Jump to content

Is there any way to get baby bonus paid in a lump sum?


  • Please log in to reply
163 replies to this topic

#1 JKC81

Posted 31 January 2013 - 07:21 AM

Just wondering if anyone knows if you can apply to centrelink to get the baby bonus paid in a lump sum instead of the fortnighly installments? We need a people mover but cant get it until we have the baby bonus to put towards it as we cant get a loan as neither my partner and I are working and we have no one to borrow money off, but we also cant really wait until the baby bonus comes through

#2 FiveAus

Posted 31 January 2013 - 07:24 AM

No, the only way the baby bonus is paid in a lump sum is if the baby is stillborn.

#3 Leslie Knope

Posted 31 January 2013 - 07:29 AM

QUOTE (FiveAus @ 31/01/2013, 08:24 AM) <{POST_SNAPBACK}>
No, the only way the baby bonus is paid in a lump sum is if the baby is stillborn.


This.

#4 lep_78

Posted 31 January 2013 - 07:31 AM

as the pp stated above, is there any reason your partner cant get a job? that would make it easier to get a loan.

#5 niggles

Posted 31 January 2013 - 07:37 AM

Do you have a car you can sell to put towards the people mover?

#6 Bluenomi

Posted 31 January 2013 - 07:53 AM

Nope, it is only in instalments. They did it for just this reason, to stop people spending it on big purchases instead of baby essentials which it is designed for.

#7 Domestic Goddess

Posted 31 January 2013 - 07:56 AM

QUOTE (Bluenomi @ 31/01/2013, 08:53 AM) <{POST_SNAPBACK}>
Nope, it is only in instalments. They did it for just this reason, to stop people spending it on big purchases instead of baby essentials which it is designed for.



^^^ THIS

#8 Feral-Lausii

Posted 31 January 2013 - 08:02 AM

QUOTE
Nope, it is only in instalments. They did it for just this reason, to stop people spending it on big purchases instead of baby essentials which it is designed for.


I thought it was more to stop irresponsible parents blowing it on pokies, alcohol or drugs?

I can understand why the OP would prefer it in a lump sum as getting a car that safely fits all the family is important.

Op- you might just have to put it all in a savings account, by the time its finished being paid you would have a little extra, plus it would probably be close to tax time so you would have a decent amount for a car.

Best of luck.

Edited by Lausii, 31 January 2013 - 08:03 AM.


#9 erindiv

Posted 31 January 2013 - 08:07 AM

QUOTE (lep_78 @ 31/01/2013, 08:31 AM) <{POST_SNAPBACK}>
is there any reason your partner cant get a job?



Second this.


#10 JKC81

Posted 31 January 2013 - 08:10 AM

ok thanks for the replies. My partners uni course is a bit to full on at the moment for him to work plus I thought you had to be in steady employment for at least 3 months to get a loan, I do work but I am only getting 2hrs one day a week which I hope will increase soon. I will probably only get $1000 for my car to put towards it and we have bout $5000 cash to put towards it but we where hoping to spend $10, 000 on a car guess we will have to just lower our budget.

bluenomi I thought a car is essential to get the baby to Dr appointments etc or am I just meant to leave it at home when we go out cause it won't fit into the car with the rest of us?

Our financial situation changed dramatically just after I fell pregnant and we never expected money to be this tight

#11 erindiv

Posted 31 January 2013 - 08:16 AM

How old are your other 3? Could you consider a wagon with an extra seat in the back? My Forester has all the attachments for an extra seat and that was only $7,000.

#12 Country (deci)Mel

Posted 31 January 2013 - 08:19 AM

OP is your husband on Austudy?

I believe you can extend your HELP debt (very low interest compared to a personal loan) if extra money is required to help fund your continuing education?

#13 Bluenomi

Posted 31 January 2013 - 08:25 AM

QUOTE (JKC81 @ 31/01/2013, 09:10 AM) <{POST_SNAPBACK}>
bluenomi I thought a car is essential to get the baby to Dr appointments etc or am I just meant to leave it at home when we go out cause it won't fit into the car with the rest of us?


I think a car is essential as well but I don't make up the rules for the baby bonus. I was just telling you the reasons for it, not having a go at you.

#14 erindiv

Posted 31 January 2013 - 08:29 AM

FWIW my BB payments didn't go to baby stuff. I bought that all before each baby was born, and the BB payments ended up going on bills. I could never spend $5,000 on stuff for a baby. I spend $2,000 on DD's stuff and went way overboard.

