Jump to content

Home & Contents Insurance
Comminsure


  • Please log in to reply
8 replies to this topic

#1 Phascogale

Posted 14 January 2013 - 09:18 AM

I'm reviewing our home and contents insurance policies and I'm looking to possibly getting home and contents insurance through comminsure.  They seem to be quite reasonable with their premiums.

So I'm wondering what experiences people have had with them if they have had to claim.  Would you recommend them?

If not who would you recommend?



#2 casime

Posted 14 January 2013 - 10:21 AM

No, no, no, no, no, no a million times no!  



#3 laridae

Posted 14 January 2013 - 11:21 AM

I'm with them.  I've had one claim (due to a leaky water pipe in the wall).  They were fine, all got fixed relatively quickly and to a good standard.  Actually didn't get fixed to my (or the assessors) standard the first time (they didn't do a good job on the re-plastering), so they sent the guys back to fix it properly!

#4 CupcakeMumma

Posted 14 January 2013 - 01:08 PM

We are with them. We had to claim after the gap storms, absolutely no problems at all.  Our insurance has increased each year, but by reasonable amounts, nothing insane.  The claims officer was very helpful and everything was done in a timely fashion

#5 Also sprach

Posted 14 January 2013 - 02:57 PM

We're with them.  We've had a few claims and they have been prompt.

#6 -Moxie-

Posted 14 January 2013 - 05:13 PM

We are with them. Had 1 claim for a broken window. Was quite a while ago now, cant recall any problems. Wasnt fixed with correct window tinting the first time, but that was fixed pretty quickly without fuss.

#7 aidensmum

Posted 14 January 2013 - 07:46 PM

They were one I looked at back in Aug when Westpac put our premium up from $1000 to $2300 because we live in QLD. I ruled out Comm Bank for insurance as their flood cover was very restricted. Read the fine print and didn't like it at all. There premiums were cheap esp with a discount for being a customer. I went elsewhere.

#8 Lagom

Posted 09 April 2013 - 08:49 PM

I used to work in insurance and all I can say is, you really do get what you pay for.

Premiums might be cheaper elsewhere but make sure you read the fine print.  The more you are covered for and the more claims that are paid out the higher the premium is going to be.  

Unfortunately, weather events over the past few years have made premiums skyrocket.  With climate change we can expect more and more and then we'll be looking back at the good old days in 2013 when premiums were 'cheap'.  It really sucks!

#9 aidensmum

Posted 09 April 2013 - 09:50 PM

We had to change last August due to premium rises. Went with RACQ. The didn't pay on many policies during the floods (well covered in the media) but have rewritten their policies and it looked ok to me. Suncorp, AAMI and Bank of QLD were other possibilities.  Some we could exclude immediately as they were quite clear that flood cover was doubtful.  We are not in flood area, but still want cover for every possibility.

You can get online quotes from nearly all insurers and read their Policy docs online.




0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users

 

How an inquest into one stillbirth is saving lives

A ground-breaking court case that has focused solely on one stillborn baby has already helped to save the lives of other babies.

Get them into reading early with a Nouk book subscription

There's no bonding activity quite like reading to your baby or toddler, and all the signs point to it being important for social and literacy development as well.

I don't want my husband to go on a buck's trip

My husband's best friend is getting married and has planned a men's bachelor party.

The celeb parents who needed a mediator to stop fighting over baby names

Deciding on a baby name can be a fraught experience for many parents.

May Gibbs' 'Gumnut Babies' turns 100 with a special edition, coins, stamps and more

It's time to celebrate the centenary of May Gibbs' very first book release, Gumnut Babies.

African baby names

We have some absolutely gorgeous selections of African baby names for you to consider for your baby.

The mum who retrained to became a plumber

One company refused to give her an apprenticeship because they believed she would be too much of a distraction to the males. 

Meningococcal meningitis: signs, treatment and prevention

What is meningococcal meningitis, why does it occur in seasons, and why does it strike fear into the hearts of so many?

I was scared of the dentist ... and my son paid the price

It was a moment where I could certainly learn from his behaviour, and not him from mine.

Family of toddler killed by alligator at Disney honours his third birthday

The family told supporters that they wanted to celebrate the boy's "first birthday in heaven".

For the festival lover in all of us

Pre-book & Save 50%. Get your tickets now for Kidtopia Festival. 7-9 October 2016 Parramatta Park, Sydney.

7 tips to help you prepare your home for parenthood

Prep your home to make becoming a new parent as stress-free as possible.

Fatherhood to the beat of Daniel's drum

Daniel Gibney knew fatherhood would change him, but he didn't realise it would lead to a global business venture for his family.

A case of gastro and the mummy mean girls

I don't blame any first-time mother who is terrified of her or her baby catching gastro, but it will find you eventually.

Zooey Deschanel's cake smash fail for daughter Elsie

"I kept seeing on the Internet, 'You gotta make a smash cake for your one-year-old,' so I'm like, 'I'm making this cake just so she can smash it.'"

Five things mums should never do

Although I preach the "each to their own" method of parenting, it's unavoidable to have those moments of panic.

Mum allegedly 'groped' while holding toddler in Sydney pool

A mum has told of her horror after she was allegedly sexually assaulted while at a swimming centre with her two young children.

'It whacked me': Michelle Bridges on sleep deprivation and returning to exercise

Michelle Bridges knows a lot about health and fitness, but when she became a mum she had to learn a few lessons the hard way.

 
Advertisement
 

Top 5 Articles

Advertisement
 
 
 

What's hot on EB

Win a Hawaii beachfront resort holiday for two!

Enter now for your chance to win 1 of 4 trips for two to Hawaii, staying at Outrigger resorts in Waikiki.

For the festival lover in all of us

Pre-book & Save 50%. Get your tickets now for Kidtopia Festival. 7-9 October 2016 Parramatta Park, Sydney.

 

Vintage Toys

The toys of your childhood

Take a trip down memory lane with these vinage and retro toys that you may have had in your childhood or your parent's childhood.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.