Jump to content

Travel Insurance
IVF Pregnancies EXCLUDED!!


  • Please log in to reply
12 replies to this topic

#1 Schoolmum12

Posted 13 December 2012 - 03:18 PM

Hi, sorry if this is in the wrong area & I'll shift this post.

Does anyone know of a travel insurance company that covers an IVF pregnancy?

Most policies will cover early pregnancy but NOT if it's IVF.  WTF???   What are we at risk of?

Anyway, any advice would be appreciated....

#2 B.feral3

Posted 13 December 2012 - 03:46 PM

I didn't think travel insurance covered pregnancy at all? I was 15 weeks with DS2 when I went to Hawaii and I wasn't covered. (Not IVF)

#3 spitzmum

Posted 13 December 2012 - 03:57 PM

Medibank Private travel insurance - though you'll pay an extra amount on top of the regular premium.

Most don't offer any coverage for illness or hospitalization related to an IVF pregnancy - but they will cover you for non-pregnancy related illness such as breaking your leg etc (and no travel insurance will cover any baby born overseas, regardless of conception method)

#4 scruff101

Posted 13 December 2012 - 08:38 PM

There's a travel insurance company call Cover More which you're able to purchase additional insurance if your pregnancy is achieved through ivf.  You won't be covered once you've past 26 weeks though.

It was an extra $94 on top of the premium we've already paid ($284 for both of us) - DH and I are off to the Maldives in Jan - cancellation cover (if I had a complication and was put on bed rest and unable to go on the holiday), existing medical conditions (ivf pregnancy) was the first thing we made sure we would be covered for!

#5 Lokum

Posted 13 December 2012 - 08:54 PM

Yeah, most will let you pay an extra premium and cover you for complications up to around 24 weeks, (max 32 weeks, i think.)
None will cover for delivery or neo-natal care of an IVF baby born at any gestation or for routine prenatal care.
For this reason, i made sure i was back in australia by 24 weeks - couldnt take the risk of needing NICU care for a micro prem. without insurance. Sucks, as otherwise mine ws a low risk PG. until much later than that.

#6 jai*

Posted 13 December 2012 - 09:14 PM

When I went to the US a couple of months ago I did search for a travel insurance that didn't have a clause excluding assisted conceptions - and I ended up using the insurance attached to my CBA credit card.

#7 newmama2010

Posted 15 December 2012 - 06:17 PM

I used Southern Cross Travel Insurance a couple of months back for Hawaii (I was 14 weeks pregnant) as it covered pregnancy without mentioning IVF exclusions.  Not sure if it's changed since then though.

Edited by newmama2010, 15 December 2012 - 06:18 PM.


#8 fooiesmum

Posted 15 December 2012 - 06:23 PM

Here is some information - https://www.facebook.com/photo.php?fbid=540...e=1&theater

http://www.news.com.au/top-stories/plane-t...9-1111114207387

#9 Maddy41

Posted 19 December 2012 - 09:06 AM

Chartis covers pregnancy - not sure about IVF pregnancies though. A friend travelled to Thailand & had to be hospitalised and they covered everything - it wasn't an IVF pregnancy though.

Also there is a company called World Nomads that is recommended by Lonely Planet that insures lots of people and activities that you can't normally get insurance for.  We have used them several times.

#10 Magenta_

Posted 19 December 2012 - 09:25 AM

Choice just did a review of this and came back suggesting these companies provide the best cover for pregnancy.

"Some insurers exclude pregnancy cover altogether, while many provide limited cover for medical expenses associated with pregnancy up to 20-26 weeks, sometimes with an extra premium. The comprehensive policies for the following insurers ranked well for pregnancy cover. They cover pregnancy and childbirth up to 26 weeks with no additional premium, while Columbus provide an option to extend pregnancy cover to 30 weeks with an extra premium."

Good2Go
Defence Health
Chartis
Columbus

Good Luck!
Magenta

Edited by Magenta_, 19 December 2012 - 09:28 AM.


#11 Three Of Hearts

Posted 20 December 2012 - 08:39 AM

QUOTE (ivfmiracles @ 13/12/2012, 04:18 PM) <{POST_SNAPBACK}>
Most policies will cover early pregnancy but NOT if it's IVF.  WTF???   What are we at risk of?


ohmy.gif Wow!  So if you're like me and live in Victoria you have to have counseling, police check, child protection check etc just to do IVF and now they discriminate against travel insurance?!  Incredible!

#12 dimensionk

Posted 22 December 2012 - 01:00 PM

I don't think family birth centres allow you either. I won't be getting my referral from our FS!

#13 Forum Moderator

Posted 23 December 2012 - 06:15 PM

I'm moving this to Pregnancy/Parenting after problems as it's a more appropriate area for it.

Thanks,
~Mintie~


1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 

WIN an exclusive performance from Sam Moran!

To celebrate the release of children?s musical series Play Along with Sam, out now on DVD, we?re giving one lucky parent the chance to have Sam perform at their child?s pre-school or day care!

