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Can anyone who exceeds the CCR for the year help please

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#1 dorkalicious

Posted 22 January 2013 - 08:32 PM

So DS is in fulltime care and knowing the cap for CCR is $7500 but we will spend more than 15k in a year - I'm wondering about our CCR payments?

We are currently receiving CCR directly each week. As the amount we receive is less than 50% what we pay in the week - I had assumed that they had taken into account that we will exceed cap- but I've just worked it out over 52 weeks and it would by 9k+ ??

Once we reach 7500 will they just stop payments? Or are we possibly going to be hit with a 'debt' to FAO after tax?

If anyone can help it would be much appreciated- this is the first time we have exceeded the cap in a year.

#2 Sloane Peterson

Posted 22 January 2013 - 08:37 PM

We are in exactly the same position. My kids are only in three days a week so I think we are going to run out a few weeks before the end of the financial year. I assume that it would just stop being credited off our fees once we reach the limit but interested to hear from someone who has been on that situation?!

#3 Fright bat

Posted 22 January 2013 - 08:38 PM

We have never been hit with a bill. They seem to work it out.

#4 dorkalicious

Posted 22 January 2013 - 08:42 PM

Thanks for the responses. I'm thinking they will probably just start to cut down the amount. It's weird though because they increased it like a month ago!

#5 Wineandchocolate

Posted 22 January 2013 - 08:44 PM

Our CCR just stops some time around April.  We have two in care for 5 days.  Centrelink should also send a statement around that time telling you that payments have ceased and how much they have paid over the financial year (which should be $7500 per child if the cap is reached).

Roll on 1st July when it all resets.... original.gif

#6 jobo77

Posted 22 January 2013 - 08:45 PM

I don't know about the cap and the CCR but remember that they hold 15% of the CCR back each week/fortnight/quarter in case you underestimate income so when you look at what you get rebated it will never be exactly 50% as it gets balanced out at the end of the year. Hope that makes sense! We have just increased our daycare to 3 days a week for 2 kids (was 2 days) & it hadn't even occurred to me to look at the cap! Will have to do some sums now I think  huh.gif

#7 Sloane Peterson

Posted 22 January 2013 - 08:48 PM

QUOTE (jobo77 @ 22/01/2013, 09:45 PM) <{POST_SNAPBACK}>
I don't know about the cap and the CCR but remember that they hold 15% of the CCR back each week/fortnight/quarter in case you underestimate income so when you look at what you get rebated it will never be exactly 50% as it gets balanced out at the end of the year. Hope that makes sense! We have just increased our daycare to 3 days a week for 2 kids (was 2 days) & it hadn't even occurred to me to look at the cap! Will have to do some sums now I think  huh.gif

That's only if you receive other payments I think? We have a CCR of 0% so receive  the full 50% rebate

#8 laridae

Posted 22 January 2013 - 08:48 PM

They just stop when you reach the limit - there is no cutting down.

I get mine paid directly to the daycare weekly and that it what happens, when it runs out I pay full fees.

They will be paying you less than the 50% amount due to having a non-zero CCB.  If you have a non-zero CCB they keep some of the rebate back so you don't get overpaid.  I have a 0% CCB so get the full CCR each week.

I make sure I put aside extra for daycare for the last quarter (when I pretty much don't get any CCR) throughout the year so its not such a big hit.

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