Jump to content

Year of nothing
New years resolution


  • Please log in to reply
22 replies to this topic

#1 HeartMyBoys

Posted 10 December 2012 - 07:35 PM

My partner and i have decided next year will be a year of nothing. Basically we will only buy essentials, pay our bills, and go nuts on our debt. No going out or partying (which is easy for me cause im pregnant wink.gif ).
I know im up for it and my partner is adamant he is too. He works a lot so we shouldnt drive each other too crazy........i hope.
Anyone else have a big new years resolution that may be hard to stick to?
I'd also like to come up with a bet i could make with him, if he doesnt stick with it......any ideas?

#2 LittleListen

Posted 10 December 2012 - 07:44 PM

Good luck OP!  i would love to so this but DH is resistant. Loves his stuff  rolleyes.gif

Some helpful blogs/resources:

http://www.theminimalistmom.com  talks about living a minimalist life.

David Ramsey's blog/book/program for paying down debt.

http://smallnotebook.org/ does regular no spend months. You can pick up some good concepts here that might help your DH to see that it works for others.

Would love to hear your updates in the year next year!


#3 HeartMyBoys

Posted 10 December 2012 - 08:19 PM

Thanks so much for that info. So keen to succeed at this. biggrin.gif

And i'll definitely keep u posted

Edited by HeartMyBoys, 10 December 2012 - 08:19 PM.


#4 #YKG

Posted 10 December 2012 - 08:47 PM

ill join you on that one next year. Only essentials like bills & groceries no new clothes unless desperate (currently losing weight) going out limit to peoples birthdays ans save save save!

#5 MoonPie

Posted 10 December 2012 - 08:49 PM

Cool! You should blog it?

#6 *Finn*

Posted 10 December 2012 - 08:52 PM

I am Absolutly desperate to lose weight. 2013 is the year for it!!

Off to find some motivation to stick with it! And maybe some councilling too.

#7 HeartMyBoys

Posted 10 December 2012 - 08:59 PM

QUOTE (Rebothy @ 10/12/2012, 09:49 PM)
15148060[/url]']
Cool! You should blog it?



Hmmmm, never written a blog, but could be a good time to start.

#8 casime

Posted 10 December 2012 - 10:27 PM

I like the idea, and I'm doing a similar thing, but I think you need to include some allowance for activities/celebrations/treats/etc.  Maybe set aside a certain amount that each of you could use for going out/treats.  I am allowing myself one bottle of wine per fortnight and $10 per week towards 'entertainment'.  That may be saving up towards theatre shows, or going to a movie.  I think you need to include some 'play' money or you might find it more difficult.

#9 HeartMyBoys

Posted 11 December 2012 - 05:44 AM

QUOTE (casime @ 10/12/2012, 11:27 PM)
15148318[/url]']
I like the idea, and I'm doing a similar thing, but I think you need to include some allowance for activities/celebrations/treats/etc.  Maybe set aside a certain amount that each of you could use for going out/treats.  I am allowing myself one bottle of wine per fortnight and $10 per week towards 'entertainment'.  That may be saving up towards theatre shows, or going to a movie.  I think you need to include some 'play' money or you might find it more difficult.



Thats a great idea, thx.

#10 kpingitquiet

Posted 11 December 2012 - 08:07 AM

Yep, I'm with ya. Our biggest weakness is occasional takeout. Japanese and Pizza Capers (who have ruined us for all others lol) are our kryptonite, but I'm vowing at least 2 months with no takeout, and a year with no non-essential purchases. We'll obviously have to buy kiddo some clothes halfway through, and we'll replace essentials that break/die, but I'm sick of seeing the credit card bill stagnate.

Bills, my schooling, general essentials, healthy food, and hopefully new-baby related stuff (again, essentials plus a couple special items as we already have lots from kiddo) is more than enough consumerism for us. Thankfully, we've JUST finished all our birthdays (except husband) and Christmas is covered. Husband isn't getting anything but a dinner out as we agreed our US trip was anniv/bday/Xmas for both of us for the year. Our "treats" are my school tuition and occasional cans of paint as we slowly (hopefully!) raise the value of the house.

Man, will it be tough not to order out on a tired night, though! My only tip is to make up some homemade "fast food" like pizza and crumbed fish fillets for the freezer, keep a jar or two of good pasta and curry sauces laying around and use those if you, like us, you need the occasional no-cook night. Good luck!

