Jump to content

Can anyone who exceeds the CCR for the year help please


  • Please log in to reply
8 replies to this topic

#1 dorkalicious

Posted 22 January 2013 - 08:32 PM

So DS is in fulltime care and knowing the cap for CCR is $7500 but we will spend more than 15k in a year - I'm wondering about our CCR payments?

We are currently receiving CCR directly each week. As the amount we receive is less than 50% what we pay in the week - I had assumed that they had taken into account that we will exceed cap- but I've just worked it out over 52 weeks and it would by 9k+ ??

Once we reach 7500 will they just stop payments? Or are we possibly going to be hit with a 'debt' to FAO after tax?

If anyone can help it would be much appreciated- this is the first time we have exceeded the cap in a year.

#2 Sloane Peterson

Posted 22 January 2013 - 08:37 PM

We are in exactly the same position. My kids are only in three days a week so I think we are going to run out a few weeks before the end of the financial year. I assume that it would just stop being credited off our fees once we reach the limit but interested to hear from someone who has been on that situation?!

#3 No-pants Agnodice

Posted 22 January 2013 - 08:38 PM

We have never been hit with a bill. They seem to work it out.

#4 amanda79

Posted 22 January 2013 - 08:40 PM

I pay more than 30K in fees for my two, but I get CCR back at the end of every quarter, so I don't think I can help, sorry.  I end up not getting much/any back for the last qtr of the year.

#5 dorkalicious

Posted 22 January 2013 - 08:42 PM

Thanks for the responses. I'm thinking they will probably just start to cut down the amount. It's weird though because they increased it like a month ago!


#6 Wineandchocolate

Posted 22 January 2013 - 08:44 PM

Our CCR just stops some time around April.  We have two in care for 5 days.  Centrelink should also send a statement around that time telling you that payments have ceased and how much they have paid over the financial year (which should be $7500 per child if the cap is reached).

Roll on 1st July when it all resets.... original.gif

#7 jobo77

Posted 22 January 2013 - 08:45 PM

I don't know about the cap and the CCR but remember that they hold 15% of the CCR back each week/fortnight/quarter in case you underestimate income so when you look at what you get rebated it will never be exactly 50% as it gets balanced out at the end of the year. Hope that makes sense! We have just increased our daycare to 3 days a week for 2 kids (was 2 days) & it hadn't even occurred to me to look at the cap! Will have to do some sums now I think  huh.gif

#8 Sloane Peterson

Posted 22 January 2013 - 08:48 PM

QUOTE (jobo77 @ 22/01/2013, 09:45 PM) <{POST_SNAPBACK}>
I don't know about the cap and the CCR but remember that they hold 15% of the CCR back each week/fortnight/quarter in case you underestimate income so when you look at what you get rebated it will never be exactly 50% as it gets balanced out at the end of the year. Hope that makes sense! We have just increased our daycare to 3 days a week for 2 kids (was 2 days) & it hadn't even occurred to me to look at the cap! Will have to do some sums now I think  huh.gif


That's only if you receive other payments I think? We have a CCR of 0% so receive  the full 50% rebate

#9 laridae

Posted 22 January 2013 - 08:48 PM

They just stop when you reach the limit - there is no cutting down.


I get mine paid directly to the daycare weekly and that it what happens, when it runs out I pay full fees.


They will be paying you less than the 50% amount due to having a non-zero CCB.  If you have a non-zero CCB they keep some of the rebate back so you don't get overpaid.  I have a 0% CCB so get the full CCR each week.


I make sure I put aside extra for daycare for the last quarter (when I pretty much don't get any CCR) throughout the year so its not such a big hit.




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 

How I learnt to relax about routines

After many routine-led, tough years, we've realised that being parenting isn't about being perfect. It isn't about following a schedule to a T.

Should you have a third child or not?

I thought our family had been complete with our two boys. I had no idea how much I needed my daughter until she was here.

Helping a toddler embrace an adopted sibling

A single parent by choice, I am preparing to adopt a second baby from Morocco. And I face a special challenge.

When pregnancy messes with your self-esteem

Pregnancy doesn't make all women feel beautiful. It certainly doesn't raise every woman's self-esteem.

Join us in The BIG nappy change

Introducing the new Coles Little Explorer Nappies! You can confidently rely on Coles Little Explorer nappies at each stage of your child's growth, so take the Big Nappy Change and try new Coles Little Explorer nappies for yourself!

Robbie Williams live tweets wife's labour

And the award for most patient woman in labour goes to ... Robbie Williams' wife, Ayda Field.

Vaccine ignorance is deadly and contagious

In the absence of credible, strong political leadership, paranoia about disease can go viral.

Parenting differently based on birth order

All children have unique personalities, but keeping birth order in mind could help when parenting.

