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Recommend me some private health insurance?
5 replies to this topic
Posted 19 November 2012 - 07:49 PM
I've been thinking of changing my private health cover for a while but I find the process of sorting through the options so incredibly tedious that I never manage it.
Currently we have top cover with NIB which is about $130/fortnight. It's too much for what we get and I just found out they don't have a deal with the main pathology place in Canberra now so if I get blood tests etc in hospital I have to pay the gap.
We use dental, chiro and physio a fair bit, and we have a 2 year old and another baby due in January which should be our last.
Anyone have any recommendations?
Posted 19 November 2012 - 08:02 PM
Use the iselect website.... It helped me cut through the comparison, also it advised us we were eligible for an industry fund RT Health I had never heard of...any transport company even airlines... And I intend to drop obs once this baby is born as that's it which will cut premiums right down.
I was not interested in gym memberships etc as well. So you can tailor more to suit yr needs now.
Edited by adl, 19 November 2012 - 08:02 PM.
Posted 20 November 2012 - 12:26 AM
We are also with GMHBA and very happy. You won't find them on iSelect though because they've stopped paying to advertise there.
Posted 20 November 2012 - 12:44 AM
This is the government website and should cover all the funds (as PP mentioned iSelect only covers certain funds that pay to advertise there):
FWIW, we are with Australian Unity, we have never had a problem (and have claimed A LOT), although once this baby is born I will be reviewing my policy options (cutting out obstetrics, fertility treatment etc.)
Posted 20 November 2012 - 05:58 AM
I used http://www.privatehealth.gov.au/ and found Westfund to be the best value for money.
We switched a couple of years ago and have been happy with the decision.
I used to be with mbf and DH was with medibank, now we have comprehensive family cover and pay less than we did previously.
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