000 cash to put towards it but we where hoping to spend $10, 000 on a car guess we will have to just lower our budget.

bluenomi I thought a car is essential to get the baby to Dr appointments etc or am I just meant to leave it at home when we go out cause it won't fit into the car with the rest of us?

Our financial situation changed dramatically just after I fell pregnant and we never expected money to be this tight

#11 erindiv

Posted 31 January 2013 - 08:16 AM

How old are your other 3? Could you consider a wagon with an extra seat in the back? My Forester has all the attachments for an extra seat and that was only $7,000.

#12 Country (deci)Mel

Posted 31 January 2013 - 08:19 AM

OP is your husband on Austudy?

I believe you can extend your HELP debt (very low interest compared to a personal loan) if extra money is required to help fund your continuing education?

#13 Bluenomi

Posted 31 January 2013 - 08:25 AM

QUOTE (JKC81 @ 31/01/2013, 09:10 AM) <{POST_SNAPBACK}>
bluenomi I thought a car is essential to get the baby to Dr appointments etc or am I just meant to leave it at home when we go out cause it won't fit into the car with the rest of us?


I think a car is essential as well but I don't make up the rules for the baby bonus. I was just telling you the reasons for it, not having a go at you.

#14 erindiv

Posted 31 January 2013 - 08:29 AM

FWIW my BB payments didn't go to baby stuff. I bought that all before each baby was born, and the BB payments ended up going on bills. I could never spend $5,000 on stuff for a baby. I spend $2,000 on DD's stuff and went way overboard.

Technically it can get spent on whatever you want. They give it to you as cash, not as vouchers. There are no 'rules' about what you must spend it on.

#15 MrsLexiK

Posted 31 January 2013 - 08:30 AM

QUOTE (JKC81 @ 31/01/2013, 08:10 AM) <{POST_SNAPBACK}>
ok thanks for the replies. My partners uni course is a bit to full on at the moment for him to work plus I thought you had to be in steady employment for at least 3 months to get a loan, I do work but I am only getting 2hrs one day a week which I hope will increase soon. I will probably only get $1000 for my car to put towards it and we have bout $5000 cash to put towards it but we where hoping to spend $10, 000 on a car guess we will have to just lower our budget.

bluenomi I thought a car is essential to get the baby to Dr appointments etc or am I just meant to leave it at home when we go out cause it won't fit into the car with the rest of us?

Our financial situation changed dramatically just after I fell pregnant and we never expected money to be this tight


I apologise if this comes accorss as judgy it isn't meant to be.  I am sorry you are in this position, but with your DP at uni and you giving birth in about 8 days (as per your ticker) what are you going to do for money inbetween that, it might be at least 8 weeks or so before you can get any extra hours.  I know it is really not ideal for your DP but him deferring for 6 or even a 12 months and getting a job and then picking uni back up in 6 or 12 months might be an option.  What about part time study for him surely he could work and study then.  As I said it is not ideal at all as it pushes his qual back a bit but you need to do what is best for you right now.  



#16 Funky Cold Ribena

Posted 31 January 2013 - 08:30 AM

QUOTE (countrymel @ 31/01/2013, 09:19 AM) <{POST_SNAPBACK}>
OP is your husband on Austudy?

I believe you can extend your HELP debt (very low interest compared to a personal loan) if extra money is required to help fund your continuing education?


Yes, I've heard something along the lines of this. He may qualify.

No financial advice for you but would it be possible you to schedule your appointments on days when your DH is at home, child/ren in daycare/ school, able to grab a babysitter so you don't have to take all of them with you.
In a month or two you can look again at getting a people mover when you have more money.

Good luck.


#17 Bel Rowley

Posted 31 January 2013 - 08:43 AM

QUOTE (starboard @ 31/01/2013, 09:30 AM) <{POST_SNAPBACK}>
No financial advice for you but would it be possible you to schedule your appointments on days when your DH is at home, child/ren in daycare/ school, able to grab a babysitter so you don't have to take all of them with you.
In a month or two you can look again at getting a people mover when you have more money.

