Jump to content

Can you opt out of RA?


  • Please log in to reply
19 replies to this topic

#1 Lovetoread42

Posted 22 January 2013 - 11:00 AM

Hi Ladies, recently on a girls night out we had a discussion re if rental assistance is mandatory. we came to that topic when one of the girls said that she is moving soon to a new place and would like to refuse the RA...her reason was that she had some dramas in the past with CL and is just ''over'' it. now we were split in opinions if you can ''opt'' out of that. half of us said...no you have to take it the other half said no its not mandatory....She said that she calculated her budget and could make it without. can any of you ladies shed some light who is right, as we placed a little bet rolleyes.gif lol....

#2 erindiv

Posted 22 January 2013 - 11:04 AM

I think she's a tad crazy for even wanting to...

#3 Overtherainbow

Posted 22 January 2013 - 11:04 AM

I'd say you could but not certain.  Why not collect it and out it in a high interest account.  If centrelink has messed up it's there to give back.

#4 elizabethany

Posted 22 January 2013 - 11:07 AM

If you are getting another payment that has the option of rental assisstance, I don't get why you would just opt out of that?  It doesn't create anymore drama than CL would normally give you.  IF you are ONLY getting RA (and I didn't even know that was possible), then you can opt out of all CL benefits whenever you wish.  As far as I know, CL is an "all or nothing" type organisation for each payment.

#5 Lovetoread42

Posted 22 January 2013 - 11:20 AM

that was another discussion altogether why you would want to opt out. She just said...that she just doesn't want to be ''depended'' forever to CL wants to provide for her kids with her own earned money. Well each to their own I say...lol. As far as I know the only benefit she is getting is Family benefit & RA.

#6 erindiv

Posted 22 January 2013 - 11:25 AM

If she doesn't want to depend on CL then why claim the family tax benefit?



#7 Julie3Girls

Posted 22 January 2013 - 11:25 AM

Presumably, she could simply tell them she isn't renting?

She might want to check how it affects her payments. From what I've read, it might actually drop her FTB a bit as well as loosing the amount specified as rent assistance. Not sure on that though.

#8 Therese

Posted 22 January 2013 - 11:37 AM

I imagine it may impact her FTB too.  I think the only way she could find out is to ring them to ask them.

#9 CountryFeral

Posted 22 January 2013 - 11:42 AM

I know how she can avoid it... buy a house.

#10 FiveAus

Posted 22 January 2013 - 11:55 AM

You only get Centrelink payments if you claim them. None are "mandatory" and can be stopped at any time. If she wants to support her children on her own money, why is she claiming FTB? She is only getting RA as an add on to FTB, she can stop it whenever she likes, or request that any component be held over til the end of the financial year.

#11 Lovetoread42

Posted 22 January 2013 - 12:07 PM

lol..thank you ladies heaps for the replies...I agree with your opinions totally cool.gif

#12 Mumsyto2

Posted 22 January 2013 - 12:22 PM

QUOTE (erindiv @ 22/01/2013, 11:04 AM) <{POST_SNAPBACK}>
I think she's a tad crazy for even wanting to...

No, quite sane I imagine. We have only dealt with Centrelink for child related matters (child care rebate, once upon a time immunisation allowance, baby bonus and carers allowance) and seriously there has not been one thing that has not been cocked up in some way.

I will never forget having to spend 2 whole days sorting out a measley immunisation payment they gave me (unsolicited), then told me I was not entitled to, then said I had to fill out a form & gave me a form, then said I had the wrong form (they had given it to me), then said I did not need a form & had no idea why I had received a letter telling me I had received a letter stating I had inadvertently received a payment I was not entitled to etc etc etc going around in circles a hundred times. They outright refused to just take back the money which I thought was the prefferable option rather than cost me 2 days off work sorting it out, the cost of which far exceeded the pitiful payment I had received.

They have NEVER not lost a form we have given, claimed they have never sighted birth certificates etc when they have been taken in and a person has made a copy and stamped them - I am sure it is protocol to just bin all docs they receive. Seriously it has never ceased to amaze me that one service can be so utterly useless at what they do and that this is deemed to be acceptable. So I in no way think that woman is crazy .....

Edited by Mumsyto2, 22 January 2013 - 12:24 PM.


#13 FeralZombieMum

Posted 22 January 2013 - 12:32 PM

QUOTE (~*Twilight~Zone*~ @ 22/01/2013, 12:59 PM) <{POST_SNAPBACK}>
All she has to do is tell them she is no longer renting.

She will still get the same FTB but will not receive the rent assistance.

