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Travel insurance covering heart conditions?


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7 replies to this topic

#1 jenchristo

Posted 29 November 2012 - 09:06 PM

Has anyone recently taken out travel insurance that covers heart conditions?

We want to go to Canada in Jan/Feb for 3 weeks.

Covermore has said no.

Vero needs a form completed by a doctor, then they assess that info to decide if they'll offer cover.

Any other companies we can try?

Thanks.

#2 Veritas Vinum Arte

Posted 29 November 2012 - 09:13 PM

MIL used sure save.net and they were the only ones would cover her being 79, having a heart condition and is on Warfrin.

Her premium was higher and her excess would be higher, but they did cover her ( we did not need to claim).

She just did interview over the telephone for the cover.

http://www.suresave.net.au/

#3 vonmax

Posted 29 November 2012 - 09:46 PM

I was going to recommend Covermore(who covered my mum for her heart condition)but edited post because I just read your post properly and they have already said no.
Hopefully you will find someone who will insure you!

Edited by vonmax, 29 November 2012 - 09:52 PM.


#4 baf65

Posted 29 November 2012 - 11:33 PM

We just tried to get cover for our USA holiday for my DH heart condition which is basically 3 stents and now on medication..the only one that was likely to consider it was suresave and belive me I tried every single travel insurance company i could find...because this was only a recent condition we didnt have any luck and he had to cancel coming with us...but at least suresave did say that further down the track they would consider it

#5 B.Nasty

Posted 29 November 2012 - 11:47 PM

I use to sell Covermore travel insurance and I don't recall ever having a client knocked back for their heart condition. I just had a quick look and they have changed underwriters though so I can't speak for the new underwriters 'Great Lakes Reinsurance(UK) PLC.' They use to be underwritten by Vero though so fill out all your pre-existing forms and give them a try.

Still, this is a common discussion on a group I am in and Covermore are recommended by most for insuring even the really serious heart conditions that require ongoing corrective surgery. (With an additional premium of course.)



#6 baf65

Posted 30 November 2012 - 12:05 AM

covermore definitely didnt cover stents
i used to sell them all the time as well and thought as such a big company they definitely would...but no they have changed their policy
guess it depends on what heart condition you need covering as to who will work for you

#7 kandj

Posted 30 November 2012 - 10:59 AM

Try Australia post insurance, we couldn't get it to cover my son (not a heart condition but complex med needs) but know of someone - who may post as well - that got it for her son when no other company would. its an easy over the phone questionnaire and it is decided from that.

#8 Bellisymo

Posted 02 December 2012 - 08:01 PM

QBE covered me.  After a loooooong questionaire.




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