Jump to content

Why do so many people....


  • Please log in to reply
82 replies to this topic

#1 Lifesgood

Posted 24 December 2012 - 03:47 PM

Just something I have observed quite frequently and often wonder about.

She has a rock on her ring finger the size of a pea, he has a $70k car, the baby is in a Bugaboo pram, but they rent a shoebox on the outskirts of town and live from pay packet to pay packet.

Why do some people do this?



#2 .Jerry.

Posted 24 December 2012 - 03:49 PM

Because different people have different priorities, different values?


#3 LynnyP

Posted 24 December 2012 - 03:50 PM

Because that is what makes them happy?  Not everyone is a closet actuary.

#4 Freddie'sMum

Posted 24 December 2012 - 03:51 PM

Because it makes them happy ??



#5 ~buzz~

Posted 24 December 2012 - 03:52 PM

QUOTE (.Jerry. @ 24/12/2012, 04:49 PM) <{POST_SNAPBACK}>
Because different people have different priorities, different values?


agree with this. Its their choice what they decide to spend money on and maybe having a nice car/pram/ring is what's important to them at the moment

#6 Guest_Maybelle_*

Posted 24 December 2012 - 03:53 PM

They are probably bogans, OP.










(Couldn't resist  wink.gif)





Edited by Maybelle, 24 December 2012 - 03:54 PM.


#7 kadoodle

Posted 24 December 2012 - 03:58 PM

Some people aren't very good at delayed gratification.  I have a relative who drives a Hummer, lives in a McMansion, always wears designer clothes but is too broke to afford food some weeks.

#8 Fr0g

Posted 24 December 2012 - 03:59 PM

Spoiling for a Christmas Eve, bun-fight, eh....?

#9 caroldiem

Posted 24 December 2012 - 04:00 PM

Some people like to show off and act like they have everything when the truth is they are up to their eyeballs in debt. Everyone is different and i guess if that is what makes then happy then so be it.

Personally for me if you don't have the money in the first place then you don't get to buy it.

E.G my hubbies dream is to own a BMW now he could get one on lease through his business but my opinion was when you make enough money in your business so u can pay for that car in cash upfront then you should buy it fortunately he agreed original.gif

#10 Lifesgood

Posted 24 December 2012 - 04:01 PM

Oh come on people, I'm seriously trying to get to the bottom of this! I'm interested to understand - several of my friends and relatives are like this and plenty of colleagues at work.

Sure it makes them happy, but what is behind it? Why does it make them happy?

I know the first few replies are usually gut reactions rather than thoughtful opinions, so I'll wait patiently for some deeper answers....

#11 Guest_Maybelle_*

Posted 24 December 2012 - 04:03 PM

QUOTE (stopwhiningatme @ 24/12/2012, 01:54 PM) <{POST_SNAPBACK}>
Maybelle, how rude.

They're cashed-up bogans.


Lucky bastards...that is the best kind of bogan to be!



#12 Stellajoy

Posted 24 December 2012 - 04:03 PM

Have you driven a $70k car? They really do make you friggin happy.

#13 Oma Desala

Posted 24 December 2012 - 04:04 PM

We rented a really tiny 'dog box' when we lived in Darwin even though we could afford a much nicer place just so that we could save more towards our house deposit. We still have nice things but always save up and pay cash and budget quite tightly so to an outsider we could look like we're living from pay to pay even though DH is on a pretty good income.


#14 babychacha

Posted 24 December 2012 - 04:06 PM

QUOTE (Stellajoy @ 24/12/2012, 05:03 PM) <{POST_SNAPBACK}>
Have you driven a $70k car? They really do make you friggin happy.



Lol - no I haven't but that cracked me up.

I think I read a saying somewhere recently....

Money won't buy you happiness but I would rather cry in a ferrari.....or something similar.


OP - could be just a case of keeping up with the Joneses.

#15 LookMumNoHands

Posted 24 December 2012 - 04:06 PM

Maybe they want to spend their money as it comes in, because the world might end tomorrow?





Oh, yeah. That was last week.  cool.gif

#16 bluecardigans

Posted 24 December 2012 - 04:07 PM

Why do some people put every single cent into their home and leave themselves without funds for anything else?  People spend their money on what is important to them. I assume for you it is important not to live in a shoe box on the outskirts of town? Not everyone would list that as their highest priority.

