Jump to content

Recommend me some private health insurance?


  • Please log in to reply
5 replies to this topic

#1 JessMcA

Posted 19 November 2012 - 07:49 PM

Hi,

I've been thinking of changing my private health cover for a while but I find the process of sorting through the options so incredibly tedious that I never manage it.

Currently we have top cover with NIB which is about $130/fortnight. It's too much for what we get and I just found out they don't have a deal with the main pathology place in Canberra now so if I get blood tests etc in hospital I have to pay the gap.

We use dental, chiro and physio a fair bit, and we have a 2 year old and another baby due in January which should be our last.

Anyone have any recommendations?

#2 Feral Becky

Posted 19 November 2012 - 07:52 PM

We are with GMHBA and are quite happy.

#3 adl

Posted 19 November 2012 - 08:02 PM

Use the iselect website.... It helped me cut through the comparison, also it advised us we were eligible for an industry fund RT Health I had never heard of...any transport company even airlines... And I intend to drop obs once this baby is born as that's it which will cut premiums right down.

I was not interested in gym memberships etc as well. So you can tailor more to suit yr needs now.

Edited by adl, 19 November 2012 - 08:02 PM.


#4 SeaPrincess

Posted 20 November 2012 - 12:26 AM

We are also with GMHBA and very happy.  You won't find them on iSelect though because they've stopped paying to advertise there.

R

#5 Jaffacakes

Posted 20 November 2012 - 12:44 AM

This is the government website and should cover all the funds (as PP mentioned iSelect only covers certain funds that pay to advertise there):

http://www.privatehealth.gov.au/

FWIW, we are with Australian Unity, we have never had a problem (and have claimed A LOT), although once this baby is born I will be reviewing my policy options (cutting out obstetrics, fertility treatment etc.)

#6 Angelina Ballerina

Posted 20 November 2012 - 05:58 AM

I used http://www.privatehealth.gov.au/ and found Westfund to be the best value for money.

We switched a couple of years ago and have been happy with the decision.

I used to be with mbf and DH was with medibank, now we have comprehensive family cover and pay less than we did previously.




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 
 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Win 1 of 5 Canon Powershot D30 cameras

Capture life more easily with the Canon Powershot D30. Shockproof, waterproof and dustproof, you can take it almost anywhere and shoot beautiful images, time after time. Enter now!

16 parenting truths you won't find in the baby books

I am five years into this parenting gig and I’ve learnt that sleepless nights and changing dirty nappies are child’s play.

Best and worst potty party cakes

It's nice to celebrate a child making the shift from nappies to 'big kid' undies, but do we really need a semi-realistic used toilet cake to do it? Here are some of the best and worst cakes parents have used at 'potty parties' around the world.

7 tips for a financially festive Christmas

Plan ahead - and do it now - to ensure festive season expenses don't break the bank.

'Go the F*** to Sleep' author's new book for frustrated parents

A sequel is coming soon to the 2011 hit book 'Go the F*** to Sleep' - and this time, it's about mealtimes.

Great birthday party buys from Etsy

Handmade crafts to decorate and personalise your child's next birthday - from banners to cake decorations, we've got gorgeous party finds from Etsy.

Creative storage ideas for the kids' rooms

Creative and practical storage ideas for the kids' toys and books can also add some stylish decor to your home. Visit babyology.com.au for more stylish modern finds for hip kids & parents.

Student shocked by surprise baby

Kate Hudson, 22, was on a dream European holiday with friends. She didn't realise she was about to become a mum.

To the mum in the doctor's waiting room

Maybe the mum I saw in that waiting room, seemingly disconnected from her baby, doesn’t have the support she needs.

10 space-saving nursery ideas

Starting a family doesn't always mean moving into a bigger house - not yet, anyway.

 

What's in a name?

Baby Names

Looking for a classic name, or an unusual name? Our Baby Name Finder is for you, search or browse to refine your shortlist.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.