Jump to content

Why do so many people....


  • Please log in to reply
82 replies to this topic

#1 Lifesgood

Posted 24 December 2012 - 03:47 PM

Just something I have observed quite frequently and often wonder about.

She has a rock on her ring finger the size of a pea, he has a $70k car, the baby is in a Bugaboo pram, but they rent a shoebox on the outskirts of town and live from pay packet to pay packet.

Why do some people do this?



#2 .Jerry.

Posted 24 December 2012 - 03:49 PM

Because different people have different priorities, different values?


#3 LynnyP

Posted 24 December 2012 - 03:50 PM

Because that is what makes them happy?  Not everyone is a closet actuary.

#4 Freddie'sMum

Posted 24 December 2012 - 03:51 PM

Because it makes them happy ??



#5 ~buzz~

Posted 24 December 2012 - 03:52 PM

QUOTE (.Jerry. @ 24/12/2012, 04:49 PM) <{POST_SNAPBACK}>
Because different people have different priorities, different values?


agree with this. Its their choice what they decide to spend money on and maybe having a nice car/pram/ring is what's important to them at the moment

#6 Guest_Maybelle_*

Posted 24 December 2012 - 03:53 PM

They are probably bogans, OP.










(Couldn't resist  wink.gif)





Edited by Maybelle, 24 December 2012 - 03:54 PM.


#7 kadoodle

Posted 24 December 2012 - 03:58 PM

Some people aren't very good at delayed gratification.  I have a relative who drives a Hummer, lives in a McMansion, always wears designer clothes but is too broke to afford food some weeks.

#8 Fr0g

Posted 24 December 2012 - 03:59 PM

Spoiling for a Christmas Eve, bun-fight, eh....?

#9 caroldiem

Posted 24 December 2012 - 04:00 PM

Some people like to show off and act like they have everything when the truth is they are up to their eyeballs in debt. Everyone is different and i guess if that is what makes then happy then so be it.

Personally for me if you don't have the money in the first place then you don't get to buy it.

E.G my hubbies dream is to own a BMW now he could get one on lease through his business but my opinion was when you make enough money in your business so u can pay for that car in cash upfront then you should buy it fortunately he agreed original.gif

#10 Lifesgood

Posted 24 December 2012 - 04:01 PM

Oh come on people, I'm seriously trying to get to the bottom of this! I'm interested to understand - several of my friends and relatives are like this and plenty of colleagues at work.

Sure it makes them happy, but what is behind it? Why does it make them happy?

I know the first few replies are usually gut reactions rather than thoughtful opinions, so I'll wait patiently for some deeper answers....

#11 Guest_Maybelle_*

Posted 24 December 2012 - 04:03 PM

QUOTE (stopwhiningatme @ 24/12/2012, 01:54 PM) <{POST_SNAPBACK}>
Maybelle, how rude.

They're cashed-up bogans.


Lucky bastards...that is the best kind of bogan to be!



#12 Stellajoy

Posted 24 December 2012 - 04:03 PM

Have you driven a $70k car? They really do make you friggin happy.

#13 Oma Desala

Posted 24 December 2012 - 04:04 PM

We rented a really tiny 'dog box' when we lived in Darwin even though we could afford a much nicer place just so that we could save more towards our house deposit. We still have nice things but always save up and pay cash and budget quite tightly so to an outsider we could look like we're living from pay to pay even though DH is on a pretty good income.


#14 babychacha

Posted 24 December 2012 - 04:06 PM

QUOTE (Stellajoy @ 24/12/2012, 05:03 PM) <{POST_SNAPBACK}>
Have you driven a $70k car? They really do make you friggin happy.



Lol - no I haven't but that cracked me up.

I think I read a saying somewhere recently....

Money won't buy you happiness but I would rather cry in a ferrari.....or something similar.


OP - could be just a case of keeping up with the Joneses.

#15 LookMumNoHands

Posted 24 December 2012 - 04:06 PM

Maybe they want to spend their money as it comes in, because the world might end tomorrow?





Oh, yeah. That was last week.  cool.gif

#16 bluecardigans

Posted 24 December 2012 - 04:07 PM

Why do some people put every single cent into their home and leave themselves without funds for anything else?  People spend their money on what is important to them. I assume for you it is important not to live in a shoe box on the outskirts of town? Not everyone would list that as their highest priority.

#17 LynnyP

Posted 24 December 2012 - 04:08 PM

It isn't really deep.  Nice things are nice.  It is nicer to have a nice thing now than to purse your mouth up into a cat's bum and count your cash.  Old people are miserable anyway so why save for then?