That was going to be my advice too. Presumably if your partner is studying he's not gone all day every day, and you will be able to take turns being home with some children while the other is out with the baby. I would also defer study if my family's financial situation was that tight, or I would switch to part time study and work part time. Plenty of families do this. I can't fathom how a family of 6 can survive with essentially no income.

#18 chickenpants

Posted 31 January 2013 - 08:58 AM

You'll also have to factor in that the baby bonus payments won't begin until a good few weeks AFTER the baby is born - provided you've already registered online - because it takes about a month for them to process your paperwork. If anything has changed between your initial registration and filling in & handing in your form it will extend that out a little more.

So in the beginning anyway surely your husband (being the non-worker) would be able to watch the other children for an hour or so while you take bub to the various appointments they have when small.

#19 Tobias'smum

Posted 31 January 2013 - 09:10 AM

check what other payments may be avaliable just after i went on maternity leavea my DH lost his job and so they set up for parenting payments .

#20 jessie123

Posted 31 January 2013 - 09:18 AM

QUOTE (Bluenomi @ 31/01/2013, 07:53 AM) <{POST_SNAPBACK}>
Nope, it is only in instalments. They did it for just this reason, to stop people spending it on big purchases instead of baby essentials which it is designed for.


Really ? I have never heard of this. Do you have a link etc ?

OP you might want to look into the HELP loan also some financial instutitions such as NAB can provide student loans.

#21 MrsShine

Posted 31 January 2013 - 09:27 AM

Jessie123 - no link but if you Google there were a lot of people buying big screen TV's and other completely baby unrelated items with the bonus yet still on welfare and abusing the system hence why they changed it to instalments.

Not saying this is what PP is doing

#22 erindiv

Posted 31 January 2013 - 09:34 AM

QUOTE (MrsShine @ 31/01/2013, 10:27 AM) <{POST_SNAPBACK}>
Jessie123 - no link but if you Google there were a lot of people buying big screen TV's and other completely baby unrelated items with the bonus yet still on welfare and abusing the system hence why they changed it to instalments.

Not saying this is what PP is doing



Google what, exactly? How can you say there were lots of people doing this, yet you still can't provide a link?

I think the whole 'plasma tv' thing was a bit of a myth TBH.

Also: "baby unrelated items with the bonus yet still on welfare and abusing the system"... spending the BB on non-baby items is not 'abusing the system'. As I said previously, it's given in cash and they don't tell you what you must spend it on. How are you supposed to wait until 4-6 weeks after your baby's birth before you buy all their things?

edit to add: I don't see how paying it in instalments stops people from wasting it anyway. $380 a fortnight could still get spent on drugs/alcohol/gambling. Personally I think the whole thing should be done away with completely, but that's another thread...

Edited by erindiv, 31 January 2013 - 09:37 AM.


#23 Soontobegran

Posted 31 January 2013 - 09:38 AM

QUOTE (jessie123 @ 31/01/2013, 10:18 AM) <{POST_SNAPBACK}>
Really ? I have never heard of this. Do you have a link etc ?



The Baby Bonus was initially changed to instalments for teenage mothers many years ago because it was found that the money was not being used appropriately by some..not all but too many.

Anecdotally I can confirm that there were some home visits I did as a domicillary midwife which revealed huge TV's, mobile phones and gaming equipment but a parent requesting food packages for themselves and tins of formula for the baby.
I am not saying this was widespread however it was obviously enough of an issue that it forced this change to instalments for everyone eventually.

#24 jessie123

Posted 31 January 2013 - 09:38 AM

QUOTE (MrsShine @ 31/01/2013, 09:27 AM) <{POST_SNAPBACK}>
Jessie123 - no link but if you Google there were a lot of people buying big screen TV's and other completely baby unrelated items with the bonus yet still on welfare and abusing the system hence why they changed it to instalments.