#17 LynnyP

Posted 24 December 2012 - 04:08 PM

It isn't really deep.  Nice things are nice.  It is nicer to have a nice thing now than to purse your mouth up into a cat's bum and count your cash.  Old people are miserable anyway so why save for then?

#18 .Jerry.

Posted 24 December 2012 - 04:08 PM

QUOTE
Oh come on people, I'm seriously trying to get to the bottom of this! I'm interested to understand - several of my friends and relatives are like this and plenty of colleagues at work.

Sure it makes them happy, but what is behind it? Why does it make them happy?

I know the first few replies are usually gut reactions rather than thoughtful opinions, so I'll wait patiently for some deeper answers....


Why would having a mortgage for a bigger house but no nice things be better?  Why is renting a problem?
I don't currently own a house.  I rent.  shrug.gif

I have, at various times in my life, lived from pay check to to pay check.  (but I've never owned a bugaboo pram)
I used my money for travel and have been criticised for doing that rather than taking out a mortgage.

It is also possible you don't know the full picture.

#19 MintyBiscuit

Posted 24 December 2012 - 04:11 PM

Maybe they bought said ring, car and pram and then had financial problems? Not overly likely, but you never know. And it could be that they got those things cheaply, or won competitions, or were given them as gifts.

Some people care deeply about appearances, even if it's hiding a mountain of debt. It could be for all sorts of reasons. I know of people who grew up with money who are like this, and people who grew up poor who are like this. I really don't think there's any one answer.

#20 LynnyP

Posted 24 December 2012 - 04:12 PM

I'm way too invested in this, obviously.  But really, many people are not "putitng on a front" they aren't trying to look better off than they are.  They aren't keeping up with anyone or trying to appear like they have no debt.  They just like the shiny.

#21 Lifesgood

Posted 24 December 2012 - 04:14 PM

QUOTE (.Jerry. @ 24/12/2012, 05:08 PM) <{POST_SNAPBACK}>
Why would having a mortgage for a bigger house but no nice things be better?  Why is renting a problem?
I don't currently own a house.  I rent.  shrug.gif

I have, at various times in my life, lived from pay check to to pay check.  (but I've never owned a bugaboo pram)
I used my money for travel and have been criticised for doing that rather than taking out a mortgage.

It is also possible you don't know the full picture.

I haven't suggested it's better or worse or a problem, I just wonder what the drivers for these choices are. It's more than possible I don't know the full picture, it's a certainty, hence the questions.

I assume there is more to it than 'it's nice' and they don't want to end up with a mouth like a cats bum (though that is a compelling reason I agree).

#22 Expelliarmus

Posted 24 December 2012 - 04:14 PM

From what I can tell from your OP you are wondering why people have a whole bunch of material possessions in the form of jewellery, prams and cars but still don't own a home or haven't saved any money.

Well, it's a number of things.

Because breaking into the property market is really, really, really hard.  So if you are never going to actually be able to afford that dream, why not fulfil some others? Not everyone has a dream of owning a home so that part of it doesn't even come into it IMO. You have really no cause to judge where someone lives.

People might wonder about where I live. We moved into a leafy green (expensive) suburb while I was still a SAHM, DH was on a really low wage and we were living paycheck to paycheck for a loooooong time. Why were we buying in such an expensive area? Surely we had no business doing so and should have moved into a 'more affordable suburb'?

Same question - different slant.

Where they live is irrelevant, so suburb on the outskirts? Pffffft. Take that out of your question.

Renting is taken care of by the difficult to enter property market. SO there goes that part of the question.

The rest of your question relates to why they have all the material stuff and live week to week. Well think about it.

If you bought all that stuff it's WHY you live week to week. As for why people choose to buy expensive and then live week to week instead of buying cheap and saving. Well I pose this question.

Who's to say that buying cheap and saving is the 'right' way to do things? If you've decided not to aim for property then you might be spending on other stuff instead - save for what?

Some people say to themselves "I don't want to go on a holiday, I would rather buy a really expensive car, because I like them."

Or there could be a whole load of poor economical management baloney behind it all. And if we open up that can of worms you can get all judgey if you like. I prefer to accept that people live and spend as they choose. As is their right. Because there isn't one 'right' way to do things.

#23 Lifesgood

Posted 24 December 2012 - 04:17 PM

QUOTE (Madame Catty @ 24/12/2012, 05:09 PM) <{POST_SNAPBACK}>
If you can't afford to buy a house, why not have other nice things?  A little luxury you can afford.