#18 .Jerry.

Posted 24 December 2012 - 04:08 PM

QUOTE
Oh come on people, I'm seriously trying to get to the bottom of this! I'm interested to understand - several of my friends and relatives are like this and plenty of colleagues at work.

Sure it makes them happy, but what is behind it? Why does it make them happy?

I know the first few replies are usually gut reactions rather than thoughtful opinions, so I'll wait patiently for some deeper answers....


Why would having a mortgage for a bigger house but no nice things be better?  Why is renting a problem?
I don't currently own a house.  I rent.  shrug.gif

I have, at various times in my life, lived from pay check to to pay check.  (but I've never owned a bugaboo pram)
I used my money for travel and have been criticised for doing that rather than taking out a mortgage.

It is also possible you don't know the full picture.

#19 MintyBiscuit

Posted 24 December 2012 - 04:11 PM

Maybe they bought said ring, car and pram and then had financial problems? Not overly likely, but you never know. And it could be that they got those things cheaply, or won competitions, or were given them as gifts.

Some people care deeply about appearances, even if it's hiding a mountain of debt. It could be for all sorts of reasons. I know of people who grew up with money who are like this, and people who grew up poor who are like this. I really don't think there's any one answer.

#20 LynnyP

Posted 24 December 2012 - 04:12 PM

I'm way too invested in this, obviously.  But really, many people are not "putitng on a front" they aren't trying to look better off than they are.  They aren't keeping up with anyone or trying to appear like they have no debt.  They just like the shiny.

#21 Lifesgood

Posted 24 December 2012 - 04:14 PM

QUOTE (.Jerry. @ 24/12/2012, 05:08 PM) <{POST_SNAPBACK}>
Why would having a mortgage for a bigger house but no nice things be better?  Why is renting a problem?
I don't currently own a house.  I rent.  shrug.gif

I have, at various times in my life, lived from pay check to to pay check.  (but I've never owned a bugaboo pram)
I used my money for travel and have been criticised for doing that rather than taking out a mortgage.

It is also possible you don't know the full picture.

I haven't suggested it's better or worse or a problem, I just wonder what the drivers for these choices are. It's more than possible I don't know the full picture, it's a certainty, hence the questions.

I assume there is more to it than 'it's nice' and they don't want to end up with a mouth like a cats bum (though that is a compelling reason I agree).

#22 Expelliarmus

Posted 24 December 2012 - 04:14 PM

From what I can tell from your OP you are wondering why people have a whole bunch of material possessions in the form of jewellery, prams and cars but still don't own a home or haven't saved any money.

Well, it's a number of things.

Because breaking into the property market is really, really, really hard.  So if you are never going to actually be able to afford that dream, why not fulfil some others? Not everyone has a dream of owning a home so that part of it doesn't even come into it IMO. You have really no cause to judge where someone lives.

People might wonder about where I live. We moved into a leafy green (expensive) suburb while I was still a SAHM, DH was on a really low wage and we were living paycheck to paycheck for a loooooong time. Why were we buying in such an expensive area? Surely we had no business doing so and should have moved into a 'more affordable suburb'?

Same question - different slant.

Where they live is irrelevant, so suburb on the outskirts? Pffffft. Take that out of your question.

Renting is taken care of by the difficult to enter property market. SO there goes that part of the question.

The rest of your question relates to why they have all the material stuff and live week to week. Well think about it.

If you bought all that stuff it's WHY you live week to week. As for why people choose to buy expensive and then live week to week instead of buying cheap and saving. Well I pose this question.

Who's to say that buying cheap and saving is the 'right' way to do things? If you've decided not to aim for property then you might be spending on other stuff instead - save for what?

Some people say to themselves "I don't want to go on a holiday, I would rather buy a really expensive car, because I like them."

Or there could be a whole load of poor economical management baloney behind it all. And if we open up that can of worms you can get all judgey if you like. I prefer to accept that people live and spend as they choose. As is their right. Because there isn't one 'right' way to do things.

#23 Lifesgood

Posted 24 December 2012 - 04:17 PM

QUOTE (Madame Catty @ 24/12/2012, 05:09 PM) <{POST_SNAPBACK}>
If you can't afford to buy a house, why not have other nice things?  A little luxury you can afford.

Excellent point Madame Catty.

#24 #YKG

Posted 24 December 2012 - 04:20 PM

I'm with Jerry.

