Jump to content

Pet Insurance


  • Please log in to reply
9 replies to this topic

#1 magical

Posted 30 November 2012 - 10:11 AM

Probably been done to death but we have an 18 month old small fluffy that has just cost us over 2K in an emergency.

So is it worth the cost and  who do you have it with ?

Thanks biggrin.gif

#2 lamarque

Posted 30 November 2012 - 06:32 PM

I looked at it last year but quickly realised our two retrievers were too old at 9 yrs.   We spent about 3K to remove two balls; one from his stomach and one from his intestine.  

I think most insurers have pet insurance, I liked the idea of going with the RSPCA insurance.  I think from memory it was around $20 per month??  I could be wrong though.

#3 spitzmum

Posted 01 December 2012 - 05:38 AM

I've got it (top cover with medibank private) and it has been very useful - two operations in the last 12 months at $3,500 each.  Medibank paid 80% (we paid 20%)

Our girl seems accident prone - no sense and rushes head long into adventure!

#4 Feral Becky

Posted 01 December 2012 - 05:46 AM

After spending $6K on our Rigeback for an amputaion and chemo, we decided to do the pet insurance for our silky terrier. Glad she did cos she did an ACL (cost $1400, got most back)
We also have our new pup insured also.

I think it is worth it, we are with Bow Wow Meow.

#5 leebec

Posted 01 December 2012 - 06:02 AM

I've got it for our 18 week old puppy & thank god. She is a border collie/rottweiler/staffy mix and a complete nutcase. Within 3 weeks of having the insurance I had already claimed 3 times. I got the woolworths pet insurance and went for the top cover. She is being desexed in a week and part of that is covered as well.

#6 Gumnut82

Posted 01 December 2012 - 07:15 AM

We've had it for maybe 2 years now, after each of our StaffyX's racked up $700+ in vet bills. From memory we claimed twice last year - once was a small amount so after the excess we got maybe $100 back, the second time one had cut her paw on some broken glass and after anaesthetic/stitches/observation/ridiculously expensive bandages we claimed and got about $700 back. Between the two that worked out to cover most of the premiums for that year. Haven't claimed at all this year but that's the joy of insurance!

We are with Pet Secure and I think ours is about $30/month? They've just reduced the amount they pay out, though, so I'll be looking out for better deals here!

#7 magical

Posted 01 December 2012 - 08:35 AM

Thanks so much !!!

#8 Waratah

Posted 02 December 2012 - 12:13 PM

So worth it.   I have Petplan and it has saved me a fortune. My Cav has had both patellas operated on, bone scans teeth removed probably about $4000 worth and then some. I pay about $55 a month.

#9 ~ppp~

Posted 02 December 2012 - 12:20 PM

I'm with bowwowmeow. Choice did a review in 2010 and one if the big things they pointed out is to watch what cover you get after 8yrs if age. Some companies automatically drop your medical coverage from 100% or 80% down to 65% which is crap as that is when the old dogs are likely to get the problems that you have been paying to cover them all their life for.
Definitely worth getting. Having to not run tests or treat your pet properly because you can't afford the $$$ is not a nice situation to be in.

#10 Jellyblush

Posted 02 December 2012 - 08:09 PM

I shopped around quite a bit and ended up with Medibank top cover. It was the most economical top cover after the discount because I have my health insurance with them.

It has been great and claiming is a breeze. I got it because my dog has an anxiety condition. While it doesn't cover her meds, as this is behavioural, it DOES cover the physical injuries she gets as a result of anxious behaviour (e.g. trying to escape, licking paws until bleeding & raw) plus it covers a full blood screen every year which I do to monitor her kidneys since she's on meds, plus it covers some worming cost.

$50 per month, had it 18 months, have claimed and been paid with no questions $480 so far. If she ever needed surgery or had a big accident it would be priceless.

Oh, just wanted to add that most pet insurance is with the same company - petsure. Woolworths and Medibank for example are the same insurance product, exactly the same - just branded with their logo and you deal with their claims staff.




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 

How I learnt to relax about routines

After many routine-led, tough years, we've realised that being parenting isn't about being perfect. It isn't about following a schedule to a T.

Should you have a third child or not?

I thought our family had been complete with our two boys. I had no idea how much I needed my daughter until she was here.

Helping a toddler embrace an adopted sibling

A single parent by choice, I am preparing to adopt a second baby from Morocco. And I face a special challenge.

When pregnancy messes with your self-esteem

Pregnancy doesn't make all women feel beautiful. It certainly doesn't raise every woman's self-esteem.

Join us in The BIG nappy change

Introducing the new Coles Little Explorer Nappies! You can confidently rely on Coles Little Explorer nappies at each stage of your child's growth, so take the Big Nappy Change and try new Coles Little Explorer nappies for yourself!

Robbie Williams live tweets wife's labour

And the award for most patient woman in labour goes to ... Robbie Williams' wife, Ayda Field.

Vaccine ignorance is deadly and contagious

In the absence of credible, strong political leadership, paranoia about disease can go viral.

