Jump to content

Can you opt out of RA?


  • Please log in to reply
18 replies to this topic

#1 Lovetoread42

Posted 22 January 2013 - 11:00 AM

Hi Ladies, recently on a girls night out we had a discussion re if rental assistance is mandatory. we came to that topic when one of the girls said that she is moving soon to a new place and would like to refuse the RA...her reason was that she had some dramas in the past with CL and is just ''over'' it. now we were split in opinions if you can ''opt'' out of that. half of us said...no you have to take it the other half said no its not mandatory....She said that she calculated her budget and could make it without. can any of you ladies shed some light who is right, as we placed a little bet rolleyes.gif lol....

#2 erindiv

Posted 22 January 2013 - 11:04 AM

I think she's a tad crazy for even wanting to...

#3 Overtherainbow

Posted 22 January 2013 - 11:04 AM

I'd say you could but not certain.  Why not collect it and out it in a high interest account.  If centrelink has messed up it's there to give back.

#4 elizabethany

Posted 22 January 2013 - 11:07 AM

If you are getting another payment that has the option of rental assisstance, I don't get why you would just opt out of that?  It doesn't create anymore drama than CL would normally give you.  IF you are ONLY getting RA (and I didn't even know that was possible), then you can opt out of all CL benefits whenever you wish.  As far as I know, CL is an "all or nothing" type organisation for each payment.

#5 Lovetoread42

Posted 22 January 2013 - 11:20 AM

that was another discussion altogether why you would want to opt out. She just said...that she just doesn't want to be ''depended'' forever to CL wants to provide for her kids with her own earned money. Well each to their own I say...lol. As far as I know the only benefit she is getting is Family benefit & RA.

#6 erindiv

Posted 22 January 2013 - 11:25 AM

If she doesn't want to depend on CL then why claim the family tax benefit?



#7 Julie3Girls

Posted 22 January 2013 - 11:25 AM

Presumably, she could simply tell them she isn't renting?

She might want to check how it affects her payments. From what I've read, it might actually drop her FTB a bit as well as loosing the amount specified as rent assistance. Not sure on that though.

#8 Therese

Posted 22 January 2013 - 11:37 AM

I imagine it may impact her FTB too.  I think the only way she could find out is to ring them to ask them.

#9 HRH Countrymel

Posted 22 January 2013 - 11:42 AM

I know how she can avoid it... buy a house.

#10 FiveAus

Posted 22 January 2013 - 11:55 AM

You only get Centrelink payments if you claim them. None are "mandatory" and can be stopped at any time. If she wants to support her children on her own money, why is she claiming FTB? She is only getting RA as an add on to FTB, she can stop it whenever she likes, or request that any component be held over til the end of the financial year.

#11 Lovetoread42

Posted 22 January 2013 - 12:07 PM

lol..thank you ladies heaps for the replies...I agree with your opinions totally cool.gif

#12 Mumsyto2

Posted 22 January 2013 - 12:22 PM

QUOTE (erindiv @ 22/01/2013, 11:04 AM) <{POST_SNAPBACK}>
I think she's a tad crazy for even wanting to...

No, quite sane I imagine. We have only dealt with Centrelink for child related matters (child care rebate, once upon a time immunisation allowance, baby bonus and carers allowance) and seriously there has not been one thing that has not been cocked up in some way.

I will never forget having to spend 2 whole days sorting out a measley immunisation payment they gave me (unsolicited), then told me I was not entitled to, then said I had to fill out a form & gave me a form, then said I had the wrong form (they had given it to me), then said I did not need a form & had no idea why I had received a letter telling me I had received a letter stating I had inadvertently received a payment I was not entitled to etc etc etc going around in circles a hundred times. They outright refused to just take back the money which I thought was the prefferable option rather than cost me 2 days off work sorting it out, the cost of which far exceeded the pitiful payment I had received.

They have NEVER not lost a form we have given, claimed they have never sighted birth certificates etc when they have been taken in and a person has made a copy and stamped them - I am sure it is protocol to just bin all docs they receive. Seriously it has never ceased to amaze me that one service can be so utterly useless at what they do and that this is deemed to be acceptable. So I in no way think that woman is crazy .....

Edited by Mumsyto2, 22 January 2013 - 12:24 PM.