To my family it seems like I live month to month but in reality I don't. I look like I "waste" money on travel, expensive jewelry, handbags, shoes etc but in reality I don't live month to month I do rent but have no desire to buy I want what I want whilst I have the freedom to. I suspect once kids come into it that part of my lifestyle will be no longer. But until that time I will spend my money as I see fit even if it is much to my families chargen.

I don't get how people claim to know so much about other peoples finances. Surely it's more speculation then fact.

#25 Lifesgood

Posted 24 December 2012 - 04:21 PM

QUOTE (howdo @ 24/12/2012, 05:14 PM) <{POST_SNAPBACK}>
Because breaking into the property market is really, really, really hard.  So if you are never going to actually be able to afford that dream, why not fulfil some others? Not everyone has a dream of owning a home so that part of it doesn't even come into it IMO. You have really no cause to judge where someone lives.

People might wonder about where I live. We moved into a leafy green (expensive) suburb while I was still a SAHM, DH was on a really low wage and we were living paycheck to paycheck for a loooooong time. Why were we buying in such an expensive area? Surely we had no business doing so and should have moved into a 'more affordable suburb'?

Same question - different slant.

Where they live is irrelevant, so suburb on the outskirts? Pffffft. Take that out of your question.

Renting is taken care of by the difficult to enter property market. SO there goes that part of the question.

The rest of your question relates to why they have all the material stuff and live week to week. Well think about it.

If you bought all that stuff it's WHY you live week to week. As for why people choose to buy expensive and then live week to week instead of buying cheap and saving. Well I pose this question.

Who's to say that buying cheap and saving is the 'right' way to do things? If you've decided not to aim for property then you might be spending on other stuff instead - save for what?

Some people say to themselves "I don't want to go on a holiday, I would rather buy a really expensive car, because I like them."

Or there could be a whole load of poor economical management baloney behind it all. And if we open up that can of worms you can get all judgey if you like. I prefer to accept that people live and spend as they choose. As is their right. Because there isn't one 'right' way to do things.

And more good points howdo.

BTW I'm not judging at all, and I'm a great believer in there being many 'right' ways to live. I'm just naturally curious about...well, pretty much everything!




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 

Special Ticket Offer, Save $8!

The Essential Baby & Toddler Show is back this April! Save $8 off the door price for a limited time only!

Finding baby name inspiration in unusual places

Sometimes the greatest baby name ideas come from the most unexpected places, as these EB members show.

The case for inducing at 37 weeks

While we often think of pregnancy as a 40 week affair, experts agree that 37 weeks is actually “full term". So is there an argument for inducing all births at 37 weeks?

Does controlled crying really work?

Controlled-crying techniques may help some babies sleep through the night, but for many exhausted new parents, it's just a recipe for more tears all round.

How I taught my infant to use a toilet

As people become more aware of these benefits, I hope more parents will practice this method, so we can cut down on nappies and improve baby bonding.

'I thought it was impossible': Emily Symons pregnant at 45

Aussie actress Emily Symons has announced she is pregnant with her first baby.

Shallow water blackout kills fit, healthy dad

A little girl will grow up without her father after the fit and healthy 34-year-old passed away while doing something he had practised his whole life.

Afternoon naps may be bad for toddlers' sleep

You could be doing yourself a disservice by encouraging your toddler to have an afternoon nap, according to new research.

Best gifts for newborns, new mums and christenings

We've compiled a guide to some of the most popular presents for newborns and new mums, and for christenings and naming days.

Jaime King to be a mum again

Actress Jaime King is pregnant with her second child, giving 16-month-old James a sibling.

Nannies should receive government funding

The Abbott government should extend funding to nannies, and direct childcare payments to low and middle income families, a landmark study on childcare has found. 

Common skin irritations in newborns (and how to treat them)

As many as one in two newborn babies suffer from skin irritations in their first few weeks. So what are the most common rashes and irritations to look out for?

10 wall decals for the nursery or playroom

Wall decals are the answer to creating a beautiful nursery or children's space without lifting a paint brush, a spirit level or even a hammer.

Preschooler walks 2.4km home alone

Three-year-old Cain Trainor headed off home after his first day at a new preschool without telling anyone.

Video: Why mums get nothing done

In spite of being in an almost constant state of motion while looking after the kids and trying to keep things together at home, it can seem as though parents have managed to get nothing on the to-do list done by the end of the day.

The middle name game

The middle name is no longer an afterthought, and parents' inspiration comes from many places.

