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Year of nothing
New years resolution


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#1 HeartMyBoys

Posted 10 December 2012 - 07:35 PM

My partner and i have decided next year will be a year of nothing. Basically we will only buy essentials, pay our bills, and go nuts on our debt. No going out or partying (which is easy for me cause im pregnant wink.gif ).
I know im up for it and my partner is adamant he is too. He works a lot so we shouldnt drive each other too crazy........i hope.
Anyone else have a big new years resolution that may be hard to stick to?
I'd also like to come up with a bet i could make with him, if he doesnt stick with it......any ideas?

#2 LittleListen

Posted 10 December 2012 - 07:44 PM

Good luck OP!  i would love to so this but DH is resistant. Loves his stuff  rolleyes.gif

Some helpful blogs/resources:

http://www.theminimalistmom.com  talks about living a minimalist life.

David Ramsey's blog/book/program for paying down debt.

http://smallnotebook.org/ does regular no spend months. You can pick up some good concepts here that might help your DH to see that it works for others.

Would love to hear your updates in the year next year!


#3 HeartMyBoys

Posted 10 December 2012 - 08:19 PM

Thanks so much for that info. So keen to succeed at this. biggrin.gif

And i'll definitely keep u posted

Edited by HeartMyBoys, 10 December 2012 - 08:19 PM.


#4 #YKG

Posted 10 December 2012 - 08:47 PM

ill join you on that one next year. Only essentials like bills & groceries no new clothes unless desperate (currently losing weight) going out limit to peoples birthdays ans save save save!

#5 MoonPie

Posted 10 December 2012 - 08:49 PM

Cool! You should blog it?

#6 *Finn*

Posted 10 December 2012 - 08:52 PM

I am Absolutly desperate to lose weight. 2013 is the year for it!!

Off to find some motivation to stick with it! And maybe some councilling too.

#7 HeartMyBoys

Posted 10 December 2012 - 08:59 PM

QUOTE (Rebothy @ 10/12/2012, 09:49 PM)
15148060[/url]']
Cool! You should blog it?



Hmmmm, never written a blog, but could be a good time to start.

#8 casime

Posted 10 December 2012 - 10:27 PM

I like the idea, and I'm doing a similar thing, but I think you need to include some allowance for activities/celebrations/treats/etc.  Maybe set aside a certain amount that each of you could use for going out/treats.  I am allowing myself one bottle of wine per fortnight and $10 per week towards 'entertainment'.  That may be saving up towards theatre shows, or going to a movie.  I think you need to include some 'play' money or you might find it more difficult.

#9 HeartMyBoys

Posted 11 December 2012 - 05:44 AM

QUOTE (casime @ 10/12/2012, 11:27 PM)
15148318[/url]']
I like the idea, and I'm doing a similar thing, but I think you need to include some allowance for activities/celebrations/treats/etc.  Maybe set aside a certain amount that each of you could use for going out/treats.  I am allowing myself one bottle of wine per fortnight and $10 per week towards 'entertainment'.  That may be saving up towards theatre shows, or going to a movie.  I think you need to include some 'play' money or you might find it more difficult.



Thats a great idea, thx.

#10 kpingitquiet

Posted 11 December 2012 - 08:07 AM

Yep, I'm with ya. Our biggest weakness is occasional takeout. Japanese and Pizza Capers (who have ruined us for all others lol) are our kryptonite, but I'm vowing at least 2 months with no takeout, and a year with no non-essential purchases. We'll obviously have to buy kiddo some clothes halfway through, and we'll replace essentials that break/die, but I'm sick of seeing the credit card bill stagnate.

Bills, my schooling, general essentials, healthy food, and hopefully new-baby related stuff (again, essentials plus a couple special items as we already have lots from kiddo) is more than enough consumerism for us. Thankfully, we've JUST finished all our birthdays (except husband) and Christmas is covered. Husband isn't getting anything but a dinner out as we agreed our US trip was anniv/bday/Xmas for both of us for the year. Our "treats" are my school tuition and occasional cans of paint as we slowly (hopefully!) raise the value of the house.

Man, will it be tough not to order out on a tired night, though! My only tip is to make up some homemade "fast food" like pizza and crumbed fish fillets for the freezer, keep a jar or two of good pasta and curry sauces laying around and use those if you, like us, you need the occasional no-cook night. Good luck!

#11 HeartMyBoys

Posted 11 December 2012 - 09:12 AM

Weve been trying lite n easy, as it worked out cheap compared to our usual food shops. Plus with my partner working odd hours, and working away at times, theres always meals left so we dont always have to spend a lot. We buy other stuff aswell for the kids and i make up meals for them that i know they like. Im a bargain shopper, whereas my partner is the one who will just grab whatever and not check prices rolleyes.gif . Thats why i know i will stick to the plan, and i really hope he can.
Take away will be a once a week/fortnight treat for sure. I know what u mean about not wanting to cook every night, and thats why i love lite n easy, hehe.
Weve already sorted next xmas with hampers which will be paid off by oct, credit cards have been handed over and ive hidden them (if i had my way i'd cut them up), i pay the bills etc and ive been told as long as i make sure he has enough for smokes, and cold drinks at work hes happy. He works on the roads, long hours, and doesnt pay for fuel which is a huge bonus considering how much it is. Im gonna buy drinks in bulk so it works out cheaper and he can take an esky.
Heres hoping that this time next year were almost, if not completely debt free  eexcite.gif

#12 ubermum

Posted 11 December 2012 - 09:25 AM

What about ditching his smokes? The least he could do is switch to a nicotine replacement like gum, lozenges, inhaler, patches. It may save a lot more than money in the long term.