#13 FeralZombieMum

Posted 22 January 2013 - 12:32 PM

QUOTE (~*Twilight~Zone*~ @ 22/01/2013, 12:59 PM) <{POST_SNAPBACK}>
All she has to do is tell them she is no longer renting.

She will still get the same FTB but will not receive the rent assistance.

She could get a drop in her FTB as the FTB A is calculated at a different rate, depending on if you rent or not.

This isn't widely publicised, and can catch those families that go from renting to paying off a mortgage - there can be a bit of a shock when you've done your sums based on your current FTB and if you don't realise part of your FTB has a hidden "rent" benefit, then you might find yourself in some financial difficulty.

It's one thing that really needs to be changed!

#14 solongsuckers

Posted 22 January 2013 - 03:22 PM

QUOTE (~*Twilight~Zone*~ @ 22/01/2013, 04:02 PM) <{POST_SNAPBACK}>
I've done the online estimator with and without rent and my FTB hasn't changed only difference was an additional rental assistance amount.  Is that what you mean ZombieMum?


Mine doesn't change either but that is only because I am already on max FTB

#15 Lees75

Posted 22 January 2013 - 09:09 PM

The income limits are different for FTB Part A when you rent. You can definitely lose a chunk of FTB part A, as well as the RA. I lost $40 per fortnight, from memory.

#16 be_a_butterfly

Posted 22 January 2013 - 09:15 PM

I moved once and never gave CL a copy of my lease therefore I didnt get rent assistance for 5 years until I moved again and decided to show them my lease.



#17 EffiesMum172

Posted 22 January 2013 - 09:21 PM

.

Edited by EffiesMum172, 22 January 2013 - 11:21 PM.


#18 heather124

Posted 22 January 2013 - 10:28 PM

All she has to do is tell them she's moved and never supply them with a copy of the lease or a new rent certificate.  They'll stop it for her.

#19 FeralZombieMum

Posted 22 January 2013 - 10:36 PM

QUOTE (~*Twilight~Zone*~ @ 22/01/2013, 04:02 PM) <{POST_SNAPBACK}>
I've done the online estimator with and without rent and my FTB hasn't changed only difference was an additional rental assistance amount.  Is that what you mean ZombieMum?

Yes - but I guess you might be receiving the full amount, therefore it wouldn't be affected?

I stumbled across it a few years ago when I was playing around with the online calculator. At first I thought I must have made a mistake, but then realised I hadn't. I've since seen a few posts online where families have budgeted based on their current FTB, and then find out after they've bought a new house and moved in that their FTB has also dropped.

I'm not sure why Centrelink do this - because it can put people in financial difficulty - it would be fairer for those receiving it if it was clearly defined and obvious.




0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users

 

We can reduce gender inequality in housework – here’s how

Women shoulder the time-intensive and routine tasks - and they're also more likely to do the least enjoyable tasks like scrubbing the toilets versus washing the car.

Is it okay to reward children with food?

Does giving children food as a reward turn them into emotional eaters?

Exhausted mums share their 'sleepy selfies'

Two photos of mums have shown the world the physical impact of exhaustion in all its frazzled glory.

How to tell a million people: 'We're Having a Baby!'

Pregnancy announcement videos have become so popular they're becoming businesses all their own, with YouTube compilations, Pinterest pages and morning television segments.

The new family holiday: the maternitymoon

It's an idea that makes some people feel excited, while others shudder at the increased difficulty.

Mum's instinct busts hospital protocol

A terrifying car crash that left Danni Bett lying in hospital in a neck-brace wasn't enough to stop her from breastfeeding.

Mum shares pic of Gordon Ramsay's baby doppelganger

A Welsh couple have realised their newborn has a striking resemblance to a certain celebrity chef.

Photographer's charming photos of son's adventures with his toy truck

An adorable toddler and his toy truck in a photo series that'll melt your heart.

Do you hide your emotions from your kids?

I want my children to grow up and know it's okay to feel strong emotion and to display it. Vulnerability and imperfection do not equal weakness.

My in-laws snubbed our wedding

For your own husband's parents not to come to your wedding is an utter embarrassment.

Teenage boy has foetus removed from stomach

A teenage boy has undergone surgery to remove a foetus, complete with hair, legs, hands and genitals, removed from his stomach.

