Jump to content

I've discovered an Awesome Budget Spreadsheet
And wanted to Share


  • Please log in to reply
10 replies to this topic

#1 PurpleNess

Posted 14 January 2013 - 03:54 PM

DH & I have just downloaded the  Free Trial  for YNAB - You Need a Budget.

It's really straightforward & with a bit of hard work I think this is going to really help us get ahead this year despite being on one income! It has an App for iPhones & Android that you can track your transactions in real time and updates in real time via a Cloud or WiFi.

Here's a link if anyone wants to check it out, I'm always seeing posters on here looking for help with their budgets.

http://www.youneedabudget.com/

I will also add that I have no connection to this company other than loving their product DH discovered last week via Steam ( Gaming website).

#2 katiebear26

Posted 14 January 2013 - 04:01 PM

i'm going to try this mainly because DH uses steam too! do you have to pay for it eventually?

#3 JustMe&Us

Posted 14 January 2013 - 04:05 PM

I have been using this program for over 12 months now, it is fantastic, cannot recommend it enough.



#4 laridae

Posted 14 January 2013 - 04:06 PM

I've been using it for about a year now.  I quite like it - but you don't have to buy it from Steam, you can get the free trial direct from the developers website.

And yes, you do have to pay to use it eventually, but if you wait a while they will keep offering (via email) it at a cheaper price (at least if you don't get it from steam).

Its well worth it - they are still actively developing so there are lots of updates.

#5 PurpleNess

Posted 14 January 2013 - 06:44 PM

So far we've downloaded the free trail ( 37 Days) but will def be buying it, so worth the money I think.
Did my first transactions today - pay day, so exciting.

Glad to hear good reviews.

#6 jm3

Posted 14 January 2013 - 07:02 PM

It looks pretty good.  Does it matter that it's a US program?  Does it link to internet banking or something?

I wonder if there is an Australian based alternative...

#7 Peppery

Posted 14 January 2013 - 07:03 PM

Looks great. Thank you for sharing!! I need all the help I can get

#8 sanctivated

Posted 14 January 2013 - 07:12 PM

I also use YNAB and I LOVE it. It has really helped me get my finances under control and save money without even feeling the pinch. I've been using it for about 3 years on and off (and for the last 8 months consistently). I'll probably use it forever.

It totally doesn't matter that it's a US program - I have not had to tweak anything except perhaps just wording, e.g. changing the budget category 'gas' to 'petrol'.

#9 laridae

Posted 14 January 2013 - 07:24 PM

QUOTE (jm3 @ 14/01/2013, 08:02 PM) <{POST_SNAPBACK}>
It looks pretty good.  Does it matter that it's a US program?  Does it link to internet banking or something?

I wonder if there is an Australian based alternative...



Works fine for Aussies original.gif  It doesn't link in to internet banking directly - you download exports from internet banking and they import in just fine.   It does Australian date format and Australian currency.

I just download the exports from each of my accounts every week.  For some reason I find it better to swap payees with memos (an option on import) - maybe that just my bank though (NAB).
If you use the scheduled transactions it will match them up with what is imported from the bank (with varying degrees of success) - but you can check them as you go.

Simialr programs are Microsoft Money & GNUCash - they are both free, but don't do the budget part.  I find YNAB a lot easier to use.

#10 jm3

Posted 15 January 2013 - 06:29 PM

I've spent all day getting the hang of YNAB and I know I'm going to love it.  We already used an Excel spreadsheet like an envelope system so it won't be hard to transition. I really like the idea of keeping track of all of our spending to get a better idea of where the money goes.  Already today I have made alternate spending decisions to avoid having to fess up on YNAB laughing2.gif

#11 Sockergris

Posted 15 January 2013 - 06:32 PM

We use it too.  It's the best we've found so far after trialling a few other methods.




0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users

 

Eight things to do as your due date nears

The home stretch of pregnancy can seem like an eternity. But there are some constructive ways that you can pass the time.

Lily Allen takes Twitter break after taunts about stillborn son

Singer Lilly Allen has announced that she is taking a break from Twitter after she was subjected to hateful trolling over the weekend about her stillborn son.

1756 questions a day: What's a mum to do?

There was a time when I thought that waterboarding was the most serious torture threat facing civilisation. Then my toddler started asking me questions.

Nick Cannon welcomes baby boy with a 'Golden' name

Rapper, actor and former America's Got Talent star, Nick Cannon, has welcomed a baby boy with actress, Brittany Bell. 

Mum takes aim at those who called breastfeeding photos 'gross'

Renowned Gold Coast fitness blogger Nadine Muller says she is "proud & confident to stand up to people's ignorance," as she hit back at an online troll who attempted to shame her by calling her breastfeeding photos "gross" and done just for attention.

The heroes who take the pain out of grocery shopping with kids

We've got two happy stories to tell you, and they both feature the most kind-hearted checkout operators you can imagine.

Adorable donut and avocado smash photo shoots

Getting babies messy with all kinds of food is something Lyndsey's PhotoCo excels at.

'Spend every waking moment with your children'

The heartbroken parents of a baby who died in a baby swing have spoken out to warn other parents about the dangers of leaving infants alone.

Three white balloons at gender reveal party will touch your heart

Little did this mum-to-be know that their friend had arranged something extra special for their gender reveal party.

A note on friendship and the loss of one of your 'tribe'

There are the friends you grow up with, the people who know you inside and out, who know your flaws, your secrets, your talents and your failures. Katie was one of my tribe.

Is this celebrity baby name for real?

Forget Apple. Forget North West. Forget Kal-El Cage even (son of Nic).

Watch this stubborn toddler school her dad on counting to five

Once a toddler makes up their mind about something, it's very hard to persuade them to change it. Just ask this dad!

Why I'm happy to be a terrible mother

 I am, by any measure, a terrible, awful, mother. Read any advice book, any glossy brochure in the doctor's waiting room, and they will tell you – I suck at being a mum.

'My baby saved my life by finding my breast cancer'

A 26-year-old mum has credited her baby boy with saving her life after his sudden refusal to breastfeed led to her being diagnosed with breast cancer.

The double dip gender reveal party

The most entertaining gender reveals are the ones with a twist and this one is no exception, with double the fun for guests.

Five reasons why I can't wait to be pregnant again

This time, I know it will be my last bump and I plan to enjoy every moment.

 
Advertisement
 

Top 5 Articles

Advertisement
 
 
 

From our network

Essential Baby & Toddler Show, presented by Blackmores

3-5 March 2017, Brisbane Convention & Exhibition Centre. Get your FREE ticket now. Save $20.

Your child's fine motor skills: what you should know

There is less of a focus on fine motor skills, but they're just as important as others. (SPONSORED)

5 ways music helps your toddler's development

There are at least five other compelling reasons to get musical around your toddler. (SPONSORED)

 

Free ticket offer

Essential Baby & Toddler Show, presented by Blackmores

3-5 March 2017, Brisbane Convention & Exhibition Centre. Get your FREE ticket now. Save $20.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.