I recently took a smoker into our house and I am blown away at how expensive smokes now are. She pays nearly $23 for a pack of 40's. That's a lot of money a couple of times a week out of a family budget. In fact two packets is 2/3rds of my fruit + veg budget. They are definitely a non-essential item.

#13 Ally'smum

Posted 11 December 2012 - 09:28 AM

We are going to attempt it, we really need to clear some debt.

We are going to have planned splurges though and save up for them beforehand so we don't feel like we are missing out on life too much.

#14 unicycle

Posted 11 December 2012 - 10:36 AM

We rarely had takeaway or ate out for 10 years, but when we did, the rule for take away was that it had to be paid for in coins. That way it didn't feel like we were spending real money. Oh yeah... We are mortgage free now.
If you would like tips for not spending money, I believe I may be your go- to person...

#15 HeartMyBoys

Posted 11 December 2012 - 12:46 PM

QUOTE (Ferdinand @ 11/12/2012, 10:19 AM)
15148866[/url]']
We did that a couple of years ago. It so wasn't worth it for us, we nearly killed each other without an outlet to release frustration (for me this is usually seeing a movie or bowling). We lasted 8 months before we started splurging again a little.




8 months is a fair effort. I'll put small amounts aside to go towards a night out or a movie or something.

#16 HeartMyBoys

Posted 11 December 2012 - 12:49 PM

QUOTE (ubermum @ 11/12/2012, 10:25 AM)
15148885[/url]']
What about ditching his smokes? The least he could do is switch to a nicotine replacement like gum, lozenges, inhaler, patches. It may save a lot more than money in the long term.

I recently took a smoker into our house and I am blown away at how expensive smokes now are. She pays nearly $23 for a pack of 40's. That's a lot of money a couple of times a week out of a family budget. In fact two packets is 2/3rds of my fruit + veg budget. They are definitely a non-essential item.



Yep, it is crazy the amount he spends on smokes alone. Believe me, ive suggested it to him several times. He said he will give it a go when hes ready, so i dont push the issue. I thnk if i nag him into it, then i'll cop all the abuse when hes having withdrawels lol.

#17 HeartMyBoys

Posted 11 December 2012 - 12:50 PM

QUOTE (unicycle @ 11/12/2012, 11:36 AM)
15149060[/url]']
We rarely had takeaway or ate out for 10 years, but when we did, the rule for take away was that it had to be paid for in coins. That way it didn't feel like we were spending real money. Oh yeah... We are mortgage free now.
If you would like tips for not spending money, I believe I may be your go- to person...



Must feel great to be mortgage free.........and thankyou  original.gif

#18 MagsJee

Posted 01 January 2013 - 12:52 PM

Ok, my year of nothing starts today and my 'nothing' is book buying.  I have a nasty, nasty habit of buying books which I always plan to read (honest), but somehow never do because: 'ooooh, look that books looks great...'  You get the picture.

So this year I'm not buying any books, not book books, not ebooks, just no books.

#19 Magnus

Posted 01 January 2013 - 01:11 PM

I agree with Casime that you do need to plan in some breaks/ fun.

We had the year of nothing this year due to DP saving and my income being reduced and the costs of moving interstate.

For a few months, maybe about six, it's OK. Recently, I've become quite grumpy, because I am on holidays and after a very hard year I feel frustrated that I can't reward myself.

As well as setting aside a little bit of 'emergency' entertainment money, I found spending a bit on maintaining my appearance was important. I start to feel really down on myself when I only have very scruffy clothes, mullety hair and terrible skin. There were a few patches this year where I had to force myself to go out in public.

Perhaps make sure you have enough cheap basics like t-shirts and bras and undies before you start, and replace staples like jeans and shorts and shoes before they get to the point where they're ripped, saggy, or falling down.

#20 Country (deci)Mel

Posted 01 January 2013 - 01:16 PM

Oh dear... from reading this it seems that I may be already living a 'life of nothing'.

Damn.

#21 Guest_Sunnycat_*

Posted 01 January 2013 - 01:25 PM

I'm going too be attempting the same. My only exclusions are stuff for this baby ask need to get a car seat and cot and would like a double stroller. Dad has offered to make the cot so that saves money.

I also need to get clothes have no age appropriate winter clothes but I'm going to budget for this.

I'm looking forward to my year of frugality, we spend so much money on take away and crap it's ridiculous.

Edited by Sunnycat, 01 January 2013 - 01:26 PM.


#22 Sallystwo

Posted 01 January 2013 - 01:38 PM

We too are tightening the belt this year.

#23 sad small umbrella

Posted 01 January 2013 - 01:40 PM

After a truly horrendous vet bill over the new year, we need to be frugal to get back on track.  ::sigh::




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