Your one-year-old is more creative than you might think

Even one-year-olds can be very exploratory, experimental and creative.

Researchers claim controlled crying 'does no harm'

The short and long term consequences of controlled crying are under the spotlight with new Australian research suggesting no harm results from the practice.

The pain of teething

If the tooth fairy takes teeth away, it must be something like a goblin who brings them in the first place.

Henry, 3, had a tummy ache. Within hours he was dead

Three-year-old Henry died in February this year, just a few hours after falling ill.

Husband shot obstetrician who saw wife naked

A Saudi man has been arrested after shooting the male obstetrician who delievered his baby because he was unhappy the doctor had seen his wife naked.

This 6-month-old just became 'the youngest water-skier'

First, baby Zyla tried her trick on cushy, beige carpet.

The bedtime bottle: will it really make your baby sleep?

How often have you been told "Just give your breastfed baby a bottle of formula at bedtime to make him sleep"? But does it work?

Why new mum Anne Hathaway cried at the gym

She might be a Hollywood superstar, but the gorgeous Anne Hathaway feels just as self-conscious as other new mums trying to get back in shape after having a baby.

An intimate story of infertility, told from a man's perspective

In a moving 3000-word Facebook post, Dan Majesky has shared a painful journey of infertility, with a big surprise at the end.

Does this photo offend you?

Facebook has come under fire after banning an ad featuring Tess Holliday, a plus-sized model, wearing a bikini.

Baby boy's birth filled with joy and sadness

It was a moment filled with joy but tinged with sadness. 

 
Advertisement
 

Top 5 Articles

Advertisement
 
 
 

What's hot on EB

The babies who are one in 70 million

Bethani Webb was excited to find out she was pregnant, but the first time mum did not realise she was carrying four babies not one.

Cafe offers breastfeeding mums a free cup of tea

A Sydney cafe is offering breastfeeding mums free cups of tea in a bid to show support for the right of women to nurse their babies wherever they choose.

To snip or not to snip? When the decision is not clear cut

Jamie Oliver, who considered a vasectomy, is to be a father again. A fellow dad reflects on his own decision 11 years ago

Doctors stunned by rare twins born almost six weeks apart

To everyone's surprise, Kristen Miller "kept doing better each day", keeping her second baby safe.

Baby book ideas for modern parents

Before my son was born I was given a lovely baby book full of blank pages waiting to be filled with weights and heights and first words.

The adorable smile of a baby seeing his mum clearly for the first time

There is no doubt seeing their child smile for the first time is an unforgettable moment for parents everywhere.

Mum tells how toddler 'nearly hung himself' in cot mishap

When Alison Johnson put her 18-month-old Caleb down for a nap, she had no reason to believe her son was in any danger.

Babies are still switched at birth? Yes, it can happen

All my panic and tears aside, my biggest question looking back is about the kind of security measures used in the maternity ward.

Doctors slammed for taking selfie with newborn

Everyone who visits a mum in hospital in the days following childbirth wants to get a photo with the new baby.

ergoPouch Twosie Sleepsuit for winter breastfeeding

Finally, there's a way to keep warm while breastfeeding through winter.

Health check: How long does sex 'normally' last?

What to do with this information? My advice would be to try not to think about it during the throes of passion.

When breastfeeding sucks: fixing common problems

From niplash to tight boobs, biting to milk supply issues, Pinky McKay looks at common breastfeeding issues and how to solve them.

10 things I've learnt in my first six months with twins

Six months on we're all still alive, and the more we get to know each other the easier the days become.

Mum's loving kiss leaves baby fighting for life

Kirsty Carrington thought nothing of giving her newborn son a kiss, little did she know it would leave the baby fighting for life.

When doing chores is your new 'me time'

After children, 'me time' looks a little different.

Get going: 14 travel strollers for families on the move

A stroller can make or break travelling with a baby or toddler. Here are 15 great single travel stroller options.

10 ways toddlers are terrific

It always pays to remind yourself of how terrific toddlers can be - they're little like this for such a short time

 

Vintage Toys

The toys of your childhood

Take a trip down memory lane with these vinage and retro toys that you may have had in your childhood or your parent's childhood.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.