Jump to content

Can you opt out of RA?


  • Please log in to reply
19 replies to this topic

#1 Lovetoread42

Posted 22 January 2013 - 11:00 AM

Hi Ladies, recently on a girls night out we had a discussion re if rental assistance is mandatory. we came to that topic when one of the girls said that she is moving soon to a new place and would like to refuse the RA...her reason was that she had some dramas in the past with CL and is just ''over'' it. now we were split in opinions if you can ''opt'' out of that. half of us said...no you have to take it the other half said no its not mandatory....She said that she calculated her budget and could make it without. can any of you ladies shed some light who is right, as we placed a little bet rolleyes.gif lol....

#2 erindiv

Posted 22 January 2013 - 11:04 AM

I think she's a tad crazy for even wanting to...

#3 Overtherainbow

Posted 22 January 2013 - 11:04 AM

I'd say you could but not certain.  Why not collect it and out it in a high interest account.  If centrelink has messed up it's there to give back.

#4 elizabethany

Posted 22 January 2013 - 11:07 AM

If you are getting another payment that has the option of rental assisstance, I don't get why you would just opt out of that?  It doesn't create anymore drama than CL would normally give you.  IF you are ONLY getting RA (and I didn't even know that was possible), then you can opt out of all CL benefits whenever you wish.  As far as I know, CL is an "all or nothing" type organisation for each payment.

#5 Lovetoread42

Posted 22 January 2013 - 11:20 AM

that was another discussion altogether why you would want to opt out. She just said...that she just doesn't want to be ''depended'' forever to CL wants to provide for her kids with her own earned money. Well each to their own I say...lol. As far as I know the only benefit she is getting is Family benefit & RA.

#6 erindiv

Posted 22 January 2013 - 11:25 AM

If she doesn't want to depend on CL then why claim the family tax benefit?



#7 Julie3Girls

Posted 22 January 2013 - 11:25 AM

Presumably, she could simply tell them she isn't renting?

She might want to check how it affects her payments. From what I've read, it might actually drop her FTB a bit as well as loosing the amount specified as rent assistance. Not sure on that though.

#8 Therese

Posted 22 January 2013 - 11:37 AM

I imagine it may impact her FTB too.  I think the only way she could find out is to ring them to ask them.

#9 CountryFeral

Posted 22 January 2013 - 11:42 AM

I know how she can avoid it... buy a house.

#10 FiveAus

Posted 22 January 2013 - 11:55 AM

You only get Centrelink payments if you claim them. None are "mandatory" and can be stopped at any time. If she wants to support her children on her own money, why is she claiming FTB? She is only getting RA as an add on to FTB, she can stop it whenever she likes, or request that any component be held over til the end of the financial year.

#11 Lovetoread42

Posted 22 January 2013 - 12:07 PM

lol..thank you ladies heaps for the replies...I agree with your opinions totally cool.gif

#12 Mumsyto2

Posted 22 January 2013 - 12:22 PM

QUOTE (erindiv @ 22/01/2013, 11:04 AM) <{POST_SNAPBACK}>
I think she's a tad crazy for even wanting to...

No, quite sane I imagine. We have only dealt with Centrelink for child related matters (child care rebate, once upon a time immunisation allowance, baby bonus and carers allowance) and seriously there has not been one thing that has not been cocked up in some way.

I will never forget having to spend 2 whole days sorting out a measley immunisation payment they gave me (unsolicited), then told me I was not entitled to, then said I had to fill out a form & gave me a form, then said I had the wrong form (they had given it to me), then said I did not need a form & had no idea why I had received a letter telling me I had received a letter stating I had inadvertently received a payment I was not entitled to etc etc etc going around in circles a hundred times. They outright refused to just take back the money which I thought was the prefferable option rather than cost me 2 days off work sorting it out, the cost of which far exceeded the pitiful payment I had received.

They have NEVER not lost a form we have given, claimed they have never sighted birth certificates etc when they have been taken in and a person has made a copy and stamped them - I am sure it is protocol to just bin all docs they receive. Seriously it has never ceased to amaze me that one service can be so utterly useless at what they do and that this is deemed to be acceptable. So I in no way think that woman is crazy .....

Edited by Mumsyto2, 22 January 2013 - 12:24 PM.


#13 FeralZombieMum

Posted 22 January 2013 - 12:32 PM

QUOTE (~*Twilight~Zone*~ @ 22/01/2013, 12:59 PM) <{POST_SNAPBACK}>
All she has to do is tell them she is no longer renting.

She will still get the same FTB but will not receive the rent assistance.

She could get a drop in her FTB as the FTB A is calculated at a different rate, depending on if you rent or not.