Excellent point Madame Catty.

#24 #YKG

Posted 24 December 2012 - 04:20 PM

I'm with Jerry.

To my family it seems like I live month to month but in reality I don't. I look like I "waste" money on travel, expensive jewelry, handbags, shoes etc but in reality I don't live month to month I do rent but have no desire to buy I want what I want whilst I have the freedom to. I suspect once kids come into it that part of my lifestyle will be no longer. But until that time I will spend my money as I see fit even if it is much to my families chargen.

I don't get how people claim to know so much about other peoples finances. Surely it's more speculation then fact.

#25 Lifesgood

Posted 24 December 2012 - 04:21 PM

QUOTE (howdo @ 24/12/2012, 05:14 PM) <{POST_SNAPBACK}>
Because breaking into the property market is really, really, really hard.  So if you are never going to actually be able to afford that dream, why not fulfil some others? Not everyone has a dream of owning a home so that part of it doesn't even come into it IMO. You have really no cause to judge where someone lives.

People might wonder about where I live. We moved into a leafy green (expensive) suburb while I was still a SAHM, DH was on a really low wage and we were living paycheck to paycheck for a loooooong time. Why were we buying in such an expensive area? Surely we had no business doing so and should have moved into a 'more affordable suburb'?

Same question - different slant.

Where they live is irrelevant, so suburb on the outskirts? Pffffft. Take that out of your question.

Renting is taken care of by the difficult to enter property market. SO there goes that part of the question.

The rest of your question relates to why they have all the material stuff and live week to week. Well think about it.

If you bought all that stuff it's WHY you live week to week. As for why people choose to buy expensive and then live week to week instead of buying cheap and saving. Well I pose this question.

Who's to say that buying cheap and saving is the 'right' way to do things? If you've decided not to aim for property then you might be spending on other stuff instead - save for what?

Some people say to themselves "I don't want to go on a holiday, I would rather buy a really expensive car, because I like them."

Or there could be a whole load of poor economical management baloney behind it all. And if we open up that can of worms you can get all judgey if you like. I prefer to accept that people live and spend as they choose. As is their right. Because there isn't one 'right' way to do things.

And more good points howdo.

BTW I'm not judging at all, and I'm a great believer in there being many 'right' ways to live. I'm just naturally curious about...well, pretty much everything!




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 

Natural pain relief in the early stages of labour

While managing labour pains on your own can be daunting, there are a number of natural pain relief options to help you cope until you are admitted to hospital.

Chinese woman gives birth to quintuplets

After six years of trying for a baby, a couple’s dreams have come true many times over after the mum gave birth to quintuplets this week.

Five-year-old shoots nine-month-old brother dead

A nine-month-old baby boy died on Monday after he was shot in the head by his five-year-old brother in their grandfather's home.

'Is that baby yours?'

She is my daughter. I gave birth to her. I nurse her. But she doesn't have any of my genes.

Episiotomy in childbirth: not just 'a little snip'

Episiotomies have a place in maternity care – and can occasionally save lives – but should not be performed routinely.

Toddler aggression not caused by language delays after all: study

The logic was that children who don’t have the language to fully express themselves will lash out when they’re misunderstood. Not anymore.

Why we chose to adopt a child with Down sydrome

Everyone in foster care (and really in life) has something that makes them more vulnerable. We just know what our son's is.

Object of desire

Curvy mums make clever babies

Scientists appear to have discovered why women have evolved to have more curves than men – shapely thighs and bottoms lead to healthier babies.

'We'll make sure they know how much she loved them'

A first-time mum will never get to hold her four newborns, dying shortly after giving birth to the quadruplets.

The baby names NZ knocked back in 2014

A New Zealander has tried to name their baby Senior Constable but didn't get away with it - and numbering children is also a no-no.

How can you go into labour without knowing you're pregnant?

For most of us, the idea that a woman could carry a child to full-term without knowing she is pregnant is mind-boggling.

Will you get to the hospital in time?

Worrying your baby will be delivered by the roadside is a common concern for many mothers-to-be. So how likely are you to be caught short?

Video: Funny 'Lips Are Moving' parody just for mums

Meghan Trainor's song 'Lips Are Moving' was already a hit, but now it's been turned into a hilarious parody that is set to be very popular with frustrated mums everywhere.