Not saying this is what PP is doing


If this is the reason they changed it there must be some official statement? Unless of course your just sayin stuff wink.gif

#25 Eirinn

Posted 31 January 2013 - 09:38 AM

OP, you've had your answer, I would advise not coming back to this thread. FWIW,if you are in a tough financial situation I wouldn't consider a people mover an essential. If your husband is studying, it should be easy to schedule appointments for when he is home.




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 

Why Tracey Spicer has given up make-up

"After 30 years on television, I had become what I despised: a painted doll who spent an hour a day and close to $200 a week putting on a mask."

Empowering bikini photo of 46-year-old mum goes viral

When a group of teenagers made rude remarks about her body as she walked past them in a bikini at the local beach, Julie Cross refused to cover up.

Devastated widow discovers she's pregnant the day before husband's funeral

They had been trying to conceive a baby for seven years. Tragically Kristy Kirchner found out she was pregnant the day before her husband Royce's funeral.

Gabriella Goat sues Peppa Pig

Every toddler's favourite television pig is being sued by an Italian woman who shares a name with a Peppa Pig character.

Meet the Mpregs, the male pregnancy enthusiasts

"Men can't have babies - that's something only women can do! But our community is full of like-minded people who wish otherwise."

Your new motherhood survival kit

Forget about the bright, pretty baby things - while you're in survival mode, all you'll need are the essentials.

More than 100,000 cars recalled globally after death of pregnant woman

The announcement of a mass recall comes as Malaysian police investigate the death of pregnant woman in July.

Win a family pass to Disney Live!

We have 4 family passes to give away to see Disney Live! presents Three Classic Fairy Tales, touring Australia this December/January.

I had a 'good baby' but still suffered from postnatal depression

I had a much wanted precious baby girl, a 'good baby' who slept well, self settled and was mostly content. It just seemed implausible to think I could succumb to depression.

There's no need to eclipse a babymoon

As long as pregnant women do their research, travelling during pregnancy can be done safely.

Mum and daughter have babies on same day

"It's not really something you ever want or think could happen. To have my mum going through it with me is probably the most special, amazing thing ever.”

Our baby's reflux caused the longest endurance test of our lives

I'm glad she wasn't my first child, or I would have thought that this was normal.

Win one of 5 Little Tikes Cozy Coupe Sport

Australia?s No 1 selling car is now available in a Sports model and we have 5 to give away to some lucky Essential Baby families.

The podcast that reminds mums they are not alone

A mum's complicated, gruelling labour gave birth to two lovely beings: her daughter and her delightful podcast, The Longest Shortest Time.

Is it too late to change my midwife?

My wife is nine months pregnant and we are planning a home birth - but we've had late problems with our midwife team.

The Very Hungover Caterpillar: a parody many can relate to

A new book released this month will be sure to have parents nodding and giggling in recognition the world over.

Babywearers unite against misinformation

Everyone has heard of people power, but what about passionate babywearing power?

Reliving the birth experience

When people ask about how my labour went, I usually respond: "Good, I think? Four hours long, and yeah it hurt, but I dunno, it's labour, it's giving birth, it's painful... but I guess it was good? As good as good gets?"

Literary baby name inspiration

From Harry Potter to Shakespeare and everything in between, we've scoured the library shelves for literary baby name inspiration.

Preparing your child to attend a sibling's birth

Thinking about having your kids at the birth of your baby? Here are some things to consider.

Counselling helps mum deal with triplets' early birth

When Kimberlee King's waters broke nine weeks before her triplets were due, she went into autopilot as she packed her hospital bag.

The women balancing babies with new businesses

Motherhood teaches us that we can be more tolerant, patient, and loving than we ever thought possible - and can also show us that we're innovative, creative and entrepreneurial, too.

It's true, kids grow up overnight

A dad ponders how his toddler daughter can change so much in just one 24 hour period.

Father sings to dying son days after losing wife

A heartbreaking video shows a new dad singing 'Blackbird' to his dying son just days after losing his wife.