This isn't widely publicised, and can catch those families that go from renting to paying off a mortgage - there can be a bit of a shock when you've done your sums based on your current FTB and if you don't realise part of your FTB has a hidden "rent" benefit, then you might find yourself in some financial difficulty.

It's one thing that really needs to be changed!

#14 solongsuckers

Posted 22 January 2013 - 03:22 PM

QUOTE (~*Twilight~Zone*~ @ 22/01/2013, 04:02 PM) <{POST_SNAPBACK}>
I've done the online estimator with and without rent and my FTB hasn't changed only difference was an additional rental assistance amount.  Is that what you mean ZombieMum?


Mine doesn't change either but that is only because I am already on max FTB

#15 Lees75

Posted 22 January 2013 - 09:09 PM

The income limits are different for FTB Part A when you rent. You can definitely lose a chunk of FTB part A, as well as the RA. I lost $40 per fortnight, from memory.

#16 be_a_butterfly

Posted 22 January 2013 - 09:15 PM

I moved once and never gave CL a copy of my lease therefore I didnt get rent assistance for 5 years until I moved again and decided to show them my lease.



#17 EffiesMum172

Posted 22 January 2013 - 09:21 PM

.

Edited by EffiesMum172, 22 January 2013 - 11:21 PM.


#18 Lil Chickens

Posted 22 January 2013 - 10:07 PM

QUOTE (FiveAus @ 22/01/2013, 12:55 PM) <{POST_SNAPBACK}>
You only get Centrelink payments if you claim them. None are "mandatory" and can be stopped at any time. If she wants to support her children on her own money, why is she claiming FTB? She is only getting RA as an add on to FTB, she can stop it whenever she likes, or request that any component be held over til the end of the financial year.


This is the exact answer.  When she changes her address and they ask if she is paying rent say no.

BUT she may find her FTBA drops a little as well.  It can be hard to explain but when they work out your FTBA/RA and then advise it in a rate notice it's done as follows:

Max rate of FTBA including all add ons (RA, LFS etc)
less affecting income
equals total payment.

Then the apportion the FTBA and RA according to what percentage the RA is of the total maximum payment that was available.

EG if max FTBA was $70 and RA was $30 then max payment is $100 and the split is 70/30.
Let's say affecting income is $40 so actual FTBA plus RA is $60.

A rate notice would say FTBA is $42 (70%) and RA is $18 (30%).

Now lets say you don't rent so your max FTBA is $70 with no add on payments.  Affecting income is $40.
Now your FTBA is $30.

Does that make sense?

But as with other PPs if she is so het up about supprtong her children herself don't claim anything.  Noone can make you claim payments from Centrelink.

#19 heather124

Posted 22 January 2013 - 10:28 PM

All she has to do is tell them she's moved and never supply them with a copy of the lease or a new rent certificate.  They'll stop it for her.

#20 FeralZombieMum

Posted 22 January 2013 - 10:36 PM

QUOTE (~*Twilight~Zone*~ @ 22/01/2013, 04:02 PM) <{POST_SNAPBACK}>
I've done the online estimator with and without rent and my FTB hasn't changed only difference was an additional rental assistance amount.  Is that what you mean ZombieMum?

Yes - but I guess you might be receiving the full amount, therefore it wouldn't be affected?

I stumbled across it a few years ago when I was playing around with the online calculator. At first I thought I must have made a mistake, but then realised I hadn't. I've since seen a few posts online where families have budgeted based on their current FTB, and then find out after they've bought a new house and moved in that their FTB has also dropped.

I'm not sure why Centrelink do this - because it can put people in financial difficulty - it would be fairer for those receiving it if it was clearly defined and obvious.




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 

For and against

Should Blue Ivy have been at the VMAs?

Many were quick to condemn Beyonce and Jay Z after appearing on stage at the MTV Video Music Awards with their two-year-old daughter, but others thought it was a sweet family moment. What do you think?

Toddler attacked at gym creche

Two-year-old girl Eva Ness was left with a black eye and bite marks on her face and body after an altercation with an older child at a health club's child-minding facilities. Now her parents are calling for the centre to be closed.

Pregnancy a tricky matter of timing for FIFO couples

Manipulating rosters, coordinating 'conjugal' visits, working on site with your partner; getting pregnant can prove stressful for FIFO workers.

WIN a $100 RedBalloon for Dad

Enter now for your chance to win 1 of 5 $100 RedBalloon experience vouchers. Helping you make Dad's Day EXTRA HAPPY.

Carseats have twice as many germs as a toilet

Most parents know their child's carseat is not always squeaky clean, but they might not realise just how dirty it really is.

Doctors remove foetus from 'medical marvel' after 36 years

Doctors in India have removed the skeleton of a foetus that had been inside a woman for 36 years.

Nine months in six seconds: new parents' Vine clip a hit

We?ve seen some memorable time-lapse pregnancy and birth announcement videos before. Now one new couple has taken it to the extreme, capturing it all in just a six-second Vine video.