Out with the clutter

Decluttering by the numbers: take the 30-day challenge

Forget the 5:2 diet - Twitter's 30-day declutter challenge will have your house back in shape in no time (well, a month).

Parents, don't be too hard on yourselves

We need to stop damning parents of today, and embrace their appetite for knowledge instead.

Is my baby normal?

There are chubby Buddha babies and there are thin, smaller babies. Neither are right or wrong, they are all 'normal'.

When an older sibling starts school

When one child goes to ‘big school’ and leaves the other behind, it can cause deep upset. Here's how to make the transition easier.

Stray cat saves abandoned baby

They say dogs are man's best friend, but one cat has proven felines can be just as devoted to their human companions.

How strangers are helping a mum's wish come true after her death

A mum of five, Liz Marquez wanted to breastfeed her premmie son for a year. So when she passed away suddenly, her friends - and strangers - stepped in to help.

Win an Octonauts prize pack

To celebrate the launch of Octonauts Live! Operation Reef Shield, a spectacular underwater adventure live on stage, we are giving away an amazing Octonauts prize pack to one lucky fan.

Download now: Essential Kids Activity Finder app

Got bored kids? Quickly find the best activities for kids wherever you are in Australia with the Essential Kids app.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Stars help save choking babies

It's an important lesson to learn, but one that busy new mums and dads might overlook until it's too late.

New Girl star Zooey Deschanel pregnant

Actress Zooey Deschanel is expecting her first child with her producer boyfriend Jacob Pechenik.

16 times 'dad reflexes' saved the day

Of course, in some cases they may be the ones who actually got their child into a precarious position in the first place, but we'll ignore that for now.

Couple's 'non-traditional' pregnancy announcement goes viral

Knowing you are not the father of your pregnant wife's baby would usually indicate a rocky relationship ahead for traditional parents.

The trials and tribulations of identical triplet newborns

Pip Donnelly is still playing spot the difference with her newborn identical triplets, Isabelle, Georgina and Frankie.

Win an Octonauts prize pack

To celebrate the launch of Octonauts Live! Operation Reef Shield, a spectacular underwater adventure live on stage, we are giving away an amazing Octonauts prize pack to one lucky fan.

Earthquake baby thriving five years on

Jenny Alexis is lucky to be alive after spending four days buried in the rubble of the 2010 Haitian earthquake, but now she's a thriving five year old.

Please don't say I'm lucky because I was adopted

On the one hand I was having a regular life with friends and sports and sleepovers and school. But I was also always wondering: Did my mother love me? What was wrong with me?

An open letter to non-parents who offer advice on child-rearing

Kitty, when you’re the parent of my child you’re welcome to wade in with an opinion – but until then, I’d prefer you to have a supportive ear and a glass of wine ready.

Couple arrested over baby gun video

A US couple faces charges after investigators say they found mobile phone videos showing the woman's 12-month-old daughter putting a handgun in her mouth.

NSW Health dumps 10-year limit on frozen embryos

A 10-year time limit on storing frozen embryos that were created with donor sperm has been dropped by the NSW government.

How my happy-go-lucky husband became a monster

Sharan Nicholson-Rogers watched her husband change from a happy-go-lucky police officer into an unpredictable man prone to violent and emotional outbursts.

Dads-to-be experience hormonal changes, too

Dads-to-be experience hormonal changes in line with their pregnant partners, a new study shows.

'They were just doing their job': mum of toddler killed in police chase gone wrong

"They were just doing their job. I feel so sorry for them. It is all just too sad."

Miscarriages to be formally recognised by NSW government

Women who miscarry will be able to obtain an optional "recognition of loss" certificate as a formal recognition of their often heartbreaking loss.

Cafe cubby house 'too noisy' for neighbours

Teenage parties, domestic disputes, or raucous late night pubs are the things that usually come to mind when you think neighbourhood noise complaints.

Dad films baby playing with snake

Most parents would not consider a snake an appropriate playmate for their baby, but a US dad who filmed his daughter playing with a python has defended himself against criticism.

Clever breastfeeding products

Check out this range of products designed to help make your breastfeeding journey more enjoyable, manageable and convenient.

Win with The Boxtrolls

To celebrate the release of The Boxtrolls on 3D Blu-ray, DVD & Digital with UltraViolet, we're giving you the chance to win a Boxtroll stationary package and DVD.

 

School Term 1

Get after-school care sorted

Wait lists too long at OSHC? Use www.findababysitter.com.au to meet local nannies now.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.