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Travel insurance covering heart conditions?
7 replies to this topic
Posted 29 November 2012 - 09:06 PM
Has anyone recently taken out travel insurance that covers heart conditions?
We want to go to Canada in Jan/Feb for 3 weeks.
Covermore has said no.
Vero needs a form completed by a doctor, then they assess that info to decide if they'll offer cover.
Any other companies we can try?
Posted 29 November 2012 - 09:13 PM
MIL used sure save.net and they were the only ones would cover her being 79, having a heart condition and is on Warfrin.
Her premium was higher and her excess would be higher, but they did cover her ( we did not need to claim).
She just did interview over the telephone for the cover.
Posted 29 November 2012 - 09:46 PM
I was going to recommend Covermore(who covered my mum for her heart condition)but edited post because I just read your post properly and they have already said no.
Hopefully you will find someone who will insure you!
Edited by vonmax, 29 November 2012 - 09:52 PM.
Posted 29 November 2012 - 11:33 PM
We just tried to get cover for our USA holiday for my DH heart condition which is basically 3 stents and now on medication..the only one that was likely to consider it was suresave and belive me I tried every single travel insurance company i could find...because this was only a recent condition we didnt have any luck and he had to cancel coming with us...but at least suresave did say that further down the track they would consider it
Posted 29 November 2012 - 11:47 PM
I use to sell Covermore travel insurance and I don't recall ever having a client knocked back for their heart condition. I just had a quick look and they have changed underwriters though so I can't speak for the new underwriters 'Great Lakes Reinsurance(UK) PLC.' They use to be underwritten by Vero though so fill out all your pre-existing forms and give them a try.
Still, this is a common discussion on a group I am in and Covermore are recommended by most for insuring even the really serious heart conditions that require ongoing corrective surgery. (With an additional premium of course.)
Posted 30 November 2012 - 12:05 AM
covermore definitely didnt cover stents
i used to sell them all the time as well and thought as such a big company they definitely would...but no they have changed their policy
guess it depends on what heart condition you need covering as to who will work for you
Posted 30 November 2012 - 10:59 AM
Try Australia post insurance, we couldn't get it to cover my son (not a heart condition but complex med needs) but know of someone - who may post as well - that got it for her son when no other company would. its an easy over the phone questionnaire and it is decided from that.
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