Jump to content

I've discovered an Awesome Budget Spreadsheet
And wanted to Share

  • Please log in to reply
10 replies to this topic

#1 PurpleNess

Posted 14 January 2013 - 03:54 PM

DH & I have just downloaded the  Free Trial  for YNAB - You Need a Budget.

It's really straightforward & with a bit of hard work I think this is going to really help us get ahead this year despite being on one income! It has an App for iPhones & Android that you can track your transactions in real time and updates in real time via a Cloud or WiFi.

Here's a link if anyone wants to check it out, I'm always seeing posters on here looking for help with their budgets.


I will also add that I have no connection to this company other than loving their product DH discovered last week via Steam ( Gaming website).

#2 katiebear26

Posted 14 January 2013 - 04:01 PM

i'm going to try this mainly because DH uses steam too! do you have to pay for it eventually?

#3 JustMe&Us

Posted 14 January 2013 - 04:05 PM

I have been using this program for over 12 months now, it is fantastic, cannot recommend it enough.

#4 laridae

Posted 14 January 2013 - 04:06 PM

I've been using it for about a year now.  I quite like it - but you don't have to buy it from Steam, you can get the free trial direct from the developers website.

And yes, you do have to pay to use it eventually, but if you wait a while they will keep offering (via email) it at a cheaper price (at least if you don't get it from steam).

Its well worth it - they are still actively developing so there are lots of updates.

#5 PurpleNess

Posted 14 January 2013 - 06:44 PM

So far we've downloaded the free trail ( 37 Days) but will def be buying it, so worth the money I think.
Did my first transactions today - pay day, so exciting.

Glad to hear good reviews.

#6 jm3

Posted 14 January 2013 - 07:02 PM

It looks pretty good.  Does it matter that it's a US program?  Does it link to internet banking or something?

I wonder if there is an Australian based alternative...

#7 Peppery

Posted 14 January 2013 - 07:03 PM

Looks great. Thank you for sharing!! I need all the help I can get

#8 bluebug

Posted 14 January 2013 - 07:12 PM

I also use YNAB and I LOVE it. It has really helped me get my finances under control and save money without even feeling the pinch. I've been using it for about 3 years on and off (and for the last 8 months consistently). I'll probably use it forever.

It totally doesn't matter that it's a US program - I have not had to tweak anything except perhaps just wording, e.g. changing the budget category 'gas' to 'petrol'.

#9 laridae

Posted 14 January 2013 - 07:24 PM

QUOTE (jm3 @ 14/01/2013, 08:02 PM) <{POST_SNAPBACK}>
It looks pretty good.  Does it matter that it's a US program?  Does it link to internet banking or something?

I wonder if there is an Australian based alternative...

Works fine for Aussies original.gif  It doesn't link in to internet banking directly - you download exports from internet banking and they import in just fine.   It does Australian date format and Australian currency.

I just download the exports from each of my accounts every week.  For some reason I find it better to swap payees with memos (an option on import) - maybe that just my bank though (NAB).
If you use the scheduled transactions it will match them up with what is imported from the bank (with varying degrees of success) - but you can check them as you go.

Simialr programs are Microsoft Money & GNUCash - they are both free, but don't do the budget part.  I find YNAB a lot easier to use.

#10 jm3

Posted 15 January 2013 - 06:29 PM

I've spent all day getting the hang of YNAB and I know I'm going to love it.  We already used an Excel spreadsheet like an envelope system so it won't be hard to transition. I really like the idea of keeping track of all of our spending to get a better idea of where the money goes.  Already today I have made alternate spending decisions to avoid having to fess up on YNAB laughing2.gif

#11 Lagom

Posted 15 January 2013 - 06:32 PM

We use it too.  It's the best we've found so far after trialling a few other methods.

1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users


Kourtney Kardashian goes nude for art

We've all done some pretty radical things after a big break-up, but Kourtney Kardashian has gone one better.

Video shows babies 'singing' to music in the womb

A new study has shown that babies may actually be able to hear from as early as 16 weeks – 10 weeks earlier than was commonly thought.

Prevent pelvic pain with pre-pregnancy exercise: study

Women who want to stave off aches and pains in pregnancy should exercise regularly before they conceive, experts say.