Parenting differently based on birth order

All children have unique personalities, but keeping birth order in mind could help when parenting.

How to get rid of the mum guilt

Motherhood and guilt seem to go hand in hand, but there are ways to focus

Paid parental leave scheme grinds to a halt

The future of Prime Minister Tony Abbott's paid parental leave scheme appears to be up in the air, despite the fact it is due to begin in less than nine months.

The devastation of foetal alcohol spectrum disorders

No one's sure how many Australians are affected by foetal alcohol spectrum disorders, but the consequences for those who are can be devastating.

The pros and cons of finding out the sex of your unborn baby

It’s often one of the biggest choices parents make during the course of their pregnancy; to find out, or not to find out, the sex of their baby before it’s born.

Toddler's awesome dress up month

Two-year-old Willow and her photographer mum, Gina Lee, made October "Dress Up Willow Month". She posted photos of Willow's costumes on her Instagram account, and her creative takes on popular culture are simply adorable.

Childhood around the world

It can be easy to assume our ideas around childhood are universal, but they are particular to where we live, as these practices show.

Best picks for baby and toddler shoes

Here's a great selection of footwear from pre-walker to walker ensuring comfort and style for growing feet.

I lost my wife and daughters to Ebola - then it came for my son

Sunday, September 21, is a day I will never forget.

The 'yucky' illness that took over my life

I have a chronic illness nobody likes to discuss. It involves toilet talk, and probably caused my miscarriage. But it needs to be talked about.

Prenatal testing: the facts

Prenatal testing is done to check if a baby has certain medical conditions before birth. Here is some important information about what the tests are for and the risks involved.

5 things to do with your baby?s old clothes

Did you think your only option for your baby?s old clothes was to pack them away or give them to the Salvos? Think again.

Why it's possible to not realise you're pregnant until the baby arrives

After hearing about 'surprise babies' born to mums who didn't know they were pregnant, it's common to ask "how did she not realise?" But experts say it's entirely possible for it to happen.

'My miracle is finally here'

How has the world continued on its pace when mine has been altered so drastically?

Dairy can help older women fall pregnant: study

Ice cream may be the ultimate comfort food, but a study suggests it could also help older women to have children.

Megan Gale goes topless for 'sexiest people' cover

Six months after a heavily pregnant Megan Gale posed nude for Marie Claire, the glowing new mum has gone topless for the cover of another magazine.

A new perspective on life from living with two diseases

A mother shares her personal story about the difficulty of living with two conditions, one of which stops her from being able to see her daughter's face.

Warning about Children's Panadol dosage

The Therapeutic Goods Administration has issued a safety advisory warning parents about confusion when using the dosing syringe supplied with Children's Panadol.

Download now: Essential Kids Activity Finder app

Got bored kids? Quickly find the best activities for kids wherever you are in Australia with the Essential Kids app.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Take 'The Coles Big Nappy Change' Challenge

You could become part of our Test Drive team and win one of 200 packs of Coles Little Explorer Nappies as part of our 5-day challenge.

Win 1 of 5 Canon Powershot D30 cameras

Capture life more easily with the Canon Powershot D30. Shockproof, waterproof and dustproof, you can take it almost anywhere and shoot beautiful images, time after time. Enter now!

16 parenting truths you won't find in the baby books

I am five years into this parenting gig and I’ve learnt that sleepless nights and changing dirty nappies are child’s play.

Best and worst potty party cakes

It's nice to celebrate a child making the shift from nappies to 'big kid' undies, but do we really need a semi-realistic used toilet cake to do it? Here are some of the best and worst cakes parents have used at 'potty parties' around the world.

7 tips for a financially festive Christmas

Plan ahead - and do it now - to ensure festive season expenses don't break the bank.

'Go the F*** to Sleep' author's new book for frustrated parents

A sequel is coming soon to the 2011 hit book 'Go the F*** to Sleep' - and this time, it's about mealtimes.

Great birthday party buys from Etsy

Handmade crafts to decorate and personalise your child's next birthday - from banners to cake decorations, we've got gorgeous party finds from Etsy.

Join us in The BIG nappy change

Introducing the new Coles Little Explorer Nappies! You can confidently rely on Coles Little Explorer nappies at each stage of your child's growth, so take the Big Nappy Change and try new Coles Little Explorer nappies for yourself!

Creative storage ideas for the kids' rooms

Creative and practical storage ideas for the kids' toys and books can also add some stylish decor to your home. Visit babyology.com.au for more stylish modern finds for hip kids & parents.

Thief uses breast milk as weapon

Police are on the hunt for a thief who robbed a pharmacy using her lactation skills.

To the mum in the doctor's waiting room

Maybe the mum I saw in that waiting room, seemingly disconnected from her baby, doesn’t have the support she needs.

10 space-saving nursery ideas

Starting a family doesn't always mean moving into a bigger house - not yet, anyway.

 

What's in a name?

Baby Names

Looking for a classic name, or an unusual name? Our Baby Name Finder is for you, search or browse to refine your shortlist.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.