Jump to content
Recommend me some private health insurance?
5 replies to this topic
Posted 19 November 2012 - 07:49 PM
I've been thinking of changing my private health cover for a while but I find the process of sorting through the options so incredibly tedious that I never manage it.
Currently we have top cover with NIB which is about $130/fortnight. It's too much for what we get and I just found out they don't have a deal with the main pathology place in Canberra now so if I get blood tests etc in hospital I have to pay the gap.
We use dental, chiro and physio a fair bit, and we have a 2 year old and another baby due in January which should be our last.
Anyone have any recommendations?
Posted 19 November 2012 - 08:02 PM
Use the iselect website.... It helped me cut through the comparison, also it advised us we were eligible for an industry fund RT Health I had never heard of...any transport company even airlines... And I intend to drop obs once this baby is born as that's it which will cut premiums right down.
I was not interested in gym memberships etc as well. So you can tailor more to suit yr needs now.
Edited by adl, 19 November 2012 - 08:02 PM.
Posted 20 November 2012 - 12:26 AM
We are also with GMHBA and very happy. You won't find them on iSelect though because they've stopped paying to advertise there.
Posted 20 November 2012 - 12:44 AM
This is the government website and should cover all the funds (as PP mentioned iSelect only covers certain funds that pay to advertise there):
FWIW, we are with Australian Unity, we have never had a problem (and have claimed A LOT), although once this baby is born I will be reviewing my policy options (cutting out obstetrics, fertility treatment etc.)
Posted 20 November 2012 - 05:58 AM
I used http://www.privatehealth.gov.au/ and found Westfund to be the best value for money.
We switched a couple of years ago and have been happy with the decision.
I used to be with mbf and DH was with medibank, now we have comprehensive family cover and pay less than we did previously.
1 user(s) are reading this topic
0 members, 1 guests, 0 anonymous users
The idea of making a 'pregnancy contract' with your partner may sound a bit silly at first, but it can help make the transition to parenthood a lot smoother.
Burping babies vs burpees – yes, new mums and personal trainers live in different worlds. But they can work together - once you find the right match for you and your lifestyle.
The NSW Ambulance Service is removing child-safety seats from ambulances, while the Victorian service is facing criticism over lengthy response times following the death of a three-year-old.
Police say that an incident in which a man pulled on a woman?s pram while walking a popular Sydney route late last month was a misunderstanding.
Three weeks ago, my auntie, a midwife, developed a fever. Sitting here in Sydney basked in Australian sunshine, that shouldn't be big news.
One mum shares her frightening experience and vows to never take her health for granted again.
When reading increasingly means swiping pages on a device, and we're advised to read to their children early and often, should parents be turning to e-readers for storytime?
A young dad who fought a five-year battle with cancer has been remembered for his inspiring legacy at a funeral service attended by hundreds of family and friends this week.
Public health authorities say the death of a toddler in north Queensland from meningococcal disease highlights the danger the illness poses.
Nicole Kidman is hoping to add to her family, but says she's doubtful it will happen.
Aldi has announced a recall of their popular Wooden London Bus play set.
From soft toys to balance bikes, here are some great ideas for first birthday gifts.
Kim Walsh arrived at the doctor with abdominal cramps. Hours later, she was cradling the baby experts told her she could never have.
I'm a far better person post-cancer than I ever was before. The goal now is to stay around long enough to find out who I can become, and what I can achieve.
Pete Evans is not a paediatrician or even a nutritionist or dietitian. So why should we believe his extreme views and remove food groups from our children's diets over the advice from those more qualified?
Forget the new 'Lawnmower' parenting trend; try using plain old-fashioned commonsense instead.
A US woman is suing a sperm bank after it sent her vials from African-American man, instead of the white donor she had selected.
Dad may not say it, but he could be feeling lost, confused and seriously left out. However, there are lots of things new fathers can do to be more included in the excitement of pregnancy and new parenthood.
Baby Laelani Baker was diagnosed with cancer before she was even born. Her heartbreaking story is just one of the reasons the Build for a Cure project is raising money for vital research into childhood cancer.
Parenting doesn’t ever get easier; the challenges just change. But the challenges of caring for young children definitely lessens as they get older.
As the first phase of an inquest into the death of Chloe Valentine drew to a close, there was no doubt Chloe's life was marred by appalling neglect.
The act of killing one's child is unthinkable for most, and a mother who kills her offspring has a special power to inspire shock and revulsion.
For those of us with young children, eight hours sleep is a distant memory. And while we can’t do much to secure more shut-eye, there are some ways to fake it.
Got bored kids? Quickly find the best activities for kids wherever you are in Australia with the Essential Kids app.
Top 5 Articles
I am five years into this parenting gig and I’ve learnt that sleepless nights and changing dirty nappies are child’s play.
Capture life more easily with the Canon Powershot D30. Shockproof, waterproof and dustproof, you can take it almost anywhere and shoot beautiful images, time after time. Enter now!
It's nice to celebrate a child making the shift from nappies to 'big kid' undies, but do we really need a semi-realistic used toilet cake to do it? Here are some of the best and worst cakes parents have used at 'potty parties' around the world.
Plan ahead - and do it now - to ensure festive season expenses don't break the bank.
A sequel is coming soon to the 2011 hit book 'Go the F*** to Sleep' - and this time, it's about mealtimes.
Handmade crafts to decorate and personalise your child's next birthday - from banners to cake decorations, we've got gorgeous party finds from Etsy.
Creative and practical storage ideas for the kids' toys and books can also add some stylish decor to your home. Visit babyology.com.au for more stylish modern finds for hip kids & parents.
Vicki had a three-month-old son when she first felt something wasn't right. She was gone within a year.
Maybe the mum I saw in that waiting room, seemingly disconnected from her baby, doesn’t have the support she needs.
Starting a family doesn't always mean moving into a bigger house - not yet, anyway.
What's in a name?
Looking for a classic name, or an unusual name? Our Baby Name Finder is for you, search or browse to refine your shortlist.