Technically it can get spent on whatever you want. They give it to you as cash, not as vouchers. There are no 'rules' about what you must spend it on.

#15 MrsLexiK

Posted 31 January 2013 - 08:30 AM

QUOTE (JKC81 @ 31/01/2013, 08:10 AM) <{POST_SNAPBACK}>
ok thanks for the replies. My partners uni course is a bit to full on at the moment for him to work plus I thought you had to be in steady employment for at least 3 months to get a loan, I do work but I am only getting 2hrs one day a week which I hope will increase soon. I will probably only get $1000 for my car to put towards it and we have bout $5000 cash to put towards it but we where hoping to spend $10, 000 on a car guess we will have to just lower our budget.

bluenomi I thought a car is essential to get the baby to Dr appointments etc or am I just meant to leave it at home when we go out cause it won't fit into the car with the rest of us?

Our financial situation changed dramatically just after I fell pregnant and we never expected money to be this tight


I apologise if this comes accorss as judgy it isn't meant to be.  I am sorry you are in this position, but with your DP at uni and you giving birth in about 8 days (as per your ticker) what are you going to do for money inbetween that, it might be at least 8 weeks or so before you can get any extra hours.  I know it is really not ideal for your DP but him deferring for 6 or even a 12 months and getting a job and then picking uni back up in 6 or 12 months might be an option.  What about part time study for him surely he could work and study then.  As I said it is not ideal at all as it pushes his qual back a bit but you need to do what is best for you right now.  



#16 Funky Cold Ribena

Posted 31 January 2013 - 08:30 AM

QUOTE (countrymel @ 31/01/2013, 09:19 AM) <{POST_SNAPBACK}>
OP is your husband on Austudy?

I believe you can extend your HELP debt (very low interest compared to a personal loan) if extra money is required to help fund your continuing education?


Yes, I've heard something along the lines of this. He may qualify.

No financial advice for you but would it be possible you to schedule your appointments on days when your DH is at home, child/ren in daycare/ school, able to grab a babysitter so you don't have to take all of them with you.
In a month or two you can look again at getting a people mover when you have more money.

Good luck.


#17 Bel Rowley

Posted 31 January 2013 - 08:43 AM

QUOTE (starboard @ 31/01/2013, 09:30 AM) <{POST_SNAPBACK}>
No financial advice for you but would it be possible you to schedule your appointments on days when your DH is at home, child/ren in daycare/ school, able to grab a babysitter so you don't have to take all of them with you.
In a month or two you can look again at getting a people mover when you have more money.

That was going to be my advice too. Presumably if your partner is studying he's not gone all day every day, and you will be able to take turns being home with some children while the other is out with the baby. I would also defer study if my family's financial situation was that tight, or I would switch to part time study and work part time. Plenty of families do this. I can't fathom how a family of 6 can survive with essentially no income.

#18 chickenpants

Posted 31 January 2013 - 08:58 AM

You'll also have to factor in that the baby bonus payments won't begin until a good few weeks AFTER the baby is born - provided you've already registered online - because it takes about a month for them to process your paperwork. If anything has changed between your initial registration and filling in & handing in your form it will extend that out a little more.

So in the beginning anyway surely your husband (being the non-worker) would be able to watch the other children for an hour or so while you take bub to the various appointments they have when small.

#19 Tobias'smum

Posted 31 January 2013 - 09:10 AM

check what other payments may be avaliable just after i went on maternity leavea my DH lost his job and so they set up for parenting payments .

#20 jessie123

Posted 31 January 2013 - 09:18 AM

QUOTE (Bluenomi @ 31/01/2013, 07:53 AM) <{POST_SNAPBACK}>
Nope, it is only in instalments. They did it for just this reason, to stop people spending it on big purchases instead of baby essentials which it is designed for.


Really ? I have never heard of this. Do you have a link etc ?

OP you might want to look into the HELP loan also some financial instutitions such as NAB can provide student loans.

#21 MrsShine

Posted 31 January 2013 - 09:27 AM

Jessie123 - no link but if you Google there were a lot of people buying big screen TV's and other completely baby unrelated items with the bonus yet still on welfare and abusing the system hence why they changed it to instalments.

Not saying this is what PP is doing

#22 erindiv

Posted 31 January 2013 - 09:34 AM

QUOTE (MrsShine @ 31/01/2013, 10:27 AM) <{POST_SNAPBACK}>
Jessie123 - no link but if you Google there were a lot of people buying big screen TV's and other completely baby unrelated items with the bonus yet still on welfare and abusing the system hence why they changed it to instalments.

