Jump to content

FTB A Im so confused
What to do???


  • Please log in to reply
11 replies to this topic

#1 nicethel

Posted 19 December 2012 - 01:54 PM

Hi
I have an option of taking on some more work next year so have been taking lots of things into account when working out what to do. (eg cost of additional childcare, etc)
I have been looking at our entitlement to FTB A which we are borderline. According to the Human Resources site we can earn up to $139,882 between us and still get something, but when I use the rates estimator even with what we earn now $131,800 it says that we are not eligable.
i know that I sound scabby! However I need to ensure that if I take on an extra day of work that we do actually come out in front. We can potentially pay for an extra day childcare, loose and FTB A, loose FTB A supplement, and loose the schoolkids bonus. Has anyone else been borderline, how do you ensure that you are either over by enough to cover yourself or just under.
Thanks
J

#2 CountryBumpkin

Posted 19 December 2012 - 01:56 PM

I think over 109500 you drop down ftb a, I know we lost rent assistance too. They're changing everyone and it's so confusing

#3 nicethel

Posted 19 December 2012 - 02:01 PM

Thanks, i might ring them but then do you really trust what they tell you??

#4 nicethel

Posted 19 December 2012 - 02:01 PM

Thanks, i might ring them but then do you really trust what they tell you??

#5 ekbaby

Posted 19 December 2012 - 02:01 PM

The different amounts are probably due to the supplements. At $131-139K you might still be eligible for the supplement (and possibly the schoolkids bonus?) but not eligible for the fortnightly payments.

#6 ekbaby

Posted 19 December 2012 - 02:01 PM

The different amounts are probably due to the supplements. At $131-139K you might still be eligible for the supplement (and possibly the schoolkids bonus?) but not eligible for the fortnightly payments.

#7 FeralPerthFembo

Posted 19 December 2012 - 04:21 PM

I did similar calculations last year but was under the impression we wouldn't be entitled to anything once our joint income surpassed $109k....

I'm no expert, but I think you only get ccb and CCR on that income?

#8 Shellby

Posted 19 December 2012 - 08:06 PM

I just looked at their site and got for 2 kids under 12 and under and 1 over 12 the max to get FTB A and supps is $133 244 - the $139 887 one is for 2 kids over 12 and 1 under - I was going off your signature for their current ages.

Now that is the maximum income limit - for people renting not owning their home. I played with the calculator and got this - when I put in own home you got nothing - put in renting for $300 a week and you get $87 a fortnight in FTB A.

People tend to not know that renting gives you a higher income limit - say for getting maximum FTB and for getting any FTB at the higher end. That is why people will say they lost their FTB when they brought a home - they didn't know there is a different income limit for payments between renting and owning as you will see the website doesn't really state that well.

So I guess if you take the extra day you will lose FTB, but it looks like you already should have on $131,800 - I would be checking that up so you don't get a bill at the end of the finical year just in case.

#9 rebekah-mum

Posted 20 December 2012 - 09:12 PM

To receive the supplement and school bonus you have to receive some FTA during the year or at tax time if you receive nil FTA you will not get supplement or school bonus

#10 SlightlyLeftFeral

Posted 21 December 2012 - 12:36 AM

FTB A is worked out so strangely. I am a single parent and get the base rate of FTB A $24? A fortnight and no rent assistance because my child support payments are $600 a fortnight.

#11 Julie3Girls

Posted 21 December 2012 - 10:18 AM

QUOTE
To receive the supplement and school bonus you have to receive some FTA during the year or at tax time if you receive nil FTA you will not get supplement or school bonus

There is actually a very small income range between where the fortnightly payments cut out, and the supplement cuts out completely. And if you qualify for any FTB-A (including the supplement) then you are entitled to the other bonuses such as the school kids one.

#12 nicethel

Posted 22 December 2012 - 11:07 AM

Thanks for all your replies.  According to the calculator I am not entitled to anything at the moment, but it said that last year and I ended up getting something back at the end of the financial year.  I always over estimate so that I dont end up with a debt so that is all fine.
I dont think that I will take on the extra work anyway as I already go over the CCR limits for the year so any extra day of childcare is going to cost me the full amount ($85) and even though for a day I will earn more than that, I think the time spent at home with my daughter is probably better for her.
Thanks again.
original.gif




2 user(s) are reading this topic

0 members, 2 guests, 0 anonymous users

 

How to talk about your pregnancy at work

The workplace isn't always a friendly place for pregnant women. Yet working women inclined to conceal a pregnancy from prying coworkers may be better off opening up and carrying on, according to a new study.

Tell us your story to win!

To celebrate Mother's Day this year we are giving you the chance to win one of five great prizes simply by telling us your story.

Where to get help to help your baby sleep

There is so much pressure about having a baby who sleeps 'all night' , it's no wonder you worry about your baby if she wakes in the night.

Vintage baby names having a comeback

What makes some names have comebacks while others silently fade into oblivion? A few factors come into play.

When your partner doesn't want you to breastfeed

Dads can have many reasons for not wanting their partners to breastfeed their baby, but both parents should learn more about it before making a final decision.

Model mum Sarah Stage shares post-baby selfie

Most new mums would recoil at the thought, but Sarah Stage has shared a post-pregnancy selfie just four days after giving birth.

I'll admit it: I have last child parenting fatigue

If you're a new mum and feeling ignored by the older mum/the old hand/the has-been, please know, it's not you, it's me. Blame the last child parenting fatigue.

