Jump to content

Anyone with UBank for their home loan?


  • Please log in to reply
5 replies to this topic

#1 coffy11

Posted 16 November 2012 - 02:51 PM

Hi

I'm currently looking at UBank for a home loan option.  All looks pretty good and wondering whether anyone has a home loan with them and the good/bad bits

Ta original.gif

#2 F.E.B.E

Posted 16 November 2012 - 03:05 PM

Yes, we've only just switched over though. All good so far.

#3 Weirdly Sane

Posted 16 November 2012 - 03:10 PM

How did you find the switching over process?
I was just recommended today to try UBank, but warned that the lower rates do come at a disadvantage, namely that they can be harder to deal with (I guess because you can't front up to a real person in a real office).

Sorry to take over OP but I guess you're asking similar things.

#4 coffy11

Posted 16 November 2012 - 03:16 PM

Currently we're with ING and it's all internet based too.  You can call but there's no office.  We haven't had any issues for 5 years so that bit doesn't bother me.  For me it's more about the flexibility to make extra payments/redraw

#5 F.E.B.E

Posted 16 November 2012 - 03:32 PM

There was loads of paperwork to do and it was a bit confusing (usually a mortgage broker would do all of that). Their website is excellent and it is easy to upload all your documents and the phone communication was all good.

we never dealt with our previous loan providers in person so I am  not sure that it makes that big a difference.

#6 MaddyandLachlans-mum

Posted 19 November 2012 - 11:38 AM

We are with them 12 months this month. I find them great never had any problems. When I have called my answer always answered and very friendly.
The application process only took about 3 weeks. I liked the way you upload all the paperwork on the website.
If you have any q's feel free to PM me.




0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users

 

'My mum doesn't seem that interested in my baby'

Q: My mother and I have always been close, but now that I have a baby, she has not helped out as much as I thought she would.

This mum has donated over 2,000 litres of breast milk

The mother-of-two was diagnosed with hyper-lactation.

New guidelines: "Bottle-feeding mums need support too"

Breast is best, but mums who can't, or choose not to breastfeed need support too.

Call to teach kids about breastfeeding at school

The aim is to increase breastfeeding rates and reduce stigma.

Dads also struggle to 'have it all', study finds

Men and women both experience work-family conflict.

'Working for nothing': Childcare crisis pushes Sydney parents to the brink

Most parents are experiencing substantial difficulties with the financial burden and lack of availability of childcare, as costs have more than doubled for some families in just over a decade.

Language development may start in the womb

Study found babies can recognise foreign languages before birth.

Paying $2.50 for a babycino? This is why...

Aren't babycinos just a bit of froth? Not so, it seems...

I'm a stay-at-home mum who's an awful housewife

"Hey, come here a second," my mum said as she replaced the book in my hands with a wooden spoon covered in what I prayed was red sauce. Together, we walked into the kitchen and hovered over the skillet like we were peering into a crystal ball. Looking into my future, I saw me eating a lot of take away.

 
Advertisement
 

Top 5 Articles

Advertisement
 
 
 

From our network

Five things you need to know about flu and pregnancy

As the 2017 flu season begins in earnest, here?s what you need to know to protect yourself and baby.

Mum tips to keep your pre-baby budget in check

Money might be funny in a rich man's world (or so ABBA told us), but for the rest of us it's a major consideration – particularly before having a baby.

5 easy ways to make your maternity leave last longer

Maternity leave is a special time for you, your partner and your new little bundle. The last thing you want is for financial worries to stand in the way of that joy.

10 ways to keep your 'buying for baby' costs down

Becoming a parent is full of surprises – not least of all finding out that, for such small beings, babies cause a lot of chaos and expense.

5 ways to prepare to go from two incomes to one

Here are some ideas for getting that budget in shape, ready for being a one income family.

 

Baby Names

Need some ideas?

See what names are trending this year.

 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.