How to get rid of the mum guilt

Motherhood and guilt seem to go hand in hand, but there are ways to focus

Paid parental leave scheme grinds to a halt

The future of Prime Minister Tony Abbott's paid parental leave scheme appears to be up in the air, despite the fact it is due to begin in less than nine months.

The devastation of foetal alcohol spectrum disorders

No one's sure how many Australians are affected by foetal alcohol spectrum disorders, but the consequences for those who are can be devastating.

The pros and cons of finding out the sex of your unborn baby

It’s often one of the biggest choices parents make during the course of their pregnancy; to find out, or not to find out, the sex of their baby before it’s born.

Toddler's awesome dress up month

Two-year-old Willow and her photographer mum, Gina Lee, made October "Dress Up Willow Month". She posted photos of Willow's costumes on her Instagram account, and her creative takes on popular culture are simply adorable.

Childhood around the world

It can be easy to assume our ideas around childhood are universal, but they are particular to where we live, as these practices show.

Best picks for baby and toddler shoes

Here's a great selection of footwear from pre-walker to walker ensuring comfort and style for growing feet.

I lost my wife and daughters to Ebola - then it came for my son

Sunday, September 21, is a day I will never forget.

The 'yucky' illness that took over my life

I have a chronic illness nobody likes to discuss. It involves toilet talk, and probably caused my miscarriage. But it needs to be talked about.

Prenatal testing: the facts

Prenatal testing is done to check if a baby has certain medical conditions before birth. Here is some important information about what the tests are for and the risks involved.

5 things to do with your baby?s old clothes

Did you think your only option for your baby?s old clothes was to pack them away or give them to the Salvos? Think again.

Why it's possible to not realise you're pregnant until the baby arrives

After hearing about 'surprise babies' born to mums who didn't know they were pregnant, it's common to ask "how did she not realise?" But experts say it's entirely possible for it to happen.

'My miracle is finally here'

How has the world continued on its pace when mine has been altered so drastically?

Dairy can help older women fall pregnant: study

Ice cream may be the ultimate comfort food, but a study suggests it could also help older women to have children.

Megan Gale goes topless for 'sexiest people' cover

Six months after a heavily pregnant Megan Gale posed nude for Marie Claire, the glowing new mum has gone topless for the cover of another magazine.

A new perspective on life from living with two diseases

A mother shares her personal story about the difficulty of living with two conditions, one of which stops her from being able to see her daughter's face.

Warning about Children's Panadol dosage

The Therapeutic Goods Administration has issued a safety advisory warning parents about confusion when using the dosing syringe supplied with Children's Panadol.

Download now: Essential Kids Activity Finder app

Got bored kids? Quickly find the best activities for kids wherever you are in Australia with the Essential Kids app.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Take 'The Coles Big Nappy Change' Challenge

You could become part of our Test Drive team and win one of 200 packs of Coles Little Explorer Nappies as part of our 5-day challenge.

Win 1 of 5 Canon Powershot D30 cameras

Capture life more easily with the Canon Powershot D30. Shockproof, waterproof and dustproof, you can take it almost anywhere and shoot beautiful images, time after time. Enter now!

16 parenting truths you won't find in the baby books

I am five years into this parenting gig and I’ve learnt that sleepless nights and changing dirty nappies are child’s play.

Best and worst potty party cakes

It's nice to celebrate a child making the shift from nappies to 'big kid' undies, but do we really need a semi-realistic used toilet cake to do it? Here are some of the best and worst cakes parents have used at 'potty parties' around the world.

7 tips for a financially festive Christmas

Plan ahead - and do it now - to ensure festive season expenses don't break the bank.

'Go the F*** to Sleep' author's new book for frustrated parents

A sequel is coming soon to the 2011 hit book 'Go the F*** to Sleep' - and this time, it's about mealtimes.

Great birthday party buys from Etsy

Handmade crafts to decorate and personalise your child's next birthday - from banners to cake decorations, we've got gorgeous party finds from Etsy.

Join us in The BIG nappy change

Introducing the new Coles Little Explorer Nappies! You can confidently rely on Coles Little Explorer nappies at each stage of your child's growth, so take the Big Nappy Change and try new Coles Little Explorer nappies for yourself!

Creative storage ideas for the kids' rooms

Creative and practical storage ideas for the kids' toys and books can also add some stylish decor to your home. Visit babyology.com.au for more stylish modern finds for hip kids & parents.

Weird trend

Couple has five babies in 14 months

Julie and David Grygla weren't sure they'd ever have kids - but their dreams have now well and truly come true.

To the mum in the doctor's waiting room

Maybe the mum I saw in that waiting room, seemingly disconnected from her baby, doesn’t have the support she needs.

10 space-saving nursery ideas

Starting a family doesn't always mean moving into a bigger house - not yet, anyway.

 

What's in a name?

Baby Names

Looking for a classic name, or an unusual name? Our Baby Name Finder is for you, search or browse to refine your shortlist.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.