#11 HeartMyBoys

Posted 11 December 2012 - 09:12 AM

Weve been trying lite n easy, as it worked out cheap compared to our usual food shops. Plus with my partner working odd hours, and working away at times, theres always meals left so we dont always have to spend a lot. We buy other stuff aswell for the kids and i make up meals for them that i know they like. Im a bargain shopper, whereas my partner is the one who will just grab whatever and not check prices rolleyes.gif . Thats why i know i will stick to the plan, and i really hope he can.
Take away will be a once a week/fortnight treat for sure. I know what u mean about not wanting to cook every night, and thats why i love lite n easy, hehe.
Weve already sorted next xmas with hampers which will be paid off by oct, credit cards have been handed over and ive hidden them (if i had my way i'd cut them up), i pay the bills etc and ive been told as long as i make sure he has enough for smokes, and cold drinks at work hes happy. He works on the roads, long hours, and doesnt pay for fuel which is a huge bonus considering how much it is. Im gonna buy drinks in bulk so it works out cheaper and he can take an esky.
Heres hoping that this time next year were almost, if not completely debt free  eexcite.gif

#12 ubermum

Posted 11 December 2012 - 09:25 AM

What about ditching his smokes? The least he could do is switch to a nicotine replacement like gum, lozenges, inhaler, patches. It may save a lot more than money in the long term.

I recently took a smoker into our house and I am blown away at how expensive smokes now are. She pays nearly $23 for a pack of 40's. That's a lot of money a couple of times a week out of a family budget. In fact two packets is 2/3rds of my fruit + veg budget. They are definitely a non-essential item.

#13 Ally'smum

Posted 11 December 2012 - 09:28 AM

We are going to attempt it, we really need to clear some debt.

We are going to have planned splurges though and save up for them beforehand so we don't feel like we are missing out on life too much.

#14 unicycle

Posted 11 December 2012 - 10:36 AM

We rarely had takeaway or ate out for 10 years, but when we did, the rule for take away was that it had to be paid for in coins. That way it didn't feel like we were spending real money. Oh yeah... We are mortgage free now.
If you would like tips for not spending money, I believe I may be your go- to person...

#15 HeartMyBoys

Posted 11 December 2012 - 12:46 PM

QUOTE (Ferdinand @ 11/12/2012, 10:19 AM)
15148866[/url]']
We did that a couple of years ago. It so wasn't worth it for us, we nearly killed each other without an outlet to release frustration (for me this is usually seeing a movie or bowling). We lasted 8 months before we started splurging again a little.




8 months is a fair effort. I'll put small amounts aside to go towards a night out or a movie or something.

#16 HeartMyBoys

Posted 11 December 2012 - 12:49 PM

QUOTE (ubermum @ 11/12/2012, 10:25 AM)
15148885[/url]']
What about ditching his smokes? The least he could do is switch to a nicotine replacement like gum, lozenges, inhaler, patches. It may save a lot more than money in the long term.

I recently took a smoker into our house and I am blown away at how expensive smokes now are. She pays nearly $23 for a pack of 40's. That's a lot of money a couple of times a week out of a family budget. In fact two packets is 2/3rds of my fruit + veg budget. They are definitely a non-essential item.



Yep, it is crazy the amount he spends on smokes alone. Believe me, ive suggested it to him several times. He said he will give it a go when hes ready, so i dont push the issue. I thnk if i nag him into it, then i'll cop all the abuse when hes having withdrawels lol.

#17 HeartMyBoys

Posted 11 December 2012 - 12:50 PM

QUOTE (unicycle @ 11/12/2012, 11:36 AM)
15149060[/url]']
We rarely had takeaway or ate out for 10 years, but when we did, the rule for take away was that it had to be paid for in coins. That way it didn't feel like we were spending real money. Oh yeah... We are mortgage free now.
If you would like tips for not spending money, I believe I may be your go- to person...



Must feel great to be mortgage free.........and thankyou  original.gif

#18 MagsJee

Posted 01 January 2013 - 12:52 PM

Ok, my year of nothing starts today and my 'nothing' is book buying.  I have a nasty, nasty habit of buying books which I always plan to read (honest), but somehow never do because: 'ooooh, look that books looks great...'  You get the picture.

So this year I'm not buying any books, not book books, not ebooks, just no books.

#19 Magnus

Posted 01 January 2013 - 01:11 PM

I agree with Casime that you do need to plan in some breaks/ fun.