Download now: Essential Kids Activity Finder app

Got bored kids? Quickly find the best activities for kids wherever you are in Australia with the Essential Kids app.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Win one of 5 Little Tikes Cozy Coupe Sport

Australia?s No 1 selling car is now available in a Sports model and we have 5 to give away to some lucky Essential Baby families.

Join PADDINGTON on the red carpet!

To celebrate the release of PADDINGTON, we are giving five lucky winners the chance to win a family pass to the exclusive Australian Premiere in Sydney on December 7!

Knowing you are one of the lucky ones

I am secure, confident and strong, but the responsibility of protecting my children can almost bring me undone.

Why I am so emotional now I have kids?

There are so many ways in which parenthood changes us as women, but one of the most noticeable, for me, has been the changing state of my emotions.

Baby survives despite sharing womb with 'foreign body'

Baby Maia was conceived against the odds, only to find she was sharing a womb with an ominous "foreign body".

Video: Baby shows dog how to jump - or vice versa

They say dog is man's best friend, but this playful pooch seems to have chosen a jumping baby as her number one buddy.

10 ways to soothe a crying baby

New paernts can get frustrated when their newborn gets fussy and can't settle down. When you're feeling overwhelmed, try some of these simple tips to help soothe your baby.

20 baby names that are becoming more popular every year

The data-lovers at nameberry.com have been at it again – this time, they’ve discovered the names that are continually rising up the ranks, ready to take out some top spots in the next few years.

10 great meals to make for new parents

Ideally, you want to give food that isn’t expensive to make, isn't too difficult to create, and freezes well; stews, bakes, soups and pasta sauces are perfect.

'It's not you, it's me': Boston bombing survivor mum to have leg amputated

Rebekah DiMartino is going through a break-up. She even wrote a farewell love letter. But it's not to her husband.

What it's like to go through early menopause

In a cruel twist, Carla had been breastfeeding and perimenopausal at the same time. But she's far from the only one to go through menopause early.

Restaurant served alcohol to two-year-old

Busy restaurants can be forgiven for getting food and drink orders mixed up from time to time, but not when the confusion leads to a two-year-old being served an alcoholic cocktail instead of the child-friendly beverage they ordered.

Julia Morris tells of miscarriage on a flight

Julia Morris has spoken about the devastation of suffering a miscarriage while on an international flight.

Woman's survival after birth 'a story of two miracles'

A US mother is home and tending to her new baby less than a month after surviving without a pulse for 45 minutes.

Eating ice may give mental boost to the iron deficient: study

A new study proposes that, like a strong cup of coffee, ice may give those with insufficient iron a much-needed mental boost.

Tiny lives in caring hands: Thank U NICU Day

Each year in Australia, over 40,000 newborns need the help of a special care nursery or neonatal intensive care unit. One day a year, the staff are honoured by the parents they help through those dark days.

I paid $50,000 to have a girl

This time my husband and I hadn't taken any chances. We had paid $50,000 and travelled 13,000 kilometres to make sure the baby growing inside me was female.

Weird pregnancy products

Some pregnancy products come to market and are just awesome. Others just leave you scratching your head.

Dear firstborn, I'm sorry

Being a first-time mum is tough for so many reasons – particularly because you really have no idea what you're doing.

A trace of sesame could kill my son

Helen Richardson son's had two anaphylactic reactions in a month. It's traumatic for everyone.

When you know before the test says yes

It wasn't a pregnancy test or missed period that told me I was pregnant with my second baby; it was too early for those things. A doner kebab told me I was going to be a mum again.

What not to do when your partner is in labour

Robbie Williams stole the show during his wife Ayda's labour, pretty much demonstrating everything on the "what not to do when your partner is in labour" list.

Best maternity swimwear and beach cover-ups

Thinking about a tropical babymoon but have nothing to wear? Here are some great swimwear and beach cover-up options for mums-to-be.

Mark Latham, you have no idea

Parents who treat their depression are "cowardly", feminists are baby haters with a "psychoneurotic disorder". Really, Mark?

 

How many weeks til Christmas?

On your To-Do list

Get the "Santa" shopping done without the kids in tow.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.