Sonia Kruger speaks of baby joy

Celebrity mum-to-be Sonia Kruger has spoken candidly about using donor eggs and IVF to fall pregnant at age 48.

Dressing to not impress: life through the eyes of a three-year-old

When it comes to getting dressed, my three-year-old has only one criterion: ?I don?t want to look beautiful.? And now I've worked out why.

Special nappies made with love for angel babies

Angel Baby Nappies make and provide tiny bereavement cloth nappies for pre-term stillborn babies and premature babies who pass away in the NICU.

Inside the brain of a tantruming toddler

What's going on in your child's mind in the lead-up to a tantrum? And what?s the best way to respond?

5 secrets to a long-lasting relationship

When it comes to keeping your relationship strong, it?s what you do - and not what you want - that really matters.

When 'furbabies' meet real babies

I am obsessed with my dogs, and can't imagine loving them any less once my baby arrives. But that doesn't stop everyone from telling me I will.

The least popular baby names of 2013

Looking for a baby name that?s nowhere near the top 10 ? or even the top 1000? Try the bottom five.

'I was so sleep deprived I crashed my car'

There are no laws regulating driving while tired, but statistics show that driver fatigue is one of the top three contributors to the road toll.

Why are there so few sexy maternity bras?

Rather than feeling ashamed of their post-baby bodies, women should be free to buy lingerie that makes them look attractive and pretty - no matter what stage of life they're in.

Toddler Alliyah one step closer to first trip home

She has lived the first 14 months of her life in a hospital intensive care unit, but Alliyah Broadby's parents hope to finally take their little girl home with them.

'Put people before IVF profits': IVF pioneer Alan Trounson

IVF could be done for hundreds of dollars in Australia instead of $8500 if clinics stopped charging what ''the market will handle'', a pioneer of the technology says.

Expectant parents urged to swap the pub for bub

Nearly one in five women drink while pregnant, but a current campaign is trying to drive down that unhealthy statistic.

Nutella supplies threatened by bad weather

There's bad news for fans of Nutella, the gooey, chocolatey hazelnut spread.

The cost of growing your own vegies

Does it make financial sense to grow your own veggies, or are you better off ordering produce from the local food co-op?

Breastfeeding mums less likely to suffer from PND, but all need support

A new study has shown the a complex relationship between a mother?s intention to breastfeed, her ability to do so, and postnatal depression.

Win back some precious time and get FREE coupons

Membership to eBay's Bubs? Corner is free and includes a $10 coupon to spend on nappies each month - a win for multitasking mums!

Download now: Essential Kids Activity Finder app

Got bored kids? Quickly find the best activities for kids wherever you are in Australia with the Essential Kids app.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Win back some precious time and get FREE coupons

Membership to eBay's Bubs? Corner is free and includes a $10 coupon to spend on nappies each month - a win for multitasking mums!

Do you suffer from Precious Firstborn Syndrome?

Testing ?no more tears? shampoo in your own eyes, warming cucumber sticks so they're not cold straight from the fridge, waking a sleeping baby to check they?re still breathing: these are all symptoms of Precious Firstborn Syndrome.

Ezra's tragic death not in vain, mum says

Little Ezra was a "Harry Houdini" who loved trying to escape the family home. Now, after his tragic death, his parents are doing what they can to help others.

7 mistakes old hands make with new babies

As I sat across the table from my friend ? me, a seasoned mother of three; her, a brand new mum ? I thought of all the mistakes an old-hand parent can make when visiting a newborn baby.

Video: When adults act like children

Ever wondered what would happen if adults were allowed to act like children? This dad's hilarious video clip will give you an idea of what life would be like.

Mums hit hardest as flu cases skyrocket

The number of confirmed cases of influenza in Australia has doubled the number for the same time last year - and women are 25 per cent more likely to get it.

The mum who had four babies in nine months

Feeling exhausted due to the demands of caring for a baby? Imagine the life of this mum, who gave birth to three boys and one girl in just nine months.

Everything baby at Big W

Lowest prices on everything baby, only at Big W. Sale starts August 4 and ends August 20 2014.

Smiggle is painting the town red!

We have 3 Red Smiggle prize packs to give away! Enter by posting a photo of something red to your Instagram.

Going viral

Mum gives birth at school

After four decades in the industry, pest controller John Birkett couldn't believe what he found in one woman's bedroom.

Personalised baby gifts

We've scoured the internet to find gorgeous personalised keepsakes and nursery decor to record baby name and dates. They make great gifts for christenings, name days and birthdays! (All prices in AU.)

 

Mind, body, beauty, life

Making time for me

We look at your wellbeing, covering health, relationships, beauty and fashion, mind and body.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.