We had the year of nothing this year due to DP saving and my income being reduced and the costs of moving interstate.

For a few months, maybe about six, it's OK. Recently, I've become quite grumpy, because I am on holidays and after a very hard year I feel frustrated that I can't reward myself.

As well as setting aside a little bit of 'emergency' entertainment money, I found spending a bit on maintaining my appearance was important. I start to feel really down on myself when I only have very scruffy clothes, mullety hair and terrible skin. There were a few patches this year where I had to force myself to go out in public.

Perhaps make sure you have enough cheap basics like t-shirts and bras and undies before you start, and replace staples like jeans and shorts and shoes before they get to the point where they're ripped, saggy, or falling down.

#20 HRH Countrymel

Posted 01 January 2013 - 01:16 PM

Oh dear... from reading this it seems that I may be already living a 'life of nothing'.

Damn.

#21 Guest_Sunnycat_*

Posted 01 January 2013 - 01:25 PM

I'm going too be attempting the same. My only exclusions are stuff for this baby ask need to get a car seat and cot and would like a double stroller. Dad has offered to make the cot so that saves money.

I also need to get clothes have no age appropriate winter clothes but I'm going to budget for this.

I'm looking forward to my year of frugality, we spend so much money on take away and crap it's ridiculous.

Edited by Sunnycat, 01 January 2013 - 01:26 PM.


#22 Sallystwo

Posted 01 January 2013 - 01:38 PM

We too are tightening the belt this year.

#23 Acidulous Osprey

Posted 01 January 2013 - 01:40 PM

After a truly horrendous vet bill over the new year, we need to be frugal to get back on track.  ::sigh::




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 

Five ways my second pregnancy is second best

As I roll into the second half of "Pregnancy: The Sequel", here is breakdown of the differences I have found thus far.

Domestic politics

Why I felt guilty about having a cleaner

Coming home to a clean house was a pleasure – and yet, I felt uneasy.

'Ugly' hearing aid ad leaves parents fuming

When Alecia Donoghue found out her baby would need hearing aids she worried about him becoming the target for schoolyard bullies.

Have you seen these missing children?

The Australian Federal Police has released the following information to locate some of Australia's missing children through the Family Law Court.

Margarita time

Keira Knightley welcomes first child

British actress Keira Knightley has become a first-time mother.

IVF patients in the dark over which clinics are least successful

Couples with fertility problems have little way of knowing which IVF clinics are the best performers despite significant differences between clinic success rates.

Couple forced to defend their decision to become parents

They met, fell in love and got married. Then, just like couples everywhere, Simon and Vicky Moore decided it was time to have a baby.

The one parenting tip that made all the difference

Amongst the useless, ill-informed advice we're given as new parents, many of us also receive nuggets of wisdom that make our lives just that little bit easier.

Five lies you tell yourself when you're pregnant

You can see it all now: glowing mumma with her gorgeous babe ... you know exactly what you're going to be like. Or perhaps you know exactly what you're not going to be like.

Family expecting fourth set of twins

A couple is expecting their fourth set of twins in five years.

The day my daughter almost drowned

We had six adults standing there, so I felt like I could relax a bit. After all, what could go wrong with so much supervision?

Sydney siege survivor names baby after victim Katrina Dawson

A Sydney barrister who survived the Lindt cafe siege has named her newborn daughter after her best friend who died in the tragedy.

The universal working mother experience

These days mothers need more than just traditional career advice.

Obama feels full force of toddler tantrum

Shopping centres, restaurants, the White House ... the list of places toddlers like to throw tantrums is endless.

Banishing bloat

How to avoid a bloated tummy

Here are some foods to eat in order to escape feeling ghastly and gassy.

The great new picture book for anxious kids

My son is a worrier by nature. I learnt long ago that it was completely pointless to say to him "Don't worry about it!".

Budget stripped more than $15b from families

The combined impact of the two budgets for low and middle income people was "devastating", new analysis by the Australian Council of Social Service shows.

Pregnant women urged to get flu shots

As the winter chill starts to arrive, NSW Health is urging pregnant women to get their flu shots.

65-year-old gives birth to quadruplets

A 65-year-old German woman, who already has 13 children, has given birth to quadruplets.

What you need to know about pregnancy and health insurance

It's not just waiting periods that couples need to consider - there are other factors to consider when thinking about health insurance.

