Jump to content

I've discovered an Awesome Budget Spreadsheet
And wanted to Share


  • Please log in to reply
10 replies to this topic

#1 PurpleNess

Posted 14 January 2013 - 03:54 PM

DH & I have just downloaded the  Free Trial  for YNAB - You Need a Budget.

It's really straightforward & with a bit of hard work I think this is going to really help us get ahead this year despite being on one income! It has an App for iPhones & Android that you can track your transactions in real time and updates in real time via a Cloud or WiFi.

Here's a link if anyone wants to check it out, I'm always seeing posters on here looking for help with their budgets.

http://www.youneedabudget.com/

I will also add that I have no connection to this company other than loving their product DH discovered last week via Steam ( Gaming website).

#2 katiebear26

Posted 14 January 2013 - 04:01 PM

i'm going to try this mainly because DH uses steam too! do you have to pay for it eventually?

#3 JustMe&Us

Posted 14 January 2013 - 04:05 PM

I have been using this program for over 12 months now, it is fantastic, cannot recommend it enough.



#4 laridae

Posted 14 January 2013 - 04:06 PM

I've been using it for about a year now.  I quite like it - but you don't have to buy it from Steam, you can get the free trial direct from the developers website.

And yes, you do have to pay to use it eventually, but if you wait a while they will keep offering (via email) it at a cheaper price (at least if you don't get it from steam).

Its well worth it - they are still actively developing so there are lots of updates.

#5 PurpleNess

Posted 14 January 2013 - 06:44 PM

So far we've downloaded the free trail ( 37 Days) but will def be buying it, so worth the money I think.
Did my first transactions today - pay day, so exciting.

Glad to hear good reviews.

#6 jm3

Posted 14 January 2013 - 07:02 PM

It looks pretty good.  Does it matter that it's a US program?  Does it link to internet banking or something?

I wonder if there is an Australian based alternative...

#7 Peppery

Posted 14 January 2013 - 07:03 PM

Looks great. Thank you for sharing!! I need all the help I can get

#8 copperaccents

Posted 14 January 2013 - 07:12 PM

I also use YNAB and I LOVE it. It has really helped me get my finances under control and save money without even feeling the pinch. I've been using it for about 3 years on and off (and for the last 8 months consistently). I'll probably use it forever.

It totally doesn't matter that it's a US program - I have not had to tweak anything except perhaps just wording, e.g. changing the budget category 'gas' to 'petrol'.

#9 laridae

Posted 14 January 2013 - 07:24 PM

QUOTE (jm3 @ 14/01/2013, 08:02 PM) <{POST_SNAPBACK}>
It looks pretty good.  Does it matter that it's a US program?  Does it link to internet banking or something?

I wonder if there is an Australian based alternative...



Works fine for Aussies original.gif  It doesn't link in to internet banking directly - you download exports from internet banking and they import in just fine.   It does Australian date format and Australian currency.

I just download the exports from each of my accounts every week.  For some reason I find it better to swap payees with memos (an option on import) - maybe that just my bank though (NAB).
If you use the scheduled transactions it will match them up with what is imported from the bank (with varying degrees of success) - but you can check them as you go.

Simialr programs are Microsoft Money & GNUCash - they are both free, but don't do the budget part.  I find YNAB a lot easier to use.

#10 jm3

Posted 15 January 2013 - 06:29 PM

I've spent all day getting the hang of YNAB and I know I'm going to love it.  We already used an Excel spreadsheet like an envelope system so it won't be hard to transition. I really like the idea of keeping track of all of our spending to get a better idea of where the money goes.  Already today I have made alternate spending decisions to avoid having to fess up on YNAB laughing2.gif

#11 Sockergris

Posted 15 January 2013 - 06:32 PM

We use it too.  It's the best we've found so far after trialling a few other methods.




0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users

 

'My mum doesn't seem that interested in my baby'

Q: My mother and I have always been close, but now that I have a baby, she has not helped out as much as I thought she would.

This mum has donated over 2,000 litres of breast milk

The mother-of-two was diagnosed with hyper-lactation.

New guidelines: "Bottle-feeding mums need support too"

Breast is best, but mums who can't, or choose not to breastfeed need support too.

Call to teach kids about breastfeeding at school

The aim is to increase breastfeeding rates and reduce stigma.

Dads also struggle to 'have it all', study finds

Men and women both experience work-family conflict.

'Working for nothing': Childcare crisis pushes Sydney parents to the brink

Most parents are experiencing substantial difficulties with the financial burden and lack of availability of childcare, as costs have more than doubled for some families in just over a decade.

Language development may start in the womb

Study found babies can recognise foreign languages before birth.

Paying $2.50 for a babycino? This is why...

Aren't babycinos just a bit of froth? Not so, it seems...

I'm a stay-at-home mum who's an awful housewife

"Hey, come here a second," my mum said as she replaced the book in my hands with a wooden spoon covered in what I prayed was red sauce. Together, we walked into the kitchen and hovered over the skillet like we were peering into a crystal ball. Looking into my future, I saw me eating a lot of take away.

 
Advertisement
 

Top 5 Articles

Advertisement
 
 
 

From our network

Five things you need to know about flu and pregnancy

As the 2017 flu season begins in earnest, here?s what you need to know to protect yourself and baby.

Mum tips to keep your pre-baby budget in check

Money might be funny in a rich man's world (or so ABBA told us), but for the rest of us it's a major consideration – particularly before having a baby.

5 easy ways to make your maternity leave last longer

Maternity leave is a special time for you, your partner and your new little bundle. The last thing you want is for financial worries to stand in the way of that joy.

10 ways to keep your 'buying for baby' costs down

Becoming a parent is full of surprises – not least of all finding out that, for such small beings, babies cause a lot of chaos and expense.

5 ways to prepare to go from two incomes to one

Here are some ideas for getting that budget in shape, ready for being a one income family.

 

Baby Names

Need some ideas?

See what names are trending this year.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.