She could get a drop in her FTB as the FTB A is calculated at a different rate, depending on if you rent or not.

This isn't widely publicised, and can catch those families that go from renting to paying off a mortgage - there can be a bit of a shock when you've done your sums based on your current FTB and if you don't realise part of your FTB has a hidden "rent" benefit, then you might find yourself in some financial difficulty.

It's one thing that really needs to be changed!

#14 solongsuckers

Posted 22 January 2013 - 03:22 PM

QUOTE (~*Twilight~Zone*~ @ 22/01/2013, 04:02 PM) <{POST_SNAPBACK}>
I've done the online estimator with and without rent and my FTB hasn't changed only difference was an additional rental assistance amount.  Is that what you mean ZombieMum?


Mine doesn't change either but that is only because I am already on max FTB

#15 Lees75

Posted 22 January 2013 - 09:09 PM

The income limits are different for FTB Part A when you rent. You can definitely lose a chunk of FTB part A, as well as the RA. I lost $40 per fortnight, from memory.

#16 be_a_butterfly

Posted 22 January 2013 - 09:15 PM

I moved once and never gave CL a copy of my lease therefore I didnt get rent assistance for 5 years until I moved again and decided to show them my lease.



#17 EffiesMum172

Posted 22 January 2013 - 09:21 PM

.

Edited by EffiesMum172, 22 January 2013 - 11:21 PM.


#18 Lil Chickens

Posted 22 January 2013 - 10:07 PM

QUOTE (FiveAus @ 22/01/2013, 12:55 PM) <{POST_SNAPBACK}>
You only get Centrelink payments if you claim them. None are "mandatory" and can be stopped at any time. If she wants to support her children on her own money, why is she claiming FTB? She is only getting RA as an add on to FTB, she can stop it whenever she likes, or request that any component be held over til the end of the financial year.


This is the exact answer.  When she changes her address and they ask if she is paying rent say no.

BUT she may find her FTBA drops a little as well.  It can be hard to explain but when they work out your FTBA/RA and then advise it in a rate notice it's done as follows:

Max rate of FTBA including all add ons (RA, LFS etc)
less affecting income
equals total payment.

Then the apportion the FTBA and RA according to what percentage the RA is of the total maximum payment that was available.

EG if max FTBA was $70 and RA was $30 then max payment is $100 and the split is 70/30.
Let's say affecting income is $40 so actual FTBA plus RA is $60.

A rate notice would say FTBA is $42 (70%) and RA is $18 (30%).

Now lets say you don't rent so your max FTBA is $70 with no add on payments.  Affecting income is $40.
Now your FTBA is $30.

Does that make sense?

But as with other PPs if she is so het up about supprtong her children herself don't claim anything.  Noone can make you claim payments from Centrelink.

#19 heather124

Posted 22 January 2013 - 10:28 PM

All she has to do is tell them she's moved and never supply them with a copy of the lease or a new rent certificate.  They'll stop it for her.

#20 FeralZombieMum

Posted 22 January 2013 - 10:36 PM

QUOTE (~*Twilight~Zone*~ @ 22/01/2013, 04:02 PM) <{POST_SNAPBACK}>
I've done the online estimator with and without rent and my FTB hasn't changed only difference was an additional rental assistance amount.  Is that what you mean ZombieMum?

Yes - but I guess you might be receiving the full amount, therefore it wouldn't be affected?

I stumbled across it a few years ago when I was playing around with the online calculator. At first I thought I must have made a mistake, but then realised I hadn't. I've since seen a few posts online where families have budgeted based on their current FTB, and then find out after they've bought a new house and moved in that their FTB has also dropped.

I'm not sure why Centrelink do this - because it can put people in financial difficulty - it would be fairer for those receiving it if it was clearly defined and obvious.




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 

Share the little things that make you smile

We're giving away a Mountain Buggy nano, the ultimate travel stroller - and here are some of the great entries so far.

Toddler pleads for return of "stolen" nose

A two-year-old's reaction to a game of "got your nose" shows it doesn't take much to make a toddler cry.

The 15 photos new parents share (and five they don't)

From the first scan photo to the baby covered in cake at their first birthday party, there are 15 photos most parents seem to share - and some they don't.

Doctor sings first Happy Birthday to newborns

His job is to deliver babies, but this US obstetrician also has a unique way of celebrating the miracle of life.

Breastfeeding friendly café goes viral

A photo of a breastfeeding-friendly sign in a cafe has been posted to Facebook and shared by hundreds of mums around the world.

First look at the Bugaboo Bee3

The newest Bugaboo Bee ? the Bee3 ? offers a variety of improved features, including a much asked-for bassinet and a rainbow of colour combinations.

