Jump to content

Pet Insurance


  • Please log in to reply
9 replies to this topic

#1 magical

Posted 30 November 2012 - 10:11 AM

Probably been done to death but we have an 18 month old small fluffy that has just cost us over 2K in an emergency.

So is it worth the cost and  who do you have it with ?

Thanks biggrin.gif

#2 lamarque

Posted 30 November 2012 - 06:32 PM

I looked at it last year but quickly realised our two retrievers were too old at 9 yrs.   We spent about 3K to remove two balls; one from his stomach and one from his intestine.  

I think most insurers have pet insurance, I liked the idea of going with the RSPCA insurance.  I think from memory it was around $20 per month??  I could be wrong though.

#3 spitzmum

Posted 01 December 2012 - 05:38 AM

I've got it (top cover with medibank private) and it has been very useful - two operations in the last 12 months at $3,500 each.  Medibank paid 80% (we paid 20%)

Our girl seems accident prone - no sense and rushes head long into adventure!

#4 Feral Becky

Posted 01 December 2012 - 05:46 AM

After spending $6K on our Rigeback for an amputaion and chemo, we decided to do the pet insurance for our silky terrier. Glad she did cos she did an ACL (cost $1400, got most back)
We also have our new pup insured also.

I think it is worth it, we are with Bow Wow Meow.

#5 leebec

Posted 01 December 2012 - 06:02 AM

I've got it for our 18 week old puppy & thank god. She is a border collie/rottweiler/staffy mix and a complete nutcase. Within 3 weeks of having the insurance I had already claimed 3 times. I got the woolworths pet insurance and went for the top cover. She is being desexed in a week and part of that is covered as well.

#6 Gumnut82

Posted 01 December 2012 - 07:15 AM

We've had it for maybe 2 years now, after each of our StaffyX's racked up $700+ in vet bills. From memory we claimed twice last year - once was a small amount so after the excess we got maybe $100 back, the second time one had cut her paw on some broken glass and after anaesthetic/stitches/observation/ridiculously expensive bandages we claimed and got about $700 back. Between the two that worked out to cover most of the premiums for that year. Haven't claimed at all this year but that's the joy of insurance!

We are with Pet Secure and I think ours is about $30/month? They've just reduced the amount they pay out, though, so I'll be looking out for better deals here!

#7 magical

Posted 01 December 2012 - 08:35 AM

Thanks so much !!!

#8 Waratah

Posted 02 December 2012 - 12:13 PM

So worth it.   I have Petplan and it has saved me a fortune. My Cav has had both patellas operated on, bone scans teeth removed probably about $4000 worth and then some. I pay about $55 a month.

#9 ~ppp~

Posted 02 December 2012 - 12:20 PM

I'm with bowwowmeow. Choice did a review in 2010 and one if the big things they pointed out is to watch what cover you get after 8yrs if age. Some companies automatically drop your medical coverage from 100% or 80% down to 65% which is crap as that is when the old dogs are likely to get the problems that you have been paying to cover them all their life for.
Definitely worth getting. Having to not run tests or treat your pet properly because you can't afford the $$$ is not a nice situation to be in.

#10 Jellyblush

Posted 02 December 2012 - 08:09 PM

I shopped around quite a bit and ended up with Medibank top cover. It was the most economical top cover after the discount because I have my health insurance with them.

It has been great and claiming is a breeze. I got it because my dog has an anxiety condition. While it doesn't cover her meds, as this is behavioural, it DOES cover the physical injuries she gets as a result of anxious behaviour (e.g. trying to escape, licking paws until bleeding & raw) plus it covers a full blood screen every year which I do to monitor her kidneys since she's on meds, plus it covers some worming cost.

$50 per month, had it 18 months, have claimed and been paid with no questions $480 so far. If she ever needed surgery or had a big accident it would be priceless.

Oh, just wanted to add that most pet insurance is with the same company - petsure. Woolworths and Medibank for example are the same insurance product, exactly the same - just branded with their logo and you deal with their claims staff.




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 

Special offer: The Baby & Toddler Show 2014

At The Baby & Toddler Show, you?ll find everything you need to get ready for your new arrival and guide you through the early weeks and years of parenting.

An open letter to Tony Abbott: please salvage our super

We face financial ruin, but most of us don?t realise it. If we don?t act together to salvage our superannuation, I have no doubt the new GFC will be the Girls? Financial Crisis.

'I'm happy to know I'm changing lives': surrogate mum of two

I know that once the baby is born, I will focus on the gift I have given, and watch the parents with their new child. I can't wait for that day.

Birth trauma and the issue of informed consent

There is a perception that women should just be happy they have a healthy baby in their arms. But for women who experienced birth trauma, there's a lot more to it.

Tips for managing pollen allergies and hayfever

They're simple tips, but they can have a big impact on those who suffer from hayfever and pollen allergies.

Ada Nicodemou shares tribute to her stillborn baby

Just over one month since Ada Nicodemou and her husband lost their second son, the Home and Away star has shared a touching poem for her baby.

