Jump to content

CCB and CCR confusion


  • Please log in to reply
4 replies to this topic

#1 Moo point

Posted 16 November 2012 - 03:28 PM

I'm sure this has been done to death but.... I'm having trouble understanding the work commitment required to be eligible for the CCR.

It says on the Centrelink page that there are no minimum hours, yet 2 paragraphs below says it has to be a minimum of 15 hours??

I was planning on returning to work one day per week from February, and have lined up childcare. Am I right in thinking I won't get the rebate for this day as I will only be working 7 or 8 hours? DH works full time. I am on leave without pay (was not eligible for unpaid parental leave as had only been employed 8 months before having DS).

Also, if I have overestimated our income, will we just be paid extra at the end of the financial year or is there something else I need to do?

TIA.

#2 SeaPrincess

Posted 16 November 2012 - 03:33 PM

There are no minimum hours for CCR.  You have to work/study over 15 hours to qualify for more than 24 hours (2 days) of CCB.
http
://www.humanservices.gov.au/customer/e...ing-study-test

No idea about the overestimation. We only qualify for CCR, so we get it back once a quarter.

R

#3 Lil Chickens

Posted 16 November 2012 - 03:37 PM

CCB requires a minimum of 15 hours to get fee relief on any ore than 24 hours of care (up to 50 hours).
See here

CCR has no minimum hours.  As long as you both work (etc) during the week you are entitled.
See here

Based on what you have written you will get CCB and CCR.  If you wanted more than 24 hours of fee relief you wouldn't qualify as you don't work (etc) at least 15 hours.

ETA regarding overestimation - if you overestimated you will get less CCB than you should which in tuirn means you will get more CCR than you should (as CCR is simply 50% of your out of pocket expenses).  At the end of year they will backpay you CCB and some of that will be taken to pay off your CCR debt.

Edited by Isabelle Thomas, 16 November 2012 - 03:38 PM.


#4 Moo point

Posted 16 November 2012 - 03:41 PM

Ah ok, that makes sense. Thank you so much both of you! It's all a bit of a minefield, appreciate the links.

#5 ingridhumanservice

Posted 19 November 2012 - 04:46 PM

Hi Ange_75, I work with the Australian Government Department of Human Services in a team that responds to questions about Centrelink payments and services on social media sites like this. I passed your questions on to our subject matter experts and this is the information I got back. I know it's a lot of information, but hopefully it answers all of your questions. All the best!  original.gif
_______________________________________________

The Work/Training/Study test is different for Child Care Benefit (CCB) and Child Care Rebate (CCR).

To be eligible for CCB for  approved care of more than 24 hours (and up to 50 hours) of child care per week, a person (and their partner) must satisfy the CCB Work/Training/Study test by undertaking a work related activity (or a combination of activities)
for at least 15 hours per week (or 30 hours per fortnight) or have an exemption.  

However, to be eligible for CCR (to be assessed for 50% of the out of pocket child care expenses), there is no minimum hour requirement for a person (and their partner) to be undertaking to satisfy the CCR Work/Training/Study test. That is, if a person (and their partner) are undertaking a work related activity (or have an exemption) at some time during the week that care is being provided then the CCR Work/Training/Study test is met.

Based on 7 or 8 hours of work per week for yourself and full time work for your partner, you will satisfy the Work/Training/Study test for CCR but you would only be eligible for CCB of up to 24 hours per week.

CCB may entitle you to a reduction of your child care fees, based on your and your partner's income estimate.

Your CCB entitlement is reassessed at the end of the financial year based on your actual income, after you have lodged your tax returns. If you have over estimated your income during the year, you may receive a top-up of CCB at the end of financial year.

The CCR is not income tested but is based on your CCB entitlement. When your CCB is reassessed at the end of the financial year, your CCR will also be reassessed based on your actual CCB entitlement.  If you have over estimated your income during the year for CCB purposes, your CCR would have been paid on a higher out of pocket costs.  Therefore, if your CCR is reassessed at the end of the year using a higher CCB entitlement then you may have been overpaid CCR.

When the CCB and CCR are both reassessed at the end of the financial year, any overpayment for one payment will be offset by any top-up entitlement for the other payment.  As a result you may receive either a top-up or a debt.  Generally speaking, if you over estimate your income for CCB, the net result may be an amount paid to you.