Toddler freed after getting trapped in escalator

A shopping centre escalator needed to be pulled apart to free a toddler's trapped hand.

Why I'm kind of excited about my daughter's nits

Is it weird to say that I am secretly thrilled to find that my daughter Edie has nits?

Baby born at 10:11 on 12-13-14

Well, it's actually 13-12-14 to us over here. But still, Clare Elizabeth Keane's consecutive numerical birth time is pretty special.

On holding tightly and loving fiercely

We can't live in fear. This post is about Christmas and how at this time we should be celebrating life and grateful for what we have: our loved ones who we cherish fiercely.

Babies, relatives and coping with Christmas day

Everyone will love your baby but your baby may not be so happy to be passed around a lot of new people - nor may you want to feed with an audience.

Why I won't be posting pictures of my baby on Facebook

There are pros and cons to this policy.

The myths and truths of gender swaying

Here are a few popular methods hopeful parents-to-be use to try to get a baby of their preferred gender – and what an expert says about whether they really work.

10 easy DIY Christmas decoration ideas

It's officially time to get into the Christmas spirit. Why not branch out when you put up your tree this year and add a personal touch with a few DIY decorations? We've found the perfect easy-to-make ways to put more festive fever into your home.

The dangerous new trend of glucose challenge test refusal

A dangerous trend is seeing more mothers-to-be declining a relatively simple and painless test to check for gestational diabetes.

Office of Fair Trading reveals naughty toys ahead of Christmas

The Office of Fair Trading has pulled seven toys from shelves ahead of Christmas after they fail safety tests.

Video: Baby boy's trouble with twins

These twin girls will no doubt have fun fooling people in years to come, but nobody will be as confused as baby Landon.

Long-term reversible male contraceptive on its way

Men could soon have access to an injectable long-term contraceptive which works in a similar way to a vasectomy but promises to be easily reversed.

'I tried to kill my baby': one mum's story

After bathing and dressing her three-month-old son, Amanda had a rare moment alone with her baby.

Attack of the 'mummy brain'

I feel that almost every day, someone in my life - be they a friend, family member or complete stranger - feels the need to excuse my behaviour as I have other things on my mind.

Mum of baby who fell ill after drinking raw milk speaks out

A Melbourne mother has described how her son turned grey when he became seriously ill after drinking raw milk.

Australian divorce rate lowest since 1976

Modern newlyweds are now well into their 30s and marriage still offers something powerful a new book argues.

The aftermath of a traumatic birth experience

In Australia, 30 per cent of women find their birth experience traumatic, with 6 per cent going on to develop post traumatic stress disorder (PTSD).

Young mum burns 'from inside-out'

A young mum is in intensive care after she took a friend's antibiotic and wound up with an ailment that is burning her body 'from the inside-out'.

The disagreement that can break a relationship

If he doesn't change his mind, all I can hope is that I will. It would be a waste to spend the rest of my marriage mourning a baby that never was.

Download now: Essential Kids Activity Finder app

Got bored kids? Quickly find the best activities for kids wherever you are in Australia with the Essential Kids app.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Co-sleeping or no-sleeping? Mum videos worst nap ever

One mother's futile attempt to sleep in caught on camera in a hilarious - and very cute - video.

Why children misbehave during the festive season

While we all like to imagine the holiday season as being a fun, loving and bonding experience; often our reality is quiet different.

I was fat-shamed by my doctor

The fear of being weighed is the most significant factor in women cancelling medical appointments - and now weight-shaming has happened to me.

End of an era: no more childcare

As we reach the end of 2014, we're closing the book on many things for another year, most notably childcare. Our last child has attended childcare for the very last time.

WIN an exclusive performance from Sam Moran!

To celebrate the release of children?s musical series Play Along with Sam, out now on DVD, we?re giving one lucky parent the chance to have Sam perform at their child?s pre-school or day care!

The 7-year itch is more like the 10-year itch: study

Contrary to popular belief, making it past the seven-year mark doesn't mean your marriage will be smooth sailing from there on.

Should children be forced to sit on Santa's lap?

We teach kids it’s okay to say no if they don’t feel safe, so why do some parents force their children to climb in to Santa's lap?

Stop telling us that parenting gets harder

I’m sure that parenting will get harder. But life isn’t exactly smooth sailing for many of us right now, either.

Baby born weighing almost 14 pounds

Yes, the bouncing baby girl was born by caesarean section. And mum says no more kids.

The dummy debate

I'm the first to admit that when I used to see tiny babies with dummies in their mouths, I thought "Hmm, lazy parenting." And now I apologise.

'I thought I was an only child'

Imagine meeting your double at a school sports event, or regularly being mistaken for someone you haven't met. Separated twins Margaret and Joy tell their story.

Carers admit to force-feeding children

As Sydney grieves the loss of Sydney siege victims Katrina Dawson and Tori Johnson, reports have suggested that both died as heroes.

 

How many weeks til Christmas?

On your To-Do list

Get the "Santa" shopping done without the kids in tow.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.