Mum causes stir breastfeeding on train

?To the woman breastfeeding her kid on the train. Seriously! On the train?" began the letter of complaint.

10 things they don?t tell you about being pregnant

As I slowly waddle my ever-changing pregnant body towards the finishing line of my due date, it?s becoming increasingly clear there are a lot of things they just don?t tell you about pregnancy.

Overcoming a fear of the dark

A toddler's fear of the dark is very normal, but there are ways parents can help children through this stage in their development.

Kids, TV and movies: how young is too young?

It seems you don't have to throw the TV and iPad out the window - it all boils down to moderation, supervision and interaction.

Video: Baby's first birthday is a special day for mum, too

?A baby?s first birthday is also mum?s first birthday.?

The day Supernanny came to tea

Prince William's favourite celebrity child trainer Jo Frost puts Bryony Gordon and her toddler through their paces.

Tales from the homefront

When you're at work you sort of assume that your house is basically just sitting there quietly doing nothing until you return. However, since spending my days at home, I've learned this couldn't be further from the truth.

The words I hated hearing as new mum

It was less than a week after my son was born that I first heard it - from my mother.

To the pharmacist who sold me baby formula

On the rare occasion I catch sight of you at school, or around town, I think back to our earliest exchange. I?m sure you have no recollection of it at all.

Babies may benefit from autism therapy

Children showing signs of autism don't usually receive early intervention until well into toddlerhood or later, but a new study suggests infants with symptoms of the developmental disorder might benefit from therapy from as early as six months.

Knatalye and Adeline born with an everlasting bond

Knatalye Hope and Adeline Faith are a lot like any other identical twin girls, but there is one dramatic difference: they're joined at the chest and shares several internal organs.

The question this dad wishes he'd asked his wife

I should have seen that my wife wasn't the same person I'd fallen in love with, but we were both too focused on simply trying to get by.

Why we should talk about the deaths of the Hunt children

The deaths are too horrible even to think about. Yet we owe it to the children - Fletcher, Mia and Phoebe Hunt - to think long and hard about it all.

Baby dies of meningococcal weeks after vaccine application denied

A six-month-old girl has died from meningococcal disease just weeks after an application for government funding of a vaccine for the most deadly strain of the virus was rejected.

Finding the right balance when playing with your kids

Being too involved in our children?s play and not allowing our kids enough free time for unstructured activities can mean our kids miss out on the value that play offers.

Creative DIY light shades

The Pop Light light shade comes in a flat pack already made - it's up to you to design it as you'd like.

The battle of iParenting versus imagination

Have we forgotten how to be imaginative, resourceful parents?

Why movement is so important for your baby's growth

Letting your child move as much as possible in the early years ? using all senses, engaging in the real world, preferably outside ? will help them grow up healthier, smarter, calmer and stronger.

Download now: Essential Kids Activity Finder app

Got bored kids? Quickly find the best activities for kids wherever you are in Australia with the Essential Kids app.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Special offer: The Baby & Toddler Show 2014

At The Baby & Toddler Show, you?ll find everything you need to get ready for your new arrival and guide you through the early weeks and years of parenting.

Losing yourself to motherhood

While watching your baby grow into a unique little person is exciting and wondrous, the intensity of meeting everyone else?s needs can ever so sneakily overtake your own needs for self-care.

Tearing during delivery: the facts

Almost all women will experience bruising, grazing or tearing after a vaginal birth. Depending on the degree of tearing, there are various treatments available.

6 tips for a day out with a baby and toddler

Outings can be lots of fun with the kids, but there are inevitable challenges. Here's some information about days out to help you be a little more prepared.

Why I invited a dozen people to watch my son's birth

I sent invitations on burgundy scrapbooking paper stamped with a field of poppies, and told each person why I wanted him or her there. I warned that there would be nudity.

Getting labour started: tips for a natural induction

When your baby?s due date comes and goes without so much as a pop - let alone a bang - it can be disheartening. Mums and a doula share their stories of natural inductions.

7 mistakes old hands make with new babies

As I sat across the table from my friend ? me, a seasoned mother of three; her, a brand new mum ? I thought of all the mistakes an old-hand parent can make when visiting a newborn baby.

That's my boy: a dad's diary of the first 4 months

Unbearable anxiety, unspeakable joy, constant exhaustion and bouts of frustration ... The many shocks of first-time fatherhood resound in a dad's diary of his son's early months.

One of the most important things a new mum can do

Finances may not be as cute as a newborn, but with many women?s working arrangements changing post-baby, monetary matters need attention too.

Single, pregnant - and 51

She first became a mum at 49 - now, two years later, Tracey Khan is pregnant with her second child.

Personalised baby gifts

We've scoured the internet to find gorgeous personalised keepsakes and nursery decor to record baby name and dates. They make great gifts for christenings, name days and birthdays! (All prices in AU.)

 

Reader offer

2 FOR 1 TICKET OFFER

For Shopping, For Advice, For Baby & You. Enjoy a special day out with fabulous shopping from over 200 brands, leading parenting experts offering advice on a range of topics, and amazing children?s entertainment

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.