Not saying this is what PP is doing



Google what, exactly? How can you say there were lots of people doing this, yet you still can't provide a link?

I think the whole 'plasma tv' thing was a bit of a myth TBH.

Also: "baby unrelated items with the bonus yet still on welfare and abusing the system"... spending the BB on non-baby items is not 'abusing the system'. As I said previously, it's given in cash and they don't tell you what you must spend it on. How are you supposed to wait until 4-6 weeks after your baby's birth before you buy all their things?

edit to add: I don't see how paying it in instalments stops people from wasting it anyway. $380 a fortnight could still get spent on drugs/alcohol/gambling. Personally I think the whole thing should be done away with completely, but that's another thread...

Edited by erindiv, 31 January 2013 - 09:37 AM.


#23 Soontobegran

Posted 31 January 2013 - 09:38 AM

QUOTE (jessie123 @ 31/01/2013, 10:18 AM) <{POST_SNAPBACK}>
Really ? I have never heard of this. Do you have a link etc ?



The Baby Bonus was initially changed to instalments for teenage mothers many years ago because it was found that the money was not being used appropriately by some..not all but too many.

Anecdotally I can confirm that there were some home visits I did as a domicillary midwife which revealed huge TV's, mobile phones and gaming equipment but a parent requesting food packages for themselves and tins of formula for the baby.
I am not saying this was widespread however it was obviously enough of an issue that it forced this change to instalments for everyone eventually.

#24 jessie123

Posted 31 January 2013 - 09:38 AM

QUOTE (MrsShine @ 31/01/2013, 09:27 AM) <{POST_SNAPBACK}>
Jessie123 - no link but if you Google there were a lot of people buying big screen TV's and other completely baby unrelated items with the bonus yet still on welfare and abusing the system hence why they changed it to instalments.

Not saying this is what PP is doing


If this is the reason they changed it there must be some official statement? Unless of course your just sayin stuff wink.gif

#25 Eirinn

Posted 31 January 2013 - 09:38 AM

OP, you've had your answer, I would advise not coming back to this thread. FWIW,if you are in a tough financial situation I wouldn't consider a people mover an essential. If your husband is studying, it should be easy to schedule appointments for when he is home.




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 

Special Ticket Offer, Save $8!

The Essential Baby & Toddler Show is back this April! Save $8 off the door price for a limited time only!

Why I breastfed my son until he was three

The fact that I not only breastfed my son, but breastfed him for three and a half years, seems pretty incredible in retrospect.

Do babies and young children see ghosts?

Do babies and young children see ghosts? If you’ve pondered the question, you’re not alone.

15 years with Essential Baby: meet Therese

"Life has a funny way of giving you what you need when you need it the most."

Mum causes a stir by taking a stand against leggings

A mum has found herself the subject of debate after claiming tight bottoms cause lustful thoughts in men.

Don't set a parenting goal for 2015 - do this instead

The problem with goal setting as a parent is the measure. How do we really know if we’re succeeding?

5 pregnancy myths that just won't go away

When you're expecting, it often seems like everyone is keen to offer advice about what you should and shouldn't do in the interests of your health and wellbeing.

RPA hospital contacting mums after discovering vaccine storage fault

Sydney's Royal Prince Alfred Hospital (RPA) is trying to contact women who had babies at the facility after discovering a fault in a refrigerator containing vaccines.

'Nutella' not a baby name, French court says

A French court has blocked parents from naming their baby girl after the hazelnut spread Nutella, arguing it would make her the target of mockery.

Why I'm never calling myself 'just a mum' again

I’ve grown three human beings. I feed them, dress them, teach them, care for them and love them 24 hours a day. Yet for eight years, when I meet new people and they’ve asked me what I do, I tell them: “I’m just a mum”.

Rosie Batty named 2015 Australian of the Year

One year ago, Rosie Batty could not have imagined she'd be where she is. Tonight the grieving mum who put domestic violence on the national agenda was named Australian of the Year.

Five reasons to hug more

Hugging – some of us thrive on it, even depend on it – and then there are those who don't care for it really. So, are they missing out?

Help - my three-year-old has started throwing tantrums

My daughter never went through the "terrible twos" but began throwing wild tantrums shortly after her third birthday.

That's commitment

First peek at Sonia Kruger's daughter Maggie

"She smells so good, I could eat her," Kruger tells co-host David Campbell.

Mum assists in own caesarean surgery

A mum who partly delivered her own twins during a caesarean has encouraged other women to take control of their birthing experience.

How to handle common childhood regressions

Regression can be a natural and common part of development prompted by a variety of factors, but that doesn't make it less frustrating.

