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Recommend me some private health insurance?


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5 replies to this topic

#1 JessMcA

Posted 19 November 2012 - 07:49 PM

Hi,

I've been thinking of changing my private health cover for a while but I find the process of sorting through the options so incredibly tedious that I never manage it.

Currently we have top cover with NIB which is about $130/fortnight. It's too much for what we get and I just found out they don't have a deal with the main pathology place in Canberra now so if I get blood tests etc in hospital I have to pay the gap.

We use dental, chiro and physio a fair bit, and we have a 2 year old and another baby due in January which should be our last.

Anyone have any recommendations?

#2 Feral Becky

Posted 19 November 2012 - 07:52 PM

We are with GMHBA and are quite happy.

#3 adl

Posted 19 November 2012 - 08:02 PM

Use the iselect website.... It helped me cut through the comparison, also it advised us we were eligible for an industry fund RT Health I had never heard of...any transport company even airlines... And I intend to drop obs once this baby is born as that's it which will cut premiums right down.

I was not interested in gym memberships etc as well. So you can tailor more to suit yr needs now.

Edited by adl, 19 November 2012 - 08:02 PM.


#4 SeaPrincess

Posted 20 November 2012 - 12:26 AM

We are also with GMHBA and very happy.  You won't find them on iSelect though because they've stopped paying to advertise there.

R

#5 Jaffacakes

Posted 20 November 2012 - 12:44 AM

This is the government website and should cover all the funds (as PP mentioned iSelect only covers certain funds that pay to advertise there):

http://www.privatehealth.gov.au/

FWIW, we are with Australian Unity, we have never had a problem (and have claimed A LOT), although once this baby is born I will be reviewing my policy options (cutting out obstetrics, fertility treatment etc.)

#6 Angelina Ballerina

Posted 20 November 2012 - 05:58 AM

I used http://www.privatehealth.gov.au/ and found Westfund to be the best value for money.

We switched a couple of years ago and have been happy with the decision.

I used to be with mbf and DH was with medibank, now we have comprehensive family cover and pay less than we did previously.




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