Jump to content
Anyone with UBank for their home loan?
5 replies to this topic
Posted 16 November 2012 - 02:51 PM
I'm currently looking at UBank for a home loan option. All looks pretty good and wondering whether anyone has a home loan with them and the good/bad bits
Posted 16 November 2012 - 03:05 PM
Yes, we've only just switched over though. All good so far.
Posted 16 November 2012 - 03:10 PM
How did you find the switching over process?
I was just recommended today to try UBank, but warned that the lower rates do come at a disadvantage, namely that they can be harder to deal with (I guess because you can't front up to a real person in a real office).
Sorry to take over OP but I guess you're asking similar things.
Posted 16 November 2012 - 03:16 PM
Currently we're with ING and it's all internet based too. You can call but there's no office. We haven't had any issues for 5 years so that bit doesn't bother me. For me it's more about the flexibility to make extra payments/redraw
Posted 16 November 2012 - 03:32 PM
There was loads of paperwork to do and it was a bit confusing (usually a mortgage broker would do all of that). Their website is excellent and it is easy to upload all your documents and the phone communication was all good.
we never dealt with our previous loan providers in person so I am not sure that it makes that big a difference.
Posted 19 November 2012 - 11:38 AM
We are with them 12 months this month. I find them great never had any problems. When I have called my answer always answered and very friendly.
The application process only took about 3 weeks. I liked the way you upload all the paperwork on the website.
If you have any q's feel free to PM me.
0 user(s) are reading this topic
0 members, 0 guests, 0 anonymous users
Deciding how many toys you want to keep and enforcing a limit can help manage the sheer volume of playthings.
'Anything is possible if you put your mind to it' might just be the motto of 86 year-old retiree, Ed Moseley who despite his age and abilities has been gifting handmade knitted caps to premature babies.
If you read about children's health, you've heard a lot of this before.
Life can be full of surprises, but for this couple a surprise came in a very unexpected way.
A 10-month-old baby has been exposed to significant levels of toxic chemicals around a RAAF base near Newcastle, say his parents.
An early childhood teacher has been censured for serious misconduct after she threatened the mother of a young child.
Scotland, the wind and water-hewn land of the loch, the kilt and the heather. Bedecked in castles great and small, there are many Australians with Scottish heritage who could look to that fair country for baby name inspiration.
The Give Me Space campaign is collecting stories from mums who have had difficult experiences while trying to find safe parking.
If you want to take a leaf out of Clare's book in gender neutral parenting, her advice is simple: "Follow the children's lead, and you can't go wrong."
Since becoming a mother I sometimes wonder what would happen to my babies if their dad and I both died.
It's worth looking a little more closely at some common parenting missteps. Could it be these mums and dads are really just like you and me?
If your partner is heading to the delivery room any time soon, you've got to see Ryan Reynolds' video on dealing with the intricacies of the delivery room.
Having her first baby at 16 was a shock for Simone Miller, but it's not something she regrets.
Usually Valerie Sharp's plan to put her granddaughter into her cot works just fine, but when things go wrong it is hilarious.
This is a stage, and you and she will move through it. I can (almost) promise it.
Oh watch out folks, Cotton On KIDS' baby range has just become even cuter with the release of its first ever prewalker shoe collection.
My twins are heading towards three and have officially entered the superhero phase. It happened almost overnight.
My best friend and I had children within a year of each other. She thinks her child is God's gift to the world.
Motherhood burns you down, but it rebuilds you too.
Clinics provide IVF success rates in often confusing ways because there is no agreed format on how this information should be presented.
Top 5 Articles
We asked real women what surprised them during their pregnancy. They've shared their experiences in the hope of preparing the rest of us better for the ride
Research suggests that big headed babies become more intelligent than their smaller peers. One mum shares the positives and negatives of having a big headed baby.
There are some everyday things that parents can do to improve gross motor skills and coordination.
A mum whose daughter was born with an extra thumb says that the extra digit saved her life.
Heather Krueger and Chris Dempsey's origin story began in a darker place than most: with stage 4 liver cancer.
This method, called elimination communication (EC or assisted infant toilet training), is becoming increasingly popular in the West.
Some of the strangest questions about pregnancy - and some of the most bizarre spelling - have made for a hilarious video.
The use of heat packs, along with other aspects of clinical care, can reduce your risk of tearing in birth.
Click through the gallery to read the details and see some of the most memorable monikers in show biz families.