Jump to content

CCB and CCR confusion


  • Please log in to reply
3 replies to this topic

#1 Moo point

Posted 16 November 2012 - 03:28 PM

I'm sure this has been done to death but.... I'm having trouble understanding the work commitment required to be eligible for the CCR.

It says on the Centrelink page that there are no minimum hours, yet 2 paragraphs below says it has to be a minimum of 15 hours??

I was planning on returning to work one day per week from February, and have lined up childcare. Am I right in thinking I won't get the rebate for this day as I will only be working 7 or 8 hours? DH works full time. I am on leave without pay (was not eligible for unpaid parental leave as had only been employed 8 months before having DS).

Also, if I have overestimated our income, will we just be paid extra at the end of the financial year or is there something else I need to do?

TIA.

#2 SeaPrincess

Posted 16 November 2012 - 03:33 PM

There are no minimum hours for CCR.  You have to work/study over 15 hours to qualify for more than 24 hours (2 days) of CCB.
http
://www.humanservices.gov.au/customer/e...ing-study-test

No idea about the overestimation. We only qualify for CCR, so we get it back once a quarter.

R

#3 Moo point

Posted 16 November 2012 - 03:41 PM

Ah ok, that makes sense. Thank you so much both of you! It's all a bit of a minefield, appreciate the links.

#4 ingridhumanservice

Posted 19 November 2012 - 04:46 PM

Hi Ange_75, I work with the Australian Government Department of Human Services in a team that responds to questions about Centrelink payments and services on social media sites like this. I passed your questions on to our subject matter experts and this is the information I got back. I know it's a lot of information, but hopefully it answers all of your questions. All the best!  original.gif
_______________________________________________

The Work/Training/Study test is different for Child Care Benefit (CCB) and Child Care Rebate (CCR).

To be eligible for CCB for  approved care of more than 24 hours (and up to 50 hours) of child care per week, a person (and their partner) must satisfy the CCB Work/Training/Study test by undertaking a work related activity (or a combination of activities)
for at least 15 hours per week (or 30 hours per fortnight) or have an exemption.  

However, to be eligible for CCR (to be assessed for 50% of the out of pocket child care expenses), there is no minimum hour requirement for a person (and their partner) to be undertaking to satisfy the CCR Work/Training/Study test. That is, if a person (and their partner) are undertaking a work related activity (or have an exemption) at some time during the week that care is being provided then the CCR Work/Training/Study test is met.

Based on 7 or 8 hours of work per week for yourself and full time work for your partner, you will satisfy the Work/Training/Study test for CCR but you would only be eligible for CCB of up to 24 hours per week.

CCB may entitle you to a reduction of your child care fees, based on your and your partner's income estimate.

Your CCB entitlement is reassessed at the end of the financial year based on your actual income, after you have lodged your tax returns. If you have over estimated your income during the year, you may receive a top-up of CCB at the end of financial year.

The CCR is not income tested but is based on your CCB entitlement. When your CCB is reassessed at the end of the financial year, your CCR will also be reassessed based on your actual CCB entitlement.  If you have over estimated your income during the year for CCB purposes, your CCR would have been paid on a higher out of pocket costs.  Therefore, if your CCR is reassessed at the end of the year using a higher CCB entitlement then you may have been overpaid CCR.

When the CCB and CCR are both reassessed at the end of the financial year, any overpayment for one payment will be offset by any top-up entitlement for the other payment.  As a result you may receive either a top-up or a debt.  Generally speaking, if you over estimate your income for CCB, the net result may be an amount paid to you.






0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users

 

'My mum doesn't seem that interested in my baby'

Q: My mother and I have always been close, but now that I have a baby, she has not helped out as much as I thought she would.

This mum has donated over 2,000 litres of breast milk

The mother-of-two was diagnosed with hyper-lactation.

New guidelines: "Bottle-feeding mums need support too"

Breast is best, but mums who can't, or choose not to breastfeed need support too.

Call to teach kids about breastfeeding at school

The aim is to increase breastfeeding rates and reduce stigma.

Dads also struggle to 'have it all', study finds

Men and women both experience work-family conflict.

'Working for nothing': Childcare crisis pushes Sydney parents to the brink

Most parents are experiencing substantial difficulties with the financial burden and lack of availability of childcare, as costs have more than doubled for some families in just over a decade.

Language development may start in the womb

Study found babies can recognise foreign languages before birth.

Paying $2.50 for a babycino? This is why...

Aren't babycinos just a bit of froth? Not so, it seems...

I'm a stay-at-home mum who's an awful housewife

"Hey, come here a second," my mum said as she replaced the book in my hands with a wooden spoon covered in what I prayed was red sauce. Together, we walked into the kitchen and hovered over the skillet like we were peering into a crystal ball. Looking into my future, I saw me eating a lot of take away.

 
Advertisement
 

Top 5 Articles

Advertisement
 
 
 

From our network

Five things you need to know about flu and pregnancy

As the 2017 flu season begins in earnest, here?s what you need to know to protect yourself and baby.

Mum tips to keep your pre-baby budget in check

Money might be funny in a rich man's world (or so ABBA told us), but for the rest of us it's a major consideration – particularly before having a baby.

5 easy ways to make your maternity leave last longer

Maternity leave is a special time for you, your partner and your new little bundle. The last thing you want is for financial worries to stand in the way of that joy.

10 ways to keep your 'buying for baby' costs down

Becoming a parent is full of surprises – not least of all finding out that, for such small beings, babies cause a lot of chaos and expense.

5 ways to prepare to go from two incomes to one

Here are some ideas for getting that budget in shape, ready for being a one income family.

 

Baby Names

Need some ideas?

See what names are trending this year.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.