1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 

Life with anxiety

At times, I feel pretty worthless. In those moments, all I want to do is curl up into a ball and hide in the dark. I can try to quiet my mind, but it won?t shut up.

IVF leaves woman pregnant with another couple's twins

An Italian woman has been told the twins she is three months pregnant with are not hers.

'My mother-in-law found out our baby's gender behind our backs'

My husband and I mutually decided that we didn?t want to know our baby's sex before the birth, but his mother couldn't handle that.

What you need for the 'fourth trimester'

In my opinion, the first three months after the birth are the most intense. Here's what got me through that time after welcoming my baby.

Weaning a toddler off a dummy: a 15-day plan

Weaning your child off the dummy can be a traumatic experience for both of you. Here are some tips to help you through.

Choosing to be a solo parent

Two women share their stories of longing for a baby so much that they each decided not to wait for a partner before becoming a mum.

Asphyxia link another piece of the SIDS puzzle

An Australian study has uncovered information which could lead to a better understanding of why babies die from Sudden Infant Death Syndrome.

Rescue dog Zoey and BFF Jasper star in adorable pics

Photographer, self-professed "crazy dog lady" and mum Grace Chon takes photos of rescue dog Zoey and her 10-month-old son Jasper together. The results are just too cute. See more on Instagram @thegracechon.

The ultimate travel stroller: the Mountain Buggy nano

We tried the Mountain Buggy nano and give it an enthusiastic thumbs up. As the ultimate travel stroller, it's practical, has great features, and looks fab, too.

Mum's heartbreak as son dies in road accident

Daly Thomas and her two young sons were walking home from church on Tuesday afternoon. Her youngest son never made it.

New Kate Spade baby bag designs

Don?t adjust your screen: this bright beauty is coming to you in full colour.

Easter gifts for babies, no chocolate in sight!

If this is your little one?s first Easter you might want to mark the occasion with something a little extra special. Here are 10 Easter gift ideas, which won't harm little teeth.

Download now: Essential Kids Activity Finder app

Got bored kids? Quickly find the best activities for kids wherever you are in Australia with the Essential Kids app.

 
Advertisement
 
Advertisement
 
 
 

What's hot on EB

Win the brand new phil&teds vibe

Check out the good looking new release of the Vibe 3 and the Verve 4-wheeler inline strollers. To celebrate their release, we have a Vibe with double kit to give away.

Baby sleep

From birth to one year and beyond, read about baby sleep, soothing techniques, routines, and sleep school experiences.

Easter gifts for babies, no chocolate in sight!

If this is your little one?s first Easter you might want to mark the occasion with something a little extra special. Here are 10 Easter gift ideas, which won't harm little teeth.

7 tips for a kid-free trip, not a guilt trip

Although I?m jumping out of my skin to take my child-free holiday, I?m dreading the goodbye. But I?m determined to make the most of it without tarnishing it with guilt or sadness about leaving the kids.

Itchibubs: clothes for babies and toddlers with eczema

Parents of children who suffer from eczema will know only too well the scratching that occurs around the clock. A new clothing range aims to help make everyone more comfortable.

Ear piercing: what age is best?

What is it that shapes our opinions on what?s an 'appropriate' age for our children to get their ears pierced? Parents share their views on how young is too young when it comes to piercing.

Caring for kids helps grandmothers stay mentally alert

Looking after grandchildren can help grandmothers ward off brain disease - but it's also possible to get too much of a good thing, researchers say.

Why I loved my third home water birth

After two water births at home, I was determined to give birth to my son the same way. I just hoped this birth would be quicker than my last two.

Revealed: 7 ways food marketers try to trick consumers

If you?re confused by food labels, you?re not alone. Next time you?re shopping for food, look out for these seven common labelling tricks.

'My mother-in-law found out our baby's gender behind our backs'

My husband and I mutually decided that we didn?t want to know our baby's sex before the birth, but his mother couldn't handle that.

 

Free Printable Activities

Keeping little hands busy

Free printable acitivity pages like colouring in, cutting, word finders, mazes, maths activities and puzzles.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.