Exhaustion is not the same as tiredness

Having a new baby isn't tiring - it can be downright exhausting.

Five posterior babies, four home births

I was on a high. I'd done it all by myself with no help from anyone.

Mum's list of birthday gift demands goes viral

We're big fans of kids' birthday parties - but this is one bash we're glad we didn't get an invite to.

Kate Middleton to receive 'loyalty discount' for second birth

Everybody loves a bargain - including the Duchess of Cambridge.

Fish & chip shop owner's sad note goes viral

A lengthy note put on the window of a fish & chip shop has gone viral due to the writer's serious doubts about the romance of travel.

Pregnant women need good nutrition advice, not judgment

Pregnant women are under pressure to do all the "right things" to have a healthy child. It results in women feeling judged about their decisions.

When your child wants you to have another baby

Giving your child a sibling when you don't want to have another baby can be a complex issue.

William Tyrrell's mum speaks out: 'We hope he is still alive'

The mother of missing toddler William Tyrrell says she has a vision that somebody "picked him up and moved him on ... that's the only way ... to explain for him not to be there".

Family comes first for 23-year-old Tommy Connolly

Most 23-year-old blokes spend their hard earned cash on fun times with mates or romantic dinners with their girlfriend, but not Tommy Connolly.

Newborn all-girl quintuplets 'doing great'

The first all-female quintuplets born in the United States were delivered last week, at 28 weeks and two days.

Model mum's big baby silences critics

He may be less than a week old, but baby James Hunter has already helped his model mum silence her critics.

Jammy, Hula Hoop, Rage: Reddit reveals most unusual baby names

A recent Reddit thread has revealed some of the more creative names in the world.

Woman awakens from coma, learns she gave birth

A US woman awakened this week from a four-month-long coma that doctors had feared would be permanent and learned that she had given birth to a baby boy, according to her family.

'Give us a break': mum sent shocking letter over Facebook baby pics

Posting a lot of baby photos doesn't make you a bad person. It may make your Facebook feed a little irritating, but it doesn't make you a bad person.

In defense of the dads who do so much

It's time to shift the focus off what dads aren’t doing and shine it on what they are.

The modern cloth nappies too cute to cover up

If you're only just joining the modern cloth nappy movement, or would like to spruce up your collection, we have to introduce you to Designer Bums.

How breastfeeding can affect your libido

When you’ve just had a baby, having sex isn’t usually top priority. In fact, for a lot of women it rates about as appealing as changing another dirty nappy.

Should pregnant women be allowed to use 'parent and child' car parking spots?

Is it acceptable to use these car parking spots when pregnant? How many of us would admit to doing it?

Healthy baby from sperm taken 48 hours after a man died

Fertility doctors have described their "most extraordinary case" - creating a healthy baby from sperm taken 48 hours after a man had died.

Sign up to our 30 days of #PlayIQ challenge

Sign up to receive 30 amazing tips and ideas for play with baby during the month of April and submit a picture or tip on our social wall for a chance to win an amazing Fisher-Price prize pack.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Last chance to win a year's supply of toys

You have less than a week left to win your child one of five Fisher-Price toy packs valued at over $600 each - hurry, enter today!

Childcare is a big problem, but there's more to it

Let’s keep talking about these issues and not allow them to be put into a neat little box that’s labelled ‘Fix childcare and everything is solved’.

Pink's awesome response to body-shaming trolls

When trolls felt the need to comment on 35-year-old singer-songwriter Pink's weight, her answer was an awesome ode to body love.

Fertility clinic offers egg donors $5000

A national chain of fertility clinics is offering egg donors a $5000 payment to cover their expenses, a first for Australia which is raising concerns the money could act as an inducement.

Baby boy abandoned in India amid fresh surrogacy concerns

Australian officials could do nothing to stop an Australian couple from abandoning their baby son, born through surrogacy in India, after they decided they did not want to bring him to Australia.

Herd immunity and community responsibility: how free-riders can make kids suffer

Individual choice works for haircuts and handbags, but not for preventing infectious diseases that kill kids.

Photographer captures 'unexpected beauty' of birth

If there is one thing Leilani Rogers knows about childbirth, it is that no two deliveries are ever the same.

Expectations vs the reality of making a toddler's clothes

Note to self: less sewing, more life. Not the party dress, but the party. The toddler, as usual, has it all figured out.

Mum meets 'dead' daughter 49 years after birth

In 1965, Zella Jackson-Price was told her premature baby girl had died shortly after birth.

How pregnancy probiotics can help you and your baby

New research suggests that taking specific pregnancy probiotics could be the answer to a range of common pregnancy side effects.

53 creative pregnancy announcements

Announcing that you're expecting can be a time to express your creativity, sense of humour and imagination. Check out how other parents and parents-to-be have broken the news to friends and family.

IKEA hacks for the nursery and kids' rooms

Are you one of those that know the whole IKEA catalogue by heart? Love their stuff but want to personalise it? Here's some inspiration to help you realise the potential of IKEA furniture and fittings.

36 baby names inspired by food and drinks

A French court may have ruled out Nutella as a baby name, but that doesn't have to stop you from taking inspiration from the supermarket (or bottle shop). See what parents in the US have chosen for their delicious little ones.

 

ENTER NOW!

Win a year's worth of toys

Last week to submit a picture of your baby at play for your chance to win. Visit the Play Wall to view our recent entries.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.