Childcare costs, not paid leave, the real issue for parents

Given the choice between maintaining their wage for six months to have a child, or having a reduced rate of pay for a time but a better deal on childcare when returning to work, there are no odds on what most working parents would choose.

Win a Mountain Buggy nano

We?re giving away the new Mountain Buggy Nano - the lightweight travel buggy! So show us the little things that make you smile for your chance to win.

We lost three babies in two years

Our first pregnancy ended the way we all expected it to - with a healthy, happy baby in our arms. What a true blessing he was, for we were not to know the heartache we were about endure.

Family turned back from doomed flight MH17

'There must have been someone watching over us and saying, 'You must not get on that flight,' says mother who narrowly avoided boarding the Malaysian Airlines flight which exploded in mid-air over the Ukraine last night.

The myths and facts about "normal" breastfeeding

When it comes to successful breastfeeding, there is a wide variety to what is "normal", according to new research.

Adorable Skeanie loafers for kids

Your little toddler or preschooler can now get their nautical on with a new range of classic loafers by Australian show brand Skeanie.

My baby is hypermobile

For months, I have been telling myself not to worry that Jasmin isn't crawling or walking. This week I heard the term hypermobile for the first time.

When you don?t bond with your baby

They say that there is no bond greater than the bond between a mother and her child. But for some women, the mother-baby bond takes more time and effort to develop.

Yumi Stynes: Having a baby after a 10-year break

After a long break, Yumi Stynes gets a reminder of the pain - and the pleasure - of giving birth.

Grieving father asks for help to Photoshop his daughter's image

When Nathan Steffel's daughter Sophia died from a liver condition at just 6 weeks old, he reached out for someone to create a beautiful image of his little girl.

Raising kids in a 'low media' home

Can you imagine a life without TV or computers? Some parents are opting for a low-tech, screen-free life for their kids.

Download now: Essential Kids Activity Finder app

Got bored kids? Quickly find the best activities for kids wherever you are in Australia with the Essential Kids app.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Win a Mountain Buggy nano

We?re giving away the new Mountain Buggy Nano - the lightweight travel buggy! So show us the little things that make you smile for your chance to win.

Be careful what you say, your baby is listening

The importance of speaking to your baby even if they are not old enough to answer back has been highlighted by new research.

The beautiful moment a baby was born at the side of a road

It's not where she expected to give birth, but mum Corrine Cinatl is delighted that her daughter's roadside arrival was captured in a series of beautiful photos.

Doctor sings first Happy Birthday to newborns

His job is to deliver babies, but this US obstetrician also has a unique way of celebrating the miracle of life.

The Nappy Collective starts new drive

It's that time of year when the dedicated volunteers at The Nappy Collective do their bit to help out mums and children in need - and they need your help.

Baby shower cake wrecks

From misshapen cake babies to questionable text, from odd colour choices to internal organ recreation, these are the baby shower cakes that taste forgot.

Photographer captures the beauty of adoption

The love of a family is usually tough to capture on camera. This is an exception.

Pregnancy progression photo ideas

Want to record your pregnancy as your belly grows? Here are some creative, fun ideas for photo shoots along the way.

The myths and facts about "normal" breastfeeding

When it comes to successful breastfeeding, there is a wide variety to what is "normal", according to new research.

Tin can craft and DIY ideas

Got a few old formula, Milo or coffee cans around the house? Use these fantastic upcycling ideas to create items for around the house and yard.

Dads meet their newborn for the first time

Emotional photos of two fathers meeting their newborn son have resonated with viewers worldwide, attracting thousands of Facebook likes and shares.

Skin safety isn't just a summer worry

Lax about the slip slop slap with your kids as weather turns cooler? Here's a reminder as to why we have to remain vigilant for our children?s future health.

Personalised baby gifts

We've scoured the internet to find gorgeous personalised keepsakes and nursery decor to record baby name and dates. They make great gifts for christenings, name days and birthdays! (All prices in AU.)

Creative sleeping baby photoshoots

See how some parents and photographers have captured sleeping babies in unusual positions and using different props.

DIY kitchen and food hacks

DIY your way to a better kitchen and make cooking easier with our clever hacks. (Some content reproduced with permission from mashable.com.)

Winter warmers for babies and toddlers

Your baby or toddler will be nice and snug in these beautiful and fun winter pieces. Most are hand-made or knitted, and they're all designed to keep your little one toastie - and adorable!

 

Mind, body, beauty, life

Making time for me

We look at your wellbeing, covering health, relationships, beauty and fashion, mind and body.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.