Dad's hilarious blog about life with twins

A stand-up comedian in the UK has plenty of new material since becoming a dad to twin boys.

Dinosaur products for babies and toddlers

Dinosaurs are one of those classic childhood crazes. We've put together a host of products for dinosaur-mad parents, babies and toddlers.

Restaurant manager sticks up for noisy baby

A mum was left upset by a note from neighbouring diners saying her screaming baby had ruined their dinner.

His name is Cayden: Mum and social media hit back after racist Facebook attack

When a man posted a selfie with a co-worker's son to Facebook, it became a magnet for racist comments.

The Chinese tradition for new mums that can now cost $37,000 a month

Opulent rest time is becoming the gold standard in postpartum recovery, inspired by a Chinese confinement custom known as "sitting the month".

How the media can shape our decisions when it comes to labour

We all like to think that we make our choices in fair, reasoned and well-thought out ways. Not many of us would admit that we allowed the media to influence us in our life choices.

Mum told to express in pet relief area at airport

A woman who flew from Boston to Washington says staff with United Airlines at Washington's Dulles Airport suggested she pump her breast milk in the pet-relief area.

Heartbreak as mum dies and her baby chokes to death

An Australian woman living in the US collapsed and died while feeding her baby, who then choked to death on his food. 

The hidden mental health illness of anxiety

Anxiety took over Robyn Read's life to such an extent she could not even buy the groceries and felt suicidal.

Two children fall from second storey window

Two young boys have been rushed to hospital after falling out a second-storey window of a home in Eastwood.

Mum gives birth to India's heaviest baby

An Indian woman has given birth to a baby boy weighing a whopping 5.97kg, setting a new record for the country's heaviest baby.

Grandma surprised with brand new granddaughter

Finding out you’re going to be a grandmother can be a very emotional moment. Finding out that you’re a grandmother and the baby is already here is just out of this world.

Saltwater Sandals for babies and toddlers

Many mamas are wearing Saltwater Sandals - why not buy them for your babies and toddlers too?

How to spring clean your body and mind

Whether you're pregnant, already a mum, or are just trying to be a bit more healthy, there are ways to use the rejuvenating season to give yourself a boost.


What's hot on EB

Stella McCartney honours mum with lacy bra

Fashion designer Stella McCartney has honoured her late mum, Linda McCartney, by designing a special bra for post-mastectomy patients.

Don't panic: A granddad midwife's guide for dads-to-be

Mark Harris has helped deliver 500 babies. And he's now telling fathers what to expect.

How to be a calm parent when you're feeling anything but

Being a calm parent takes a lot of work, sometimes more than is obvious to those around us.

The joy and isolation of being a stay-at-home dad

It's cool, kind of like a second childhood. I love him to bits and think, on average, I'm an okay dad. But I also want to talk about the other stuff.

How baby Teddy's short life is helping save thousands of lives

He may have only lived for 100 minutes, but that didn't stop baby Teddy from saving the lives of others.

A heartbreaking trail of missed chances in death of baby forgotten in car

A haunting reminder to stay mindful about babies in cars, especially as we approach summer.

What to do if your baby has tongue-tie

Tongue-tie can cause feeding problems. However once it is diagnosed, the condition can be easily treated.

How to move house without losing your mind

Some people move frequently, while others like to stay put. But everyone finds it stressful.

'She had nowhere to go': how new mum's life began to unravel

The birth of her first child should have been happiest of times for Campsie mother Phuong Cao, but friends say it marked the beginning of when her life began to unravel. 

Women giving birth to a son keep some of his Y chromosomes

It was an experiment doomed to failure - they were looking for male cells in female bodies. And their search was stunningly successful.

Photos: How babies fit in the womb

A gorgeous photo series shows babies in the first hours after their birth - as they were positioned in the womb.

Baby tries to persuade stubborn bulldog to walk, fails

We don't know what he's saying, but this baby has a very clear message for his bulldog pal: let's walk - NOW.

The best toddler gift ever? Nine gender-neutral play kitchen picks

Without a doubt, one of the best gifts for a toddler turning two or three is a play kitchen.

9 easy steps to improve your baby photography

With a few simple tips you can take your images from random happy snaps to lovely clean images that create beautiful lasting memories.



Can't decide?

Check out the Essential Baby Names section for some inspiration

Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.