Disgruntled dad's pram ad goes viral

When buying a second hand pram, there are lots of things to take into consideration. 

Man discovers he's a dad after finding 55-year-old letter

Discovering you are about to father a baby is startling enough - never mind finding out you have a 61-year-old son.

15 thoughts mums have during a tantrum

Ranging from mild to feral and triggered by events both minor and major, tantrums certainly keep life interesting.

Natural pain relief in the early stages of labour

While managing labour pains on your own can be daunting, there are a number of natural pain relief options to help you cope until you are admitted to hospital.

Win an Octonauts prize pack

To celebrate the launch of Octonauts Live! Operation Reef Shield, a spectacular underwater adventure live on stage, we are giving away an amazing Octonauts prize pack to one lucky fan.

Download now: Essential Kids Activity Finder app

Got bored kids? Quickly find the best activities for kids wherever you are in Australia with the Essential Kids app.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Forgotten Baby Syndrome claims the life of toddler

One baby dies every eight days in the back of a car in the US, victims of 'forgotten baby syndrome'.

For a brief time, I was touched by an angel

For a brief time, I was touched by an angel. You stole my heart, and changed me into the women I am today.

Chinese woman gives birth to quintuplets

After six years of trying for a baby, a couple’s dreams have come true many times over after the mum gave birth to quintuplets this week.

Chrissie Swan has reached her "sex quota"

Chrissie Swan says she and her partner have sex once a year due to her fear of falling pregnant.

Stars help save choking babies

It's an important lesson to learn, but one that busy new mums and dads might overlook until it's too late.

New Girl star Zooey Deschanel pregnant

Actress Zooey Deschanel is expecting her first child with her producer boyfriend Jacob Pechenik.

16 times 'dad reflexes' saved the day

Of course, in some cases they may be the ones who actually got their child into a precarious position in the first place, but we'll ignore that for now.

Couple's 'non-traditional' pregnancy announcement goes viral

Knowing you are not the father of your pregnant wife's baby would usually indicate a rocky relationship ahead for traditional parents.

The trials and tribulations of identical triplet newborns

Pip Donnelly is still playing spot the difference with her newborn identical triplets, Isabelle, Georgina and Frankie.

Win an Octonauts prize pack

To celebrate the launch of Octonauts Live! Operation Reef Shield, a spectacular underwater adventure live on stage, we are giving away an amazing Octonauts prize pack to one lucky fan.

Earthquake baby thriving five years on

Jenny Alexis is lucky to be alive after spending four days buried in the rubble of the 2010 Haitian earthquake, but now she's a thriving five year old.

Please don't say I'm lucky because I was adopted

On the one hand I was having a regular life with friends and sports and sleepovers and school. But I was also always wondering: Did my mother love me? What was wrong with me?

An open letter to non-parents who offer advice on child-rearing

Kitty, when you’re the parent of my child you’re welcome to wade in with an opinion – but until then, I’d prefer you to have a supportive ear and a glass of wine ready.

Couple arrested over baby gun video

A US couple faces charges after investigators say they found mobile phone videos showing the woman's 12-month-old daughter putting a handgun in her mouth.

NSW Health dumps 10-year limit on frozen embryos

A 10-year time limit on storing frozen embryos that were created with donor sperm has been dropped by the NSW government.

How my happy-go-lucky husband became a monster

Sharan Nicholson-Rogers watched her husband change from a happy-go-lucky police officer into an unpredictable man prone to violent and emotional outbursts.

Dads-to-be experience hormonal changes, too

Dads-to-be experience hormonal changes in line with their pregnant partners, a new study shows.

'They were just doing their job': mum of toddler killed in police chase gone wrong

"They were just doing their job. I feel so sorry for them. It is all just too sad."

Miscarriages to be formally recognised by NSW government

Women who miscarry will be able to obtain an optional "recognition of loss" certificate as a formal recognition of their often heartbreaking loss.

Cafe cubby house 'too noisy' for neighbours

Teenage parties, domestic disputes, or raucous late night pubs are the things that usually come to mind when you think neighbourhood noise complaints.

Dad films baby playing with snake

Most parents would not consider a snake an appropriate playmate for their baby, but a US dad who filmed his daughter playing with a python has defended himself against criticism.

Clever breastfeeding products

Check out this range of products designed to help make your breastfeeding journey more enjoyable, manageable and convenient.

 

Back to School Offer

Findababysitter.com.au

We've got you covered for this school year. Use www.findababysitter.com.au to meet local nannies now.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.