Have a baby or your money back - but there's a catch

A new IVF scheme offers couples the chance to fall pregnant and give birth - or get their money back. But there's more to it than you might think.

A rare glimpse inside the womb

A baby born still inside the amniotic sac gave US doctors a rare glimpse at life inside the womb.

Battered mum forced to write to her attacker ex in jail

Three years ago Jason Hughes viciously attacked his ex-partner. Now she has to write to him three times a year.

Woman pleads not guilty to ultrasound scam

A West Australian woman will fight allegations that she scammed expectant mums by selling them fake ultrasound pictures of babies.

Download now: Essential Kids Activity Finder app

Got bored kids? Quickly find the best activities for kids wherever you are in Australia with the Essential Kids app.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Brain damaged mum receives compensation

A Sydney mother who suffered brain damage when she was hit by a car while pushing her newborn baby in a pram has reached a confidential out-of-court settlement with the driver's insurance company.

Indigenous midwives break down the barriers

A culturally sensitive midwifery service has gained the trust and respect of Aboriginal women.

The Katering Show's next big delivery

Most mums-to-be plan to take things easy and perhaps have a little break from work as the birth of their baby draws near. Not Kate McCartney.

53 creative pregnancy announcements

Announcing that you're expecting can be a time to express your creativity, sense of humour and imagination. Check out how other parents and parents-to-be have broken the news to friends and family.

Why I have mixed feelings about Cindy Crawford's leaked photo

Last week an un-retouched photo of model Cindy Crawford surfaced, showing the 48-year-old mother-of -two posing in underwear.

How to create a Peppa Pig pancake

Thought your toddler could not love pancakes any more than they already do? How about if the breakfast treat came in the shape of every two-year-old's favourite cartoon character?

'It's a little life, not a little loss': pregnancy after miscarriage

I thought I was never going to be able to have a successful pregnancy. I decided that I wasn't going to form an emotional attachment with this baby.

Bonds Baby Search 2015: what you need to know

February 18 marks the start of one of the most prolific annual baby competitions in Australia: the Bonds Baby Search. And this year is going to be more special than ever.

Who will manage your Facebook account when you're gone?

This is not something that people like to talk about, but Facebook has announced that it will grant users more control over what happens to their pages after they die.

Struggling mum of four wins $188 million

Mother of four Marie Holmes was financially struggling after quitting her jobs at Walmart and McDonald's in order to care for her children.

Pregnant obese women a 'relatively new problem', coroner hears

A first-time mother whose daughter died hours after her frightening birth insists she was never told of the risks of being obese and pregnant.

'I'm angry as hell': the story behind mum's passionate vaccination plea

She has labelled parents who do not vaccinate their children "misinformed imbeciles" - and for that, she makes no apologies.

IKEA hacks for the nursery and kids' rooms

Are you one of those that know the whole IKEA catalogue by heart? Love their stuff but want to personalise it? Here's some inspiration to help you realise the potential of IKEA furniture and fittings.

8 different kinds of tantrums

I never thought I’d say this, but for a brief moment last week, Kim Kardashian and I had something in common: both our kids had public tantrums.

Polycystic ovary syndrome: symptoms, treatment and your fertility

Polycystic ovary syndrome (PCOS) is the most common female hormonal condition, affecting roughly one in 12 Australian women.

What's the best position for giving birth?

If doing it on your back is out, what's the best position for labour and birth?

Wife forgives snake catcher husband for car surprise

With Valentine's Day coming up, Nat Gilbert could be forgiven for thinking her husband might be planning a surprise for her.

Kids who meet milestones at their own pace

We usually only hear the success stories: tales of the two-year-old who’s talking, running and completely toilet trained. But other stories need to be told too.

Ruby shines as Bonds Baby

Sarah Kiss has a word of advice for proud mums and dads who are keen to enter their babies in this year's Bonds Baby Search Competition - just have fun.

Why dads should go to sleep school

If your family needs to go to sleep school, go with them. You are part of that family and you are part of the solution.

36 baby names inspired by food and drinks

A French court may have ruled out Nutella as a baby name, but that doesn't have to stop you from taking inspiration from the supermarket (or bottle shop). See what parents in the US have chosen for their delicious little ones.

Clever breastfeeding products

Check out this range of products designed to help make your breastfeeding journey more enjoyable, manageable and convenient.

 

Win a KitchenAid Mixer

Let's celebrate 300,000 fans on Facebook

To celebrate, and to thank our amazing fans, we?re giving away a KitchenAid Artisan Tilt-Head Stand Mixer.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.