Yummy mummy

Nicole Trunfio breastfeeds baby on Elle magazine cover

Australian model Nicole Trunfio has taken the concept of multitasking to a fashionable new level for Elle Australia.

Warnings after baby girl died while sleeping in bouncer

Parents have been warned about the dangers of letting babies sleep in bouncers and swings following the death of a three-month-old girl.

Coping with fatigue as a parent

Sleep deprivation is a real hazard of caring for a baby. But there are ways to manage the challenges of fatigue better.

A very 21st century issue: parents, parks and smart phones

It's not all the parents, and it's not all the time, but there is often at least one doing it. And sometimes, that 'one' is me.

Appliances

Faulty washing machines linked to house fires

More than 80,000 faulty Samsung washing machines pose a fire threat in homes throughout Australia despite a nationwide recall of the machines.

7 things you might not know about postnatal depression

Despite its widespread nature, there is still a great amount of mystery surrounding PND - and it's important to try unravelling as much of that as we can.

Seven questions you should be asking about your health cover

If the last time you assessed your health cover was five years ago, there?s a chance it may no longer suit your needs. To ensure it?s still right for your family, click here for seven questions to ask.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

How to use gas effectively in labour

Many women in labour don't use gas effectively and suffer more side effects than benefits. Here's how to get the most out of this pain relief option.

'He has gastro but that's okay, right?': sick kid etiquette

We cannot place all children who are sick in a bubble till they recover, but we can give other parents a choice about exposing their kids to them.

Welcome to Winter

Now that the colder months are here, Essential Baby as all the information you need for staying healthy and happy during the chilly season.

Ada Nicodemou: 'I can never be completely happy again'

Home and Away actress Ada Nicodemou has opened up about the loss of her stillborn baby.

10 things to consider when you're thinking about trying for a baby

Before you start tracking your menstrual cycle and reading up on the best positions to get pregnant, there are a few other things you may want to consider.

How special surgery and IVF can create a post-vasectomy baby

Cricket legend Glenn McGrath and his second wife Sara are expecting their first child together, thanks to IVF and a delicate surgical sperm retrieval process that helped the couple to conceive.

Belle Gibson's mother 'disgusted and embarrassed'

The mother of disgraced wellness blogger Belle Gibson has accused her daughter of lying about her childhood in an attempt to garner public sympathy.

Doctor's mobile phone 'left inside c-section mum'

A new mum claims a doctor left his mobile phone inside her after delivering her baby via caesarean section.

I'm a mum and I'm following my dreams

I want my kids to know that no matter what happens in life, you can still be who it is that you've always wanted to be.

Those first daycare days

I had this innate 'mum' moment the other day.

'If one person had listened, my life would have been so different'

Katherine's father will die in prison for the horrifying sexual abuse of his daughter. Yet she is the one with the true life sentence.

This new plan undermines breastfeeding and baby health at everyone's expense

Mothers, babies, the health system and the wider society are going to pay the price of this new budget.

Couple to celebrate terminally ill baby's birthday in unique way

Baby Jai Bishop has lived at Starship Hospital for the past seven months, with his parents flying back and forth from Hokitika, 1100km away, to be by his side.

Life On Mars

It's men who need 'retraining', not women

We are all responsible for our own behaviour. Telling victims to harden up is wrong.

Baby Gammy's dad tries to claim charity money

The biological father of baby Gammy has reportedly tried to access charity money raised for the little boy's medical costs.

Where are the childcare places?

It?s all very well to encourage women to work if they choose to, but how can the measures lead to increased workforce participation when women are once again left holding the baby?

The pain of not having babies and not knowing why

After seven years of wishing, hoping, crying, punching pillows and shouting "why me?!", the end result is more than I ever thought possible.

Getting your family finances in order

Whether you're after a new car for a growing family, a bigger house, or are just fixing up your finances, here are the basics on borrowing.

Mum shares graphic selfie to warn against tanning

A mum has shared a graphic photo of her skin cancer treatment as a warning to others.

Does parenthood make us happier?

We can certainly gain higher levels of happiness when we become parents, but the trick is to not get overwhelmed by the pressures of raising our kids.

No, having a dog is not like having a human child

It's obvious these people dote on their pets, but they're barking up the wrong tree.

 

Top baby names

Baby Names

The numbers are in and we can now bring you